NayaPay

NayaPay

About this app

Welcome to NayaPay: The financial partner of choice for 1,000,000+ users.

One wallet for all your everyday payments. Send money, pay bills, receive remittances from around the world, chat with friends, and shop worldwide with a free Visa debit card.

Here’s why you’ll love NayaPay:

GET STARTED INSTANTLY
Download the app and set up your account right away - no wait, no fees. All you need is your CNIC and a few minutes of your time. We’ll take care of the rest.

FREE MEANS FREE
Say goodbye to surprises (read: shocks) and unnecessary charges. No hidden fees, no annual charges and no SMS surcharge to worry about. Enjoy a free Visa card, seamless fee-free money transfers to one another and complete transparency about your money.

GO INTERNATIONAL WITH VISA
You’ll get your FREE Visa Virtual debit card on your phone immediately upon account creation. Get a physical Visa debit card delivered to your doorstep for in-store shopping and cash withdrawals from ATMs anywhere in the world.

YOU’RE IN CONTROL
Order a new card, set spending limits, freeze or unfreeze your card, change your PIN, enable or disable international transactions, online payments and contactless payments - all from within your app.

SEAMLESS MONEY TRANSFERS
Make free, instant money transfers to any bank. Your mobile number serves as your NayaPay account number, easy to remember and share with anyone to receive funds. Connect your Raast ID to your NayaPay account to send and receive money through Raast.

BILL PAYMENTS MADE EASY
Manage all your bills in one place. Pay hundreds of merchants from K-Electric, LESCO, and MEPCO to SNGPL, SSGC, and StormFiber right through the app. We’ll also send you reminders when your bill is due, helping you avoid pesky late payment penalties.

GLOBAL REMITTANCES
Looking to receive home remittance or freelance payments from abroad? Simply share your NayaPay IBAN, and our global remittance partners, including Payoneer, Western Union, Wise, Remitly, RIA, ACE, and more, will handle the rest. Your funds will be deposited directly in your account.

ADD MONEY TO START SPENDING
Link your bank account to effortlessly add funds to your NayaPay app. Deposit cash at partner banks or transfer money from any bank to NayaPay to load up your account and get cracking.

TOP UP AND MORE
Whether it’s Prepaid, Postpaid, or handy bundles, we’ve got you covered for Ufone, Telenor, Zong, and Jazz. From call packages to data bundles for Whatsapp, Facebook, Youtube, Tiktok, and PUBG, find all your mobile top-up needs in one place.

WE’LL TAKE YOU PLACES
Catching a flight? Pay for your Fly Jinnah ticket directly through the NayaPay app. Would you rather go on a road trip? We’ve got you there too. Ditch the toll queues, recharge your M-Tag using the app and have a smooth journey!

CHAT YOUR PAYMENTS AWAY
Add meaning to money transfers with payment notes. Chat with your friends, share photos, send voice notes, and much more. When words fall short, use our fun stickers to express yourself.

STAY ON TOP OF YOUR FINANCES
Track all your transactions with detailed, easy-to-understand transaction history. Manage your finances with digital receipts, making record-keeping a breeze.

NEVER LOSE SIGHT OF YOUR MONEY
You know what’s come in and what’s gone out instantly. Receive instant push notifications for every transaction - we’ll update you as soon as you send, receive and spend money so you’re always in the know.

YOU’RE SAFE WITH US
Enjoy secure transactions. NayaPay is PCI DSS and ISO 27001 certified. Each transaction is protected by fingerprint/Face ID or MPIN verification, ensuring only you can authorize payments.

NayaPay has been featured internationally by Forbes, TechCrunch, Nikkei Asia, Fintech Finance, Tech in Asia, Tech Node Global, The Asian Banker and more.

We are here to help, 24/7. Reach out to us via in-app chat, email at [e-mail] or give us a call on +(9221) 111-222-729.

Ratings and reviews

The app is working great, I'm really satisfied with Nayapay. The only reason I'm giving 3 stars is because the filter in transaction history (Payments) is not working anymore, it was working in older versions. To see an older transaction I have to go through notifications which is frustrating 😔. It is requested to developes, kindly address this issue.

I heard about nayapay a lot, so I decided to install the app and use it, once I installed it and tried using it asks for Photos and Media acces. I don't know for what reason the app needs access to Photos and Media. One is unable to use the app until the permission granted, which is very spooky, what is the purpose that you are asking for access to photos, that's ridiculous.

This is a great app, worked smoothly every time i used it. But when there's a failed transaction, there's only a limit of 7 times which I think is very less, I mean if you can't get at it soon enough you can't use the card until you pay fee. And so many times It happened to me that I was so busy I couldn't even pick up my phone and I would end up with a non working card so I don't use it much. You have to have enough balance in the account and you can't rely on the aap....

What's new

No big changes this time around. But here’s a fun tip: next time you send your friends a Gift Envelope, add a note to personalize it. It’s the little details that count!