4.6
31.9K reviews
500K+
Downloads
Content rating
Everyone
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About this app

Wherever you go, take PenFed with you!

The PenFed Mobile banking app provides around-the-clock access to your PenFed accounts. Get transaction details, transfer balances, track loan application status, and much more! Deposit checks quickly and easily with your smartphone or tablet.

Need an ATM? The app will help you find one. Forgot to set a travel notification for your PenFed credit card? Do it right in the app -- from anywhere. Want to buy a home? Don't miss our exclusive real estate rewards and other current offers.

With lightning-fast, 24/7 access, PenFed Mobile puts the power of your credit union right where it belongs… on your favorite mobile device.
Updated on
10 Sept 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, App activity and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
31.1K reviews
Zero71 Dude
4 March 2025
The app itself seems fine after you get through the initial logins, about three tries. I feel vindicated to read others are having the same experience overall with PenFed. The website is slow...extremely slow. I haven't received a notice from Bill Pay since around 11/2024. No deposit emails with exception of early pay emails. I'm not sure what's going on but I've called customer service a few times to inquire and all I get is that they have to contact the contracted Bill Pay provider. SMH.
30 people found this review helpful
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Katie Kalbus
10 September 2025
Nightmare. Used to be a fairly decent app but they did a recent update a couple of months ago and it has been nothing but issues ever since. You try to get assistance from the customer service line but they just tell you to use the app. How does that work if the app doesn't freaking work?!?! Beyond frustrating. It stinks because they don't have a physical location anymore so this is your only choice. What's the point of even using the bank/credit union and app if it doesn't function properly.
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Joseph Senay
19 August 2025
This app used to work fairly well, was a bit slow some times but two updates ago it had trouble remembering my biometrics then this update it no longer loads just sits with white screen and logo like it is going to open but never does. I tried Uninstaller and reinstalling but same issue. It's much more of a pain to go drag out my laptop just to make a credit card payment.
5 people found this review helpful
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What's new

We’ve made some exciting updates to make your mobile banking experience even better. Take a look at what’s new in this release!

Enhanced Security:
PenFed Mobile App will be available on devices on Android 12 or above for enhanced security.
Minor Bug Fixes.