USAA SafePilot

USAA

About this app

Participation in this program is currently limited to USAA members with an active auto insurance policy in select states.

The USAA SafePilot App instructs, inspires and rewards safe driving habits to help keep you safe on the road while lowering your auto insurance premium.

Eligible members can receive a discount of up to 10% for enrolling and participating in the program, and earn a premium discount at renewal time for being safe drivers. 

When activated, the app monitors driving habits including phone handling, hands-free phone use, harsh braking, and how much you drive. The better you drive, the greater the discount on your next premium. All members of a household included on a USAA auto insurance policy can participate, with the earned discount based on an average of each driver’s individual score.

To learn more about the program and view state eligibility, please visit: usaa.com/insurance/safedriving

Ratings and reviews

The previous display of trips was better. It was changed for some unknown reason about a month or two ago. Also, with 2 drivers in the system, when we both have our phones, the GPS too often gets it wrong as to which one is driving. Plus, it is WAY too sensitive about "harsh braking." That can be a good thing if you are avoiding a dangerous situation. AND ... Users should not be "incentivized" to be gentle in ALL scenarios so as to avoid the black mark! That could be very counter-productive!

This is a good thing. i consistently have had at least a 30% discount. my biggest complaint is counting hands free calls against an individual. I am a father, so, sometimes taking a call while driving is important. I would understand if it was counted against the person if hands free phone use dominated the majority of trips. Second gripe, the app should recognize when Bluetooth, through the car, is controlling the phone, as this is not "phone handling."

I like the idea of the app for sure, and the first iteration was much better. The one that I can't get over is that It visibly eats my battery and heats my phone up. I can measure a 12 percent battery drain in one hour, that's ludicrous! I have to open the app, drive, then force kill it on the other end of my destination and then rinse and repeat every time I go someplace. To me it's not worth the hassle for that discount, if it weren't for my wife I'd have uninstalled and walked away already.

What's new

We regularly make updates to our app to improve your mobile experience. Each new version strives to provide improvements for our members to have secure, fast and reliable access to their information.

For this update you can expect:

- General bug fixes and minor improvements