myFICO: FICO Credit Check

FICO

About this app

90% of top lenders use FICO® Scores– do you know yours? Get your FICO Score, from FICO. And don’t worry– checking your own credit will not hurt your score. Compare your FICO Scores and credit reports from all 3 bureaus—Experian, TransUnion, and Equifax—side-by-side and get the right credit score for your goal.

Although they may look the same, other credit scores can vary as much as 100 points from your FICO Score. With myFICO, you can view and monitor your FICO Scores and credit reports right from your fingertips. You'll get alerts on your Android device when changes are detected.


Features
• FICO® Scores – Check your FICO Scores while on the go, including versions used in mortgage, auto and credit card lending
• Insights – Learn how your credit history affects your FICO Scores
• FICO Score Simulator – Explore how different actions could affect your FICO Scores
• Alerts – Monitor your credit and identity
• Reports – Instantly access your credit reports and credit data
• Score History Graph – Track your FICO Score 8 over time
• Credit Education – Explore videos and educational content to learn about credit and FICO Scores
• Fast and secure login with fingerprint, face or other biometric (on supported devices) plus 2-Step Verification option

Certain features are available only with eligible myFICO subscriptions. Learn more at www.myfico.com.

Ratings and reviews

I started for the premium service a little over a month ago. I wanted to start paying off bad debt and increase my score. This app shows somewhat recent changes, but the information is not accurate, showing updates from last month. Also, there's no way to see the details of debt, late payment, etc. In the Alerts section under "What's hurting your score" there are categories there but no detail, so this does not work for me. Not worth the money in my opinion.

Even when you update your 3B report, not all information is refreshed. This app is not worth the money. FICO scores are a joke and credit worthiness is not reflected. I just sold my home and used proceeds to payoff 90% of all my debt. I was expecting a nice bump in my credit scores. Instead, my score went down 5-10 points with all 3 bureaus. How is this possible?

Yet another scam, and here's why: I paid for all access to all of the credit scores in all of the categories, only to find out that this app does NOT frequently update all of the categories like it does the main score. The subcategories, i.e., auto, home, credit card, etc., update 1x a month, making it worthless to someone who's actively monitoring their credit to make a move. As a free app monitoring the single main score, it's accurate and prompt, but for everything else? Don't waste your $$.