Nav Business Credit Builder

Nav Technologies

About this app

Nav is the only platform that combines up to 6 business and personal credit profiles from all the major bureaus into one simple dashboard. You can track your business credit data from Experian, Dun & Bradstreet, and Equifax, and get personal credit reports from Experian and TransUnion. Plus, join Nav Prime to get up to 2 tradelines to build business credit, and 1 to build personal credit.

But your toolkit goes way beyond tools to help you build credit. With Nav, you can also manage your business checking and cash flow, plus explore financing options — all in one place.

Over 2 million businesses have trusted Nav to help them run their business. Our customers call our app a must-have, all-in-one solution for their business finances.

Here’s what you get with the Nav app:
Get the fullest picture of your credit health — track up to 6 business and personal credit profiles in one place
See when your Nav Prime tradelines report to the major bureaus
Manage your Nav Prime Card on the go
Track the factors that impact your credit the most and take control with real-time alerts
Avoid negative cash flow surprises with simplified bookkeeping tools like balance forecasting and one-click profit & loss statements
Get matched with lending and credit card picks that update automatically as your profile changes, across our network of 160+ options
Connect monthly with a dedicated business credit coach to discuss your goals, strategy, and options for building your business credit

DISCLAIMERS
**Banking**
Nav Technologies, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. The Nav Prime Charge Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. See Cardholder Terms for additional details: https://www.nav.com/prime-card-terms/. All other features of the Nav Prime membership are not associated with Thread Bank.

With regard to credit building features: scores are calculated from many variables; some users may not see improved scores. The Nav Prime Charge Card is a business financing product and may not be used for personal, family or household transactions.


**Privacy**
Your privacy is important to us, and we do not allow third parties to collect personally identifiable information without your permission. Read more at https://www.nav.com/privacy/

**Data security**
We take your online security seriously, which is why we use Plaid to connect your bank and other accounts. Plaid has bank-level encryption.

**Your curated funding options**
Credit card and funding options shown in your Nav account are from our network of partner providers. Offers range from credit cards to lines of credit, merchant cash advances, and loans. We match offers based on information you provide in your business profile, including your time in business, cash flow, and annual revenue.

Ratings and reviews

DO NOT APPLY FOR THE NAV CARD! They make it seem like everybody is going to get a credit limit if you pay the $49.99. No they word it in a way to make you think that when really they just scamming people out the $50. I'm homeless trying to start a business and they scammed me out of money I didn't have then refused to give me a refund on the same day. I paid the 50 and got zero from them. would give 0 starts if I could!!

Literally just downloaded it and it won't even let me log in. The bottom bar just has a spinning circle and it never moves on from the User Name/Password screen.

Nav has turned out to be a great resource for our small business. I was skeptical at first, but it is a wealth of information. Highly recommend.

What’s new

Bug fixes.