Relief: Save on Your Debt

3.7
143 reviews
50K+
Downloads
Content rating
Everyone
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About this app

FEATURES

Reduce Your Debt by Up to 50%
Eligible users can significantly lower overdue debts like credit cards and personal loans, saving money and eliminating stress.


Automated Debt and Loan Analysis
Relief analyzes your debts, including federal student loans, within minutes without hurting your credit score.


Maximum Reductions
Relief works to secure the best reduction your creditor is willing to offer.

No calls, no paperwork
Request balance reductions with no awkward calls, paperwork, or back-and-forth negotiations.

Student Loan Repayment Made Simple
We automatically show you what repayment plans and forgiveness programs you qualify for, compare them side-by-side, and guide you through applying.

Secure and Private
We use bank-level security and never ask for sensitive login credentials like your FSA ID.

Clear, Transparent Pricing
Only pay if your debt reduction offer is accepted or access our student loan management service with a low annual subscription.

Real Human Support
Get live help from 8 AM - 8 PM EST on business days—before, during, and after your submissions.

HOW IT WORKS
1. Download Relief
Install the app and sign up to see how much you could save or lower your monthly payments.
2. Link Your Accounts
Relief finds your overdue debts and federal student loans, automatically pulling them into one secure dashboard.
3. See Your Options
Eligible users can request balance reductions for overdue debts or review student loan repayment and forgiveness programs they qualify for.
4. Take Action
Submit your debt reduction request or apply for a new student loan plan directly through the app—with step-by-step guidance and follow-up support.

USER SUCCESS STORIES
Emily B.
Emily was overwhelmed by overdue bills. After downloading Relief, she submitted a request and within 3 days, her creditor agreed to reduce her balance by over 45%. Emily now has manageable monthly payments and peace of mind.

John P.
John struggled with debt collection calls. After joining Relief, he secured a 50% reduction on his overdue debt in just one week—and hasn’t received a call from his creditor since.

YOUR ALL-IN-ONE DEBT REDUCTION AND MANAGEMENT APP
Relief is the modern way to manage and reduce debt across credit cards, personal loans, and student loans, without the confusion, stress, or paperwork. See everything you owe, what you qualify for, and apply for lower balances or better repayment plans in just a few steps.

WHY USERS LOVE RELIEF

Debt Tracker: View and manage all overdue accounts easily.

Reduction Requests: Request balance reductions without the runaround.

Student Loan Programs: See recommended repayment and forgiveness options automatically.

Application Guidance: No guessing—Relief helps you apply the right way.

Ongoing Updates: Stay on top of important dates and next steps.

Educational Resources: Get clear, easy-to-understand guides and FAQs.

DISCLOSURES
Privacy Policy: https://www.relief.app/privacy
Terms of Service: https://www.relief.app/terms
Relief: All Your Debt in One Place—Without the Runaround. Reduce, Repay, Relax.
Updated on
Oct 12, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 6 others
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.7
141 reviews
Debbie W
December 14, 2023
I signed up for the waitlist a couple years ago under the assumption that any referral credits would help pay down my debt. I finally got to download the app only to find out the $350 I earned in credit can only be used if I was 60 days late, and had a minimum balance on the cards of $500. This was not mentioned when I signed up for the waitlist. Basically, you have to put yourself in the hole to receive any help. I apologize to everyone I referred. Very misleading and disappointing.
165 people found this review helpful
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Relief Technologies Inc
June 15, 2024
We're sorry to hear about your experience. Please reach out to our support team at help@relief.app.
Holly Payton
July 31, 2025
Relief was GREAT for me!! I signed up and the very next day they informed me that they had negotiated a discount on a bill for me. Just ONE day, and they had already started saving me money! 💰 🤑 💸 They are quick and efficient and I will recommend them to friends, family, and anyone who loves ❤️ to save more money on their bills.
2 people found this review helpful
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Sarah Devine
September 14, 2025
Relief helped me save over $500 and I am a real person! This app is legit and will help you save money if you're willing to put in the work with them.
2 people found this review helpful
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Relief Technologies Inc
September 17, 2025
Thank you so much for your review!

What’s new

Bug fixes and stability improvements.