CODE Pay is a merchant mobile application for local businesses, enabling direct cash deposits from mobile customers at the point of sale. Merchants have an option to reward cash paying customers with special Perks of their choosing. CODE Pay also supports contactless, digital card payments from mobile customers. CODE Pay works with any POS system.
Participating businesses become visible in the Pay-by-Bank Marketplace to nearby users. Customers may pay securely using a bank account or linked credit/debit card. The merchant presents a unique 3-digit CODE for the customers to enter in their phones to validate and securely complete the sale.
All card payments are securely processed through Cybersource®,
a Visa solution. Bank payments are processed using The RTP Network® from The Clearing House.
Features
Business visibility to nearby users
Accept cash direct deposits at the point of sale
Accept prepaid customer orders for in-store or takeout consumption
Fast and secure mobile payment processing
In-app account management tools
In-app review of account activity and sales data