Amex Business Blueprint™

American Express

About this app

Apply for select American Express business products. If approved, data⁴ about your products and linked accounts¹ appear on your Business Blueprint dashboard.

American Express® Business Line of Credit
Focus on growth with a business loan.²

American Express® Business Checking
The digital business checking account from American Express.³

American Express® Payment Accept
Accept all major card payments from your customers. Kabbage Payments, LLC is a registered Payment Service Provider/Payment Facilitator sponsored by Fifth Third Bank, N.A., Cincinnati, OH.

Kabbage® Checking
Currently not accepting new applications. Existing Kabbage Checking customers may continue to access their account. Banking services for Kabbage Checking are provided by, and the Kabbage Debit Mastercard® is issued by, Green Dot Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Other American Express products and services are not provided by Green Dot Bank or Green Dot Corporation. Green Dot is a registered trademark of Green Dot Corporation. ©2023 Green Dot Corporation. All rights reserved.

Terms & Conditions
1. With Amex Business Blueprint™, customers can view their select business products that automatically appear on their dashboards at login. These products include Amex® Business Line of Credit, Amex® Business Checking, Amex® Payment Accept, and American Express® Business Credit Cards. Customers may also view the eligible external business bank accounts they choose to link to Business Blueprint.
2. Amex® Business Line of Credit offers access to a commercial line of credit ranging from $2,000 to $250,000; however, you may be eligible for a larger line of credit based on our evaluation of your business. Each draw on the line of credit will result in a separate installment loan. All loans are subject to credit approval and are secured by business assets. Every loan requires a personal guarantee. Total monthly fees incurred over the loan term range from 2-9% for 6-month loans, 7.5-18% for 12-month loans, 15.75-27% for 18-month loans, and are subject to change for future loans drawn under the available line of credit. Loans incur a loan fee for each month you have an outstanding balance. Not all customers will be eligible for the lowest fee. Not all loan term lengths are available to all customers. Eligibility is based on creditworthiness and other factors. Not all industries are eligible for Amex® Business Line of Credit. Pricing and line of credit decisions are based on the overall financial profile of you and your business, including history with American Express and other financial institutions, credit history, and other factors. Lines of credit are subject to periodic review and may change or be suspended, accompanied with or without an account closure. Late fees may be assessed. Loans are issued by American Express National Bank.
3. Accounts offered by American Express National Bank. Member FDIC.
4. Data provided by My Insights, an Amex Business Blueprint™ feature, is based on customers’ select business products, which includes Amex® Business Line of Credit, Amex® Business Checking, Amex® Payment Accept, American Express® Business Credit Cards, and the eligible external business bank accounts that customers choose to link to Business Blueprint.

To log in, users must have an existing Kabbage or American Express User ID and password or create one. All access to and use of this app is subject to and governed by the American Express Privacy Statement, American Express Business Blueprint™ App End User License Agreement, and American Express Terms of Service. ©2023 American Express. All rights reserved.

Ratings and reviews

A total joke of an app and bank to work with. You would think with a name like American Express basic features like a wire transfer would work, or at the very least you could call to make one like any other bank. Nope, customer service agents are worthless and you will experience so many issues. There are so many other better options, run far from this.

The first loan application was pretty much seamless and the app was very helpful at the time. However, the app is useless now under K Servicing. After calling numerous times (and it's almost impossible to get through), sign in issues for the app have not been resolved. Also, not only is the second loan process taking much longer, but trying to change primary bank accounts has been a nightmare and still the issue had not been resolved. Disheartening.

So disappointed...this business app is garbage. It was easy getting my account initially setup, but submitting the Payment Accept application was an absolute waste of over an hour. My AMEX business account should already be included as one of the linked accounts. Am I asking for too much? So it took forever getting that setup. And then, once I finally have it linked, it has trouble connecting. Like what? This should be automatic. And no bio login? C'mon AMEX... get with the times.

What's new

Use the American Express Business Blueprint™ app to view and help you manage your American Express® Business Checking account.