ClearScore - Credit Score

ClearScore

In-app purchases

About this app

ClearScore have launched in South Africa! Our mission began in the UK in 2015, and it's never changed: we want to make personal finance clearer, calmer and easier to understand. We believe this starts with your credit score and report.

Download the app today to check your credit score and report, for free, forever. Get access to the information lenders know about you so that you can fix any mistakes and improve your score before you apply for credit. The higher your credit score, the better the deals you'll get on credit cards, loans and more.

Some of our features:
- Track your credit score, for free (we've partnered with Experian, the biggest credit bureau in the world, to bring you your score)
- See what lenders see, including your credit accounts, financial associations and searches against your profile
- Get your full credit report, updated monthly, for free
- See how likely you are to be accepted for credit cards, loans and more
- Try our free Coaching plans to help you reach your financial goals

Signing up is easy:
1. Enter some details about yourself (we'll use these to match you with your Experian credit file)
2. We’ll ask you some security questions that only you would know
3. Your credit score and report are yours, for free, forever!

ClearScore is safe and secure:
- Your information is kept safe using the most robust and secure systems and processes
- We'll never sell your details, call you, or send you spam
- We make our money through commission

If you take out a loan via ClearScore, here’s what you need to know

Personal loan offers are available through ClearScore’s Marketplace from our commercial partners. Long term loan offers have interest rates that range from 11.75% - 29.25% per annum with loan durations from 6 months to 72 months. Rates can change without notice and they’re controlled by our partners, not ClearScore. Other fees may apply (for example settlement fees or late payment fees) but these are specific to each lender - you’ll need to review their terms and conditions for details.

While we do our best to find relevant offers for your circumstances it’s important to know that you might not qualify for a personal loan at all, or you may not qualify for the lowest rates or the highest offer amounts.

Repayment example for a long term loan

A loan of R100,000 over 48 months at the average South Africa rate of 18.75% per annum. The monthly repayments will be R5,595.66 and the total amount repayable will be R134,295.84

Privacy Policy: https://www.clearscore.com/za/privacy-policy
Terms of Use: https://www.clearscore.com/za/terms

Ratings and reviews

the only thing I don't like is the fact but they don't add all your credit cards together. so if you put everything onto One credit card then considered that you're using 70% of your credit when you're actually only using about 15. but it is nice to monitor what's happening with your credit cards and debt all in one place. the best app I found so far

A credit score is the most useless thing. My credit score is nearly 200 better than my are and the national average but I can't get a loan from anyone. Clear Score won't let me put in my current address on my account because I have had 3 different addresses in the past. It's all just so useless and pointless. A score of 729 and I can't get any loans or finance.

I think the offers section is broken, even though I have a rather good credit score, no matter the options in the filters that I pick nothing shows up, you keep sending me emails saying offers have come in but when I get there, nothing happens. It's not very good that it leaves me blank, I know I am surely eligible for something but you guys just keep leaving me blank. I've had like at least a dozen emails saying I have new offers. Which is a lie.