Maya – savings, loans, cards​

Maya Philippines, Inc.

About this app

Know why it feels good to get banked with Maya? You can earn up to 14% interest p.a. every day, loan up to P250,000 instantly, use your Maya card worldwide, and scan any QR Ph to pay for anything.​

SAVE​
BSP-licensed banking with a twist? You bet. Enjoy up to 14% interest p.a. credited to you every day, so you can see your money literally growing every 24 hours.​

BORROW​
When you're ready for some big life upgrades, get a Personal Loan of up to P250,000 instantly or use Maya Easy Credit to borrow up to P18,000 and give your everyday budget a boost. Approval is subject to credit evaluation. See below for terms.*​

PAY​
All the wallet features you need to send money, pay your bills, and more are right here, too. Get a Maya card and use it worldwide or go to your favorite local shops and scan any QR Ph to pay conveniently.​

INVEST​
You’ve got plenty of ways to explore your money's potential. Buy, sell, and trade Bitcoin, Ethereum, and other popular cryptocurrencies for as low as P1 or try Maya Funds and invest in world-famous companies for just P50.​

*Loan Terms​
• Credit limit amount: P15,000 - P250,000​
• Monthly add-on interest rate: 0.77% - 2.57%​
• Monthly effective interest rate: 1.4% - 4.25%​
• Tenure: 6 - 24 months​
• Max. annual APR: 30.78%​
• Applicable DST and other fees: Waived​
• Late fee (daily) on overdue principal: 0.17%​​

Sample Computation​
• Loan amount: P25,000​
• Monthly add-on interest rate: 0.83%​
• Tenure: 6 months​
• DST/fees: P0​
• Monthly installment amount: P4,374.17​
• Total repayment amount: P26,239.19​
• Daily penalty: 0.17%​​

Maya is a proudly licensed bank regulated by the Bangko Sentral ng Pilipinas. Deposits are insured by PDIC up to P500,000 per depositor.​

​For concerns, go to your app and visit the Help Center in your profile. You may also call us from 8 AM to 7 PM daily:​
• ([phone]​
• 1800 1084 57788 toll-free​
• *788 for free using Smart​

Ratings and reviews

i would rate this app 0 for allowing the person who got my phone drain may credit and savings without breaking a sweat. Maya's security is extremely low, no email about it. Once someone got a hold of your phone, that's it. Their customer service is so hard to reach. They were not able to block my account on time (other ewallets were safer). Couldn't help me with the reversal. I will close my account with Maya after paying the credit I did not even use because I don't want a bad credit score.

How the hell do I turn off ads, promos, and other spammy notifications? Unticking all the options under Data Personalization doesn't do anything, as saving the options will just revert the changes back. Please fix this issue. I do not want to see any promotions. Don't make me block the notifications and risk my account safety.

I recently signed up for a Maya account. The app needs improvement. The time deposit page was not working. I want to cancel the time deposit I created since I have not made any transfers due to the page not working but they want to charge me. The customer service didn't give me any options but to wait till it works. I uninstalled and reinstalled the app, the same problem occurs. Not even an hour since I registered, I have been informed that I'd be charged.

What's new

We tweaked and tinkered with the app for an overall tidier experience while you manage your money with Maya. Enjoy the update!