BHIM SBI Pay:Retail & Business

State Bank of India

About this app

'BHIM SBI Pay’ (UPI App of SBI) is a most innovative payment app that allows any Banks’ customer to send or receive money to/from any other Banks customer using a single app & also allows to pay for services like recharge, food orders, bill payments & local deals. You need not worry which Bank you have your account with. Just download “BHIM SBI Pay” & start using it.

You just need to ensure that:
• Your mobile number has been linked to your Bank accounts
• You have a Debit card linked to your account

BHIM SBI Pay allows you to make easy, instant & secure payments at your convenience on all 365 days of the year

With BHIM SBI Pay you can also do recharges, order food, pay utility bills & buy local deals.

Recharge: Prepaid, Postpaid & DTH
• Track all your recharges at one place
• Get reminders for postpaid bills

Food: Order Food from your Favourite Restaurants
• Compare & Use Swiggy, Freshmenu, Faasos, Behrouz Biryani at one place
• Browse menu, add food items to cart, pay from your account & get food delivered

Bill Payments: Hassle free payment of Electricity, Gas, Broadband, Landline & Water Bills
• Fetch your bill using your customer id or unique identification number of bill
• Get Reminder for utility bills
• Pay for 70+ popular bills

Local Deals: Explore all local deals at one place
• Notification of latest deals
• Get discounts on Buffets, Spa & salons, weekend activities & more

Transaction Limits on BHIM SBI Pay:
• Max. limit per transaction: Rs.1,00,000/-
• Max. transaction limit per day is Rs.1,00,000/-

If you are a Merchant: Login to the app, Click on ‘I am a Merchant’ option, fill-up your business details & you are ready to collect payments from your customers.

Toggle between Consumer & Merchant modes:
• With BHIM SBI Pay, you can collect payments as a Merchant or make payments as a Consumer by simply using the toggle switch from the Menu icon at the top left

Pay/Send money using:
• VPA of the beneficiary
• Account Number + IFSC of the beneficiary
• Using Beneficiary’s Aadhaar Number
• Scanning QR Code of the beneficiary

Steps to Send Money:
• Login to the App & Click on Pay
• Select Debit Account, Payee Address type (VPA or Account and IFSC or Aadhaar)
• Enter other required details
• Enter UPIN
• Click Submit

Steps to Receive/Collect Money:
• Login to the App & Click on Collect
• Enter Payer VPA
• Enter other required details
• Click Submit

Transaction History:
• View your latest 20 transactions & transactions done for a range of dates

Manage multiple bank accounts:
• Select My Accounts option from Menu, select your bank & simply add it
• If you have only one Bank account, that will be your Default account to make & receive payments on BHIM SBI Pay
• In case you have multiple accounts, you can select any 1 of them as your Default account, by clicking on “Set as Default” option against the account
• During the ‘Pay’ transaction, select any debit account by swiping through the accounts displayed on the Home screen

Create and Manage Multiple VPAs:
• To add a VPA, go to the Menu at the top right of your app screen, click on View Profile.
• Select Add a New VPA and create your new handle, for e.g. mobileno@sbi
• Select the account to link to the new VPA
• Multiple VPAs can be used for different accounts or one VPA can be linked to different accounts

Steps to Reset PIN:
• In case you forget the App PIN, choose ‘Forgot App PIN’ option on the login screen, answer the secret question to reset the App PIN
• In case you forget the UPIN of Account, reset it by clicking on ‘Reset UPI PIN’ against that account

Complaints/Dispute management:
Dispute can be raised only for successful transactions.

• Login to the App
• Click on View All in Recent Transactions
• Select the transaction and Click Raise Dispute button
• Select Dispute type, enter Remark.
• Click Submit

For other queries/complaints related to BHIM SBI Pay, please write to [e-mail]

Ratings and reviews

Update broke the app. Please remove "Disable Developer mode" block. Also, fix "Error 2: seems like a rooted device" Error but my device is not rooted. Please check your SafetyNet implementation. Seems to occur when Mobile data is switched off. Fix it please. Customer care not responding to mails or calls.

Slow in opening the app. No fingerprint or facescan option available. NOW, Not opening at all without turning off theUSB Debugging mode in Developer Mode which is very unnecessary step of securing security. Atleast there must be a way to open the app even if someone decides to keep his/her device with USB Debugging mode on and NO screenshot after transaction or not having share option after successful transaction would be the reason for giving 3 star from my side. PLZ MAKE IT USER FREINDLY.

I like the minimum effort the largest bank of India puts in to develop their payments app. The worst thing is that everytime someone pays you it loudly tells the amount of money you receive, without any discretion you cannot use this app. And the coin drop when you attempt to pay someone makes things more awkward. The two stars are for its functionality, not for its features.

What's new

- New feature introduced "Tap and Pay".
- Bug fixes