CRED: Credit Cards, Bills, UPI
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À propos de l'application
CRED is a members-only app for all payment experiences.
Trusted by over 1.4Cr+ creditworthy members, CRED rewards you for the good financial decisions you make.
What payments can you make on CRED?
→ Credit card bills: Check & manage credit cards without multiple credit card apps.
→ Online payments: Pay via UPI or credit card on Swiggy, Myntra & more.
→ Offline payments: Scan QR codes or Tap to Pay for contactless payments.
→ Pay anyone: Send money to anyone through CRED, even if they use BHIM UPI, PhonePe, GPay or any other UPI app.
→ Transfer money to bank accounts: Send rent or education fees from your credit card.
→ Autopay: Set up autopay for recurring bills.
→ Pay bills: Pay utility bills, credit card bills, DTH bills, mobile recharge, rent, and more. Get automatic bill reminders so you never miss a due.
What comes with your CRED membership:
Manage multiple credit cards easily
Track your credit score & bank balance
Spot hidden charges & duplicate spends
Get smart statements for better insights
Unlock exclusive rewards & privileges
Bills you can pay using credit card or UPI:
Rent: Pay your house rent, maintenance, office rent, security deposit, brokerage, etc.
Education: College fees, school fees, tuition fees, etc.
Telecom Bills: Recharge your Airtel, Vodafone, Vi, Jio, Tata Sky, DishTV, prepaid or postpaid connections, broadband, cable TV, etc.
Utility Bills: Electricity bill, LPG cylinder, water, municipal tax, piped gas bill payment online, etc.
FASTag recharge, insurance premium, loan repayment, etc.
How to be a CRED member?
→ To become a CRED member, you need a credit score of 750+
→ Download CRED, enter your details, and get a free credit score report
→ If your credit score is 750+, verify your credit card details and become a member
Manage your credit score with CRED:
▪️ Credit score is more than a number, it indicates your financial health
▪️ Keep a tab of your past scores and track your present one
▪️ See the factors affecting your CIBIL score
▪️ Make predictions with foresight & improve your CIBIL score
▪️ Every credit information is encrypted, monitored and protected
Credit Cards supported on CRED:
HDFC Bank, SBI, Axis Bank, ICICI Bank, RBL Bank, Kotak Mahindra Bank, IndusInd Bank, IDFC First Bank, YES Bank, Bank of Baroda, AU SMALL FINANCE BANK, Federal Bank, Citi Bank, Standard Chartered Bank, SBM BANK INDIA LIMITED, DBS Bank, South Indian Bank, HSBC Bank, all VISA, Mastercard, RuPay, Diners Club, AMEX, Discover credit cards.
• DTPL acts as a Lending Service Provider (LSP)
• CRED app acts as a Digital Lending App (DLA)
Personal loans eligibility criteria
* Age: 21- 60 years
* Annual household income: ₹3,00,000
* Should be a resident of India
* Loan Amount: ₹100 to ₹20,00,000
* Repayment Tenure: 1 - 84 Months
Loan against mutual fund eligibility criteria:
* Age: 18-65 years, Mutual Fund Investment: Min. ₹2000 Portfolio, *Subject to Lender Policy
Should be a resident of India
* Loan Amount: ₹1000 to ₹50,00,000
* Repayment Tenure: 1 Month to 60 Months
Annual Percentage Rate (APR): 9.5% to 45%
Example:
If you borrow ₹5,00,000 for 3 years at 20% p.a.
EMI: ₹18,582 | Processing Fee: ₹17,700
Total Payable: ₹6,68,945 | Total Cost: ₹1,86,645
Effective APR: 21.92%
CRED flash: pay at partner merchants now and repay later, as per lender-approved limits, fees, & KFS terms.
Lending partners on CRED:
Aditya Birla Capital Ltd, Axis Bank Ltd, DBS Bank India Ltd, DMI Finance Ltd, DSP Finance Pvt. Ltd, IDFC First Bank Ltd, Kisetsu Saison Finance (India) Pvt. Ltd, KrazyBee Services Ltd, L&T Finance Ltd, Newtap Finance Pvt. Ltd, Poonawalla Fincorp Ltd, Respo Financial Capital Pvt. Ltd, Vivriti Capital Pvt. Ltd, Whizdm Finance Private Ltd, YES BANK Ltd.
Have things on your mind? Contact us at feedback@cred.club.
Grievance Officer: Atul Kumar Patro
grievanceofficer@cred.club
Send money via UPI, pay your bills, improve your credit score & earn rewards with CRED. Download now.
Trusted by over 1.4Cr+ creditworthy members, CRED rewards you for the good financial decisions you make.
What payments can you make on CRED?
→ Credit card bills: Check & manage credit cards without multiple credit card apps.
→ Online payments: Pay via UPI or credit card on Swiggy, Myntra & more.
→ Offline payments: Scan QR codes or Tap to Pay for contactless payments.
→ Pay anyone: Send money to anyone through CRED, even if they use BHIM UPI, PhonePe, GPay or any other UPI app.
→ Transfer money to bank accounts: Send rent or education fees from your credit card.
→ Autopay: Set up autopay for recurring bills.
→ Pay bills: Pay utility bills, credit card bills, DTH bills, mobile recharge, rent, and more. Get automatic bill reminders so you never miss a due.
What comes with your CRED membership:
Manage multiple credit cards easily
Track your credit score & bank balance
Spot hidden charges & duplicate spends
Get smart statements for better insights
Unlock exclusive rewards & privileges
Bills you can pay using credit card or UPI:
Rent: Pay your house rent, maintenance, office rent, security deposit, brokerage, etc.
Education: College fees, school fees, tuition fees, etc.
Telecom Bills: Recharge your Airtel, Vodafone, Vi, Jio, Tata Sky, DishTV, prepaid or postpaid connections, broadband, cable TV, etc.
Utility Bills: Electricity bill, LPG cylinder, water, municipal tax, piped gas bill payment online, etc.
FASTag recharge, insurance premium, loan repayment, etc.
How to be a CRED member?
→ To become a CRED member, you need a credit score of 750+
→ Download CRED, enter your details, and get a free credit score report
→ If your credit score is 750+, verify your credit card details and become a member
Manage your credit score with CRED:
▪️ Credit score is more than a number, it indicates your financial health
▪️ Keep a tab of your past scores and track your present one
▪️ See the factors affecting your CIBIL score
▪️ Make predictions with foresight & improve your CIBIL score
▪️ Every credit information is encrypted, monitored and protected
Credit Cards supported on CRED:
HDFC Bank, SBI, Axis Bank, ICICI Bank, RBL Bank, Kotak Mahindra Bank, IndusInd Bank, IDFC First Bank, YES Bank, Bank of Baroda, AU SMALL FINANCE BANK, Federal Bank, Citi Bank, Standard Chartered Bank, SBM BANK INDIA LIMITED, DBS Bank, South Indian Bank, HSBC Bank, all VISA, Mastercard, RuPay, Diners Club, AMEX, Discover credit cards.
• DTPL acts as a Lending Service Provider (LSP)
• CRED app acts as a Digital Lending App (DLA)
Personal loans eligibility criteria
* Age: 21- 60 years
* Annual household income: ₹3,00,000
* Should be a resident of India
* Loan Amount: ₹100 to ₹20,00,000
* Repayment Tenure: 1 - 84 Months
Loan against mutual fund eligibility criteria:
* Age: 18-65 years, Mutual Fund Investment: Min. ₹2000 Portfolio, *Subject to Lender Policy
Should be a resident of India
* Loan Amount: ₹1000 to ₹50,00,000
* Repayment Tenure: 1 Month to 60 Months
Annual Percentage Rate (APR): 9.5% to 45%
Example:
If you borrow ₹5,00,000 for 3 years at 20% p.a.
EMI: ₹18,582 | Processing Fee: ₹17,700
Total Payable: ₹6,68,945 | Total Cost: ₹1,86,645
Effective APR: 21.92%
CRED flash: pay at partner merchants now and repay later, as per lender-approved limits, fees, & KFS terms.
Lending partners on CRED:
Aditya Birla Capital Ltd, Axis Bank Ltd, DBS Bank India Ltd, DMI Finance Ltd, DSP Finance Pvt. Ltd, IDFC First Bank Ltd, Kisetsu Saison Finance (India) Pvt. Ltd, KrazyBee Services Ltd, L&T Finance Ltd, Newtap Finance Pvt. Ltd, Poonawalla Fincorp Ltd, Respo Financial Capital Pvt. Ltd, Vivriti Capital Pvt. Ltd, Whizdm Finance Private Ltd, YES BANK Ltd.
Have things on your mind? Contact us at feedback@cred.club.
Grievance Officer: Atul Kumar Patro
grievanceofficer@cred.club
Send money via UPI, pay your bills, improve your credit score & earn rewards with CRED. Download now.
earn rewards on credit card & UPI transactions, money transfers & bill payments
Date de mise à jour
La sécurité, c'est d'abord comprendre comment les développeurs collectent et partagent vos données. Les pratiques concernant leur confidentialité et leur protection peuvent varier selon votre utilisation, votre région et votre âge. Le développeur a fourni ces informations et peut les modifier ultérieurement.
- Cette appli peut partager ces types de données avec des tiersInformations personnelles, Informations financières et 2 autres
- Cette appli peut recueillir ces types de donnéesPosition, Informations personnelles et 6 autres
- Les données sont chiffrées lors de leur transfert
- Vous pouvez demander la suppression des données
Notes et avis
2,98M avis
Nouveautés
there's a method behind every magic trick.
a coin vanishes from one hand
and appears in another.
a woman floats in mid-air.
a deck of cards that breaks our sense of reality.
you see, the impossible has an answer.
but once it's revealed,
there's nothing left to wonder at.
some things are better experienced
than explained.
update the app and sit back.
this one comes with a few tricks up its sleeve.
a coin vanishes from one hand
and appears in another.
a woman floats in mid-air.
a deck of cards that breaks our sense of reality.
you see, the impossible has an answer.
but once it's revealed,
there's nothing left to wonder at.
some things are better experienced
than explained.
update the app and sit back.
this one comes with a few tricks up its sleeve.
Tout public
En savoir plusAssistance de l'appli
À propos du développeur
Dreamplug Technologies Private Limited
support@cred.club
CRED, No. 769 and 770, 100 Feet Road 12th Main,
HAL 2nd Stage, Indiranagar,
Bengaluru, Karnataka 560030
India
+91 80 6220 9150
