CRED is a members-only app for all payment experiences.
Trusted by over 14 million+ creditworthy members, CRED rewards you for the payments & good financial decisions you make.
What payments can you make on CRED?
тЬФя╕П Pay credit card bills: Check credit information & manage credit cards without downloading multiple credit card apps.
тЬФя╕П Online payments: Pay via UPI or credit card when you checkout from brands like Swiggy & Myntra via CRED pay.
тЬФя╕П Offline payments: Scan QR codes & pay merchants; activate Tap to Pay for contactless payments.
тЬФя╕П Pay anyone: Send money to anyone through CRED, even if the recipient uses BHIM UPI, PhonePe, GPay or any other UPI app other than CRED.
тЬФя╕П Transfer money to bank: Send rent or education fees from your credit card.
тЬФя╕П UPI Auto Pay: Set up UPI autopay for recurring bills.
тЬФя╕П Pay bills: Pay utility bills, credit card bills, DTH bills, mobile recharge, house/office rent, and more. Get automatic bill payment reminders so you never miss a due.
What else can you do with a CRED membership?
тЖТ Manage credit cards: Add and manage multiple credit cards on CRED for better control over your personal finance.
тЖТ Check bank balance & credit score: Track your credit score report
тЖТ View hidden charges: Automatically detect hidden charges on your credit cards & get alerted on duplicate transactions
тЖТ Get smart statements: Keep track of how you use your credit card with smart statements
тЖТ Earn rewards: Unlock exclusive perks & privileges, just for being a CRED member
Upgrade your lifestyle with CRED:
тЖТ Curated shopping experience on CRED store
тЖТ Curated stays & holiday packages on CRED escapes at special prices
тЖТ Manage vehiclesтАЩ insurance, FASTag, PUCC, and more on CRED garage
тЖТ Get pre-approved personal loans on CRED cash
Bills you can pay using credit card or UPI:
Rent: Pay your house rent, maintenance, office rental, security deposit, brokerage, etc.
Education: College fees, school fees, tuition fees, etc.
Telecom Bills: Recharge your Airtel, Vodafone, Vi, Jio, Tata Sky, DishTV, prepaid or postpaid connections, broadband, landline, cable TV, etc.
Utility Bills: Electricity bills, LPG cylinder, water bill, municipal tax, piped gas bill payment online, etc.
Other Bills like Fastag recharge, insurance premium, loan repayment, etc. can also be made through the CRED money sending app.
How to be a CRED member?
тЖТ CRED is built to reward creditworthy individuals. To become a CRED member, you need a credit score of 750+.
тЖТ The process is simple тЖТ Download CRED тЖТ Fill your name, mobile number & email ID тЖТ Get a free credit score report
тЖТ If your credit score is 750+, you will get a prompt to verify credit card details
More on credit scores:
тЦкя╕П Your credit score is an indicator of your financial behavior.
тЦкя╕П There are 4 credit bureaus in India - Experian, Equifax, CRIF & CIBIL.
тЦкя╕П A score of 700+ on CRIF & Experian is considered good.
тЦкя╕П CRED showcases your CRIF, Experian & Equifax credit scores, helping you track them individually.
тЦкя╕П Make bill payments on time with CRED to improve your credit score.
Credit Cards supported on CRED:
HDFC Bank, SBI, Axis Bank, ICICI Bank, RBL Bank, Kotak Mahindra Bank, IndusInd Bank, IDFC First Bank, YES Bank, Bank of Baroda, AU SMALL FINANCE BANK, Federal Bank, Citi Bank, Standard Chartered Bank, SBM BANK INDIA LIMITED, DBS Bank, South Indian Bank, AMEX, HSBC Bank, all VISA, Mastercard, Rupay, Diners club, AMEX, Discover credit cards.
Lending partners on CRED:
IDFC First Bank Limited, Cr├йdit Saison - Kisetsu Saison Finance (India) Private Limited, Liquiloans - NDX P2P Private Limited, Vivriti Capital Pvt Ltd, DBS Bank India Limited, Newtap Finance Pvt. Ltd.
Contact us
Have things on your mind? DonтАЩt keep it to yourself. Contact us at feedback@cred.club.
Do a UPI money transfer, clear all your bills, improve your credit score & earn rewards with CRED. Download Now.
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рм╕рнЗрмкрнНрмЯрнЗрморнНрммрм░ 20, 2024