CRED: Credit Cards, Bills, UPI

Dreamplug Technologies Private Limited

Mayelana nalolu hlelo lokusebenza

I-CRED uhlelo lokusebenza lwamalungu kuphela lwazo zonke izipiliyoni zokukhokha.
Ithenjwe amalungu angaphezu kwe-1.4 crore+ afanelekela isikweletu, i-CRED ikuvuza ngezinkokhelo kanye nezinqumo ezinhle zezimali ozenzayo.

Yiziphi izinkokhelo ongazikhokha ku-CRED?

✔️Izikweletu zamakhadi esikweletu: Hlola futhi uphathe amakhadi esikweletu ngaphandle kwezinhlelo zokusebenza eziningi zamakhadi esikweletu.

✔️ Izinkokhelo eziku-inthanethi: Khokha nge-UPI noma ngekhadi lesikweletu ku-Swiggy, Myntra nokuningi, nge-CRED pay.
✔️ Izinkokhelo ezingaxhunyiwe ku-inthanethi: Skena amakhodi e-QR noma usebenzise i-Tap ukuze ukhokhele izinkokhelo ezingenakuthinta.
✔️ Khokha noma ubani: Thumela imali kunoma ubani nge-CRED, noma ngabe umamukeli usebenzisa i-BHIM UPI, i-PhonePe, i-GPay noma olunye uhlelo lokusebenza lwe-UPI.
✔️ Dlulisela imali kuma-akhawunti asebhange: Thumela imali yerenti noma yemfundo kusuka ekhadini lakho lesikweletu.
✔️ I-UPI Auto Pay: Setha i-UPI autopay yezikweletu eziphindaphindayo.

✔️ Khokha izikweletu: Khokha izikweletu zikagesi, izikweletu zamakhadi esikweletu, izikweletu ze-DTH, ukushaja kweselula, irenti yendlu/yehhovisi, nokuningi. Thola izikhumbuzi zokukhokha izikweletu ngokuzenzakalelayo ukuze ungaphuthelwa yimali okufanele uyikhokhe.

Okuhambisana nobulungu bakho be-CRED:

Phatha amakhadi amaningi esikweletu kalula
Landelela isikolo sakho sesikweletu kanye nebhalansi yasebhange
Thola izindleko ezifihliwe kanye nokusetshenziswa kwemali okuphindwe kabili
Thola izitatimende ezihlakaniphile ukuze uthole ukuqonda okungcono
Vula imivuzo ekhethekile namalungelo
Amabhili ongawakhokha usebenzisa ikhadi lesikweletu noma i-UPI:

Irenti: Khokha irenti yendlu yakho, ukulungiswa, ukuqasha ihhovisi, idiphozithi yokuphepha, umthengisi, njll.

Imfundo: Imali yasekolishi, imali yesikole, imali yokufunda, njll.
Amabhili e-Telecom: Shaja kabusha i-Airtel, i-Vodafone, i-Vi, i-Jio, i-Tata Sky, i-DishTV, ukuxhumana kwakho okukhokhelwa kusengaphambili noma okukhokhelwa ngemuva, i-broadband, i-landline, i-cable TV, njll.
Amabhili Ezinsiza: Amabhili kagesi, isilinda se-LPG, ibhili lamanzi, intela kamasipala, inkokhelo yebhili likaphethiloli elihambayo ku-inthanethi, njll.

Ezinye amabhili ezifana nokufaka kabusha i-Fastag, iphrimiyamu yomshuwalense, ukubuyiselwa kwemali mboleko, njll.

Ungaba kanjani ilungu le-CRED?

→ Ukuze ube yilungu le-CRED, udinga isikolo sekhredithi esingu-750+.

→ Landa i-CRED → Gcwalisa igama lakho, inombolo yeselula kanye ne-imeyili yakho → Thola umbiko wamahhala wesikweletu
→ Uma isikolo sakho sesikweletu singu-750+, uzothola isaziso sokuqinisekisa imininingwane yekhadi lakho lesikweletu.

Phatha isikolo sakho sesikweletu nge-CRED:
▪️ Isikolo sesikweletu singaphezu kwenombolo, sibonisa impilo yakho yezezimali
▪️ Gcina ithebhu yamaphuzu akho adlule bese ulandelela elakho lamanje
▪️ Bona izici ezithinta isikolo sakho se-CIBIL nge-CRED
▪️ Yenza izibikezelo ngokusekelwe ekuboneni kusengaphambili futhi uthuthukise isikolo sakho se-CIBIL
▪️ Yonke imininingwane yesikweletu iyabethelwa, iqashwe futhi ivikelwe

Amakhadi Esikweletu asekelwa ku-CRED:
I-HDFC Bank, i-SBI, i-Axis Bank, i-ICICI Bank, i-RBL Bank, i-Kotak Mahindra Bank, i-IndusInd Bank, i-IDFC First Bank, i-YES Bank, i-Bank of Baroda, i-AU SMALL FINANCE BANK, i-Federal Bank, i-Citi Bank, i-Standard Chartered Bank, i-SBM BANK INDIA LIMITED, i-DBS Bank, i-South Indian Bank, i-AMEX, i-HSBC Bank, wonke ama-VISA, i-Mastercard, i-Rupay, i-Diners club, i-AMEX, amakhadi esikweletu e-Discover.

• I-DTPL isebenza njengoMhlinzeki Wesevisi Yokubolekisa (LSP).
Uhlelo lokusebenza lwe-CRED lusebenza njengohlelo lokusebenza lokubolekisa lwedijithali (i-DLA).

Izindlela zokufaneleka kwemali mboleko yomuntu siqu
* Ubudala: Iminyaka engu-21-60
* Imali engenayo yonyaka yomndeni: ₹3,00,000
* Kufanele ube yisakhamuzi saseNdiya
* Inani Lemalimboleko: ₹100 kuya ku-₹20,00,000
* Isikhathi Sokukhokha: Inyanga e-1 kuya ku-84 Izinyanga

Imalimboleko ngokumelene nezindlela zokufaneleka zesikhwama sokubambisana:
* Ubudala: Iminyaka engu-18-65, Ukutshalwa Kwezimali Kwesikhwama Sokubambisana: Iphothifoliyo Engaphansi kuka-₹2000, *Kuya ngeNqubomgomo Yomboleki, Kufanele ube yisakhamuzi saseNdiya
* Inani Lemalimboleko: ₹1000 kuya ku-₹2,00,000
* Isikhathi Sokukhokha: Inyanga e-1 kuya ku-72 Izinyanga

Isilinganiso Samaphesenti Sonyaka (APR): 9.5% kuya ku-45%

Isibonelo:
Uma uboleka ₹5,00,000 iminyaka emi-3 ngo-20% ngonyaka
I-EMI: ₹18,582 | Imali Yokucubungula: ₹17,700
Isamba Esikhokhwayo: ₹6,68,945 | Izindleko Eziphelele: ₹1,86,645
Kusukela ngo-APR: 21.92%

Abalingani ababolekisayo ku-CRED:
IDFC First Bank Ltd, Crédit Saison - Kisetsu Saison Finance (India) Private Ltd, Liquiloans - NDX P2P Private Ltd, Vivriti Capital Pvt Ltd, DBS Bank India Ltd, Newtap Finance Pvt. Ltd, L&T Finance Ltd, YES BANK Ltd, DSP Finance Pvt Ltd, Aditya Birla Capital Ltd, Poonawalla Fincorp Ltd.

Unezinto engqondweni yakho? Ungagcini kuwe. Xhumana nathi [e-mail].

Isikhulu Sezikhalazo: Atul Kumar Patro
[e-mail]

Thumela imali nge-UPI, sula zonke izikweletu zakho, uthuthukise isikolo sakho sesikweletu bese uthola imivuzo nge-CRED. Landa manje.

Yini entsha

forgetfulness used to cost you.
not anymore.

introducing autopay on CRED.
set it once. your bills clear on time, every month, while you're fully, guiltlessly elsewhere.

whether you're jumping out of a plane at 3,000 feet.
prepping for HYROX,
securing a Naru reservation six weeks in advance,
or doomscrolling at 2AM.

your bills are now out of mind, paid on time.

forgetting, finally, is a privilege.
embrace it with CRED.