CRED: Credit Cards, Bills, UPI

Dreamplug Technologies Private Limited

Mayelana nalolu hlelo lokusebenza

I-CRED uhlelo lokusebenza lwamalungu kuphela lwazo zonke izipiliyoni zokukhokha.

Ithenjwe amalungu angaphezu kuka-1.4Cr+ afanelekela isikweletu, i-CRED ikuvuza ngezinqumo ezinhle zezimali ozenzayo.

Yiziphi izinkokhelo ongazikhokha ku-CRED?
→ Amabhili ekhadi lesikweletu: Hlola futhi uphathe amakhadi esikweletu ngaphandle kwezinhlelo zokusebenza eziningi zekhadi lesikweletu.
→ Izinkokhelo eziku-inthanethi: Khokha nge-UPI noma ikhadi lesikweletu ku-Swiggy, Myntra nokuningi.
→ Izinkokhelo ezingaxhunyiwe ku-inthanethi: Skena amakhodi e-QR noma Thepha ukuze ukhokhele izinkokhelo ezingenakuthinta.
→ Khokha noma ubani: Thumela imali kunoma ubani nge-CRED, noma ngabe usebenzisa i-BHIM UPI, i-PhonePe, i-GPay noma olunye uhlelo lokusebenza lwe-UPI.
→ Dlulisela imali kuma-akhawunti asebhange: Thumela imali yerenti noma yemfundo kusuka ekhadini lakho lesikweletu.
→ I-Autopay: Setha i-autopay yezikweletu eziphindaphindayo.
→ Khokha amabhili: Khokha amabhili ezinsizakalo, amabhili ekhadi lesikweletu, amabhili e-DTH, ukushaja kweselula, irenti, nokuningi. Thola izikhumbuzi zebhili ezizenzakalelayo ukuze ungaphuthelwa yimali okufanele uyikhokhe.

Okuza nobulungu bakho be-CRED:

Phatha amakhadi amaningi esikweletu kalula
Landelela isikolo sakho sesikweletu kanye nebhalansi yasebhange
Thola izindleko ezifihliwe kanye nokusetshenziswa kwemali okuphindwe kabili
Thola izitatimende ezihlakaniphile ukuze uthole ukuqonda okungcono
Vula imivuzo ekhethekile namalungelo

Amabhili ongawakhokha usebenzisa ikhadi lesikweletu noma i-UPI:
Irenti: Khokha irenti yendlu yakho, ukulungiswa, irenti yehhovisi, idiphozithi yokuphepha, umthengisi, njll.

Imfundo: Imali yasekolishi, imali yesikole, imali yokufunda, njll.
Amabhili e-Telecom: Shaja kabusha i-Airtel, i-Vodafone, i-Vi, i-Jio, i-Tata Sky, i-DishTV, uxhumano lwakho olukhokhelwa kusengaphambili noma olukhokhelwa ngemuva, i-broadband, i-cable TV, njll.
Amabhili Esevisi: Ibhili likagesi, isilinda se-LPG, amanzi, intela kamasipala, inkokhelo yebhili likaphethiloli elihambayo ku-inthanethi, njll.
Ukushaja kwe-FASTag, iprimiyamu yomshuwalense, inkokhelo yemali mboleko, njll.

Ungaba kanjani ilungu le-CRED?

→ Ukuze ube yilungu le-CRED, udinga amaphuzu esikweletu angu-750+
→ Landa i-CRED, faka imininingwane yakho, bese uthola umbiko wamaphuzu esikweletu wamahhala
→ Uma amaphuzu akho esikweletu engu-750+, qinisekisa imininingwane yekhadi lakho lesikweletu bese uba yilungu

Phatha amaphuzu akho esikweletu nge-CRED:
▪️ amaphuzu esikweletu angaphezu kwenombolo, abonisa impilo yakho yezezimali
▪️ Gcina ithebhu yamaphuzu akho adlule bese ulandelela amanje
▪️ Bona izici ezithinta amaphuzu akho e-CIBIL
▪️ Yenza izibikezelo ngokubona kusengaphambili futhi uthuthukise amaphuzu akho e-CIBIL
▪️ Yonke imininingwane yesikweletu ibethelwe, iqashwe futhi ivikelwe

Amakhadi Esikweletu asekelwa ku-CRED:
I-HDFC Bank, i-SBI, i-Axis Bank, i-ICICI Bank, i-RBL Bank, i-Kotak Mahindra Bank, i-IndusInd Bank, i-IDFC First Bank, i-YES Bank, i-Bank of Baroda, i-AU SMALL FINANCE BANK, i-Federal Bank, i-Citi Bank, i-Standard Chartered Bank, i-SBM BANK INDIA LIMITED, i-DBS Bank, i-South Indian Bank, i-HSBC Bank, konke I-VISA, i-Mastercard, i-RuPay, i-Diners Club, i-AMEX, amakhadi esikweletu e-Discover.

• I-DTPL isebenza njengoMhlinzeki Wezinsizakalo Zokubolekisa (i-LSP)
• Uhlelo lokusebenza lwe-CRED lusebenza njengohlelo lokusebenza lokubolekisa lwedijithali (i-DLA)

Izindlela zokufaneleka zemali mboleko yomuntu siqu
* Ubudala: Iminyaka engu-21-60
* Imali engenayo yonyaka yomndeni: ₹3,00,000
* Kufanele ube yisakhamuzi saseNdiya
* Inani Lemalimboleko: ₹100 kuya ku-₹20,00,000
* Isikhathi Sokukhokha: Izinyanga ezi-1 - 84

Imalimboleko ngokumelene nezindlela zokufaneleka zesikhwama sokubambisana:
* Ubudala: Iminyaka engu-18-65, Ukutshalwa Kwezimali Kwesikhwama Sokubambisana: Okuncane. Iphothifoliyo ka-₹2000, *Kuya ngeNqubomgomo Yomboleki
Kufanele ube yisakhamuzi saseNdiya
* Inani Lemalimboleko: ₹1000 kuya ku-₹50,00,000
* Isikhathi Sokukhokha: Inyanga e-1 kuya ku-60 Izinyanga
Isilinganiso Samaphesenti Sonyaka (i-APR): 9.5% kuya ku-45%

Isibonelo:
Uma uboleka u-₹5,00,000 iminyaka emi-3 ngo-20% ngonyaka.
I-EMI: ₹18,582 | Imali Yokucubungula: ₹17,700
Isamba Esikhokhwayo: ₹6,68,945 | Izindleko Eziphelele: ₹1,86,645
I-APR Eqala Ukusebenza: 21.92%

I-CRED flash: khokha kubathengisi abalingani manje bese ukhokha kamuva, ngokwemikhawulo evunyelwe ngababolekisi, izimali, kanye nemigomo ye-KFS.

Abalingani ababolekisayo ku-CRED:

I-Aditya Birla Capital Ltd, i-Axis Bank Ltd, i-DBS Bank India Ltd, i-DMI Finance Ltd, i-DSP Finance Pvt. Ltd, i-IDFC First Bank Ltd, i-Kisetsu Saison Finance (India) Pvt. Ltd, i-KrazyBee Services Ltd, i-L&T Finance Ltd, i-Newtap Finance Pvt. Ltd, i-Poonawalla Fincorp Ltd, i-Respo Financial Capital Pvt. Ltd, i-Vivriti Capital Pvt. Ltd, i-Whizdm Finance Private Ltd, i-YES BANK Ltd.

Unezinto engqondweni yakho? Xhumana nathi [e-mail].

Isikhulu Sezikhalazo: Atul Kumar Patro
[e-mail]

Thumela imali nge-UPI, khokha izikweletu zakho, uthuthukise isikolo sakho sesikweletu bese uthola imivuzo nge-CRED. Landa manje.

Yini entsha

there's a method behind every magic trick.

a coin vanishes from one hand
and appears in another.
a woman floats in mid-air.
a deck of cards that breaks our sense of reality.

you see, the impossible has an answer.
but once it's revealed,
there's nothing left to wonder at.

some things are better experienced
than explained.

update the app and sit back.
this one comes with a few tricks up its sleeve.