Oportun: Finances made simple

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Mayelana nalolu hlelo lokusebenza

Qala kabusha izinqumo zakho zezimali zoNyaka Omusha. Kungakhathaliseki ukuthi uyonga noma uboleka imali, uhlelo lwethu lokusebenza lwezezimali lulapha ukuzokusiza uhlale ulawula. Ungalokothi ube nemali wedwa.

BEKA IZANDLA ZAKHO EZINGCONO KWI-AUTOPILOT

Finyelela imigomo yakho yokonga enkulu noma encane. I-Set & Save™ ifunda imali engenayo kanye namaphethini akho okusebenzisa imali ukuze ithole izikhathi ezifanele zokubekela eceleni imali ngokuzenzakalelayo ukufeza imigomo yakho. Kancane kancane futhi usuku nosuku, iyanda ngokushesha kunalokho ocabanga. Amalungu ethu onga imali engaphezu kuka-$1,800 ngonyaka ngokwesilinganiso.*

> Finyelela imigomo yakho

Singakusiza ukuguqula lezo zixazululo zoNyaka Omusha zibe yintuthuko yangempela. Sisize abantu ukuthi bonge imali engaphezu kuka-$12.3 billion isiyonke sisebenzisa i-Set & Save kuya ezinhlosweni eziyizigidi ezingu-15, kusukela ekwakheni isikhwama esiphuthumayo kuya eholidini elizuzwe kahle ngisho nekhaya lokuqala. Sihambisa imali emgomweni ngamunye owubekile ngokusekelwe kulokho ongakwazi ukukukhokhela, sikusiza ukuthi wenze intuthuko eqhubekayo ngaphandle kokudinga ukucabanga ngakho. Sibheka ukuthi izikweletu zakho kufanele zikhokhwe nini, ukuthi ukhokhelwa nini nokuningi ukuze wenze ngezifiso izimali zakho.

> Imali yakho, imithetho yakho

Onga okuningi noma okuncane. Setha imikhawulo bese usinike isiqondiso sendlela yokonga imali yakho. Misa isikhashana ukonga ngokucindezela inkinobho. Dlulisela imali yakho ku-akhawunti yakho yasebhange noma nini lapho uyifuna. Thutha imali ngokushesha kusuka komunye umgomo uye komunye. Yimali yakho futhi ungumnikazi.

> Iphephile futhi ivikelekile

Imali yakho ivikelwe kuzo zonke izinyathelo zendlela. Ukonga okugcinwe nge-Oportun kuvikelwe yi-FDIC** kuze kufike ku-$250,000 ngamabhange esibambisene nawo. Sisebenzisa ukubethela kwezinga lebhange, ukuqinisekiswa kwezinto eziningi, kanye nabalingani bezobuchwepheshe abathembekile abanjengoPlaid ukugcina ulwazi lwakho luphephile. Ungahlala unolwazi ngezaziso zebhalansi zansuku zonke noma zamasonto onke ezizenzakalelayo. Uhlala ulawula.

> Indlela esebenza ngayo

1. Setha ngemizuzu embalwa: Xhuma i-akhawunti yakho yasebhange kuhlelo lwethu lokusebenza lokonga bese uzibekela imigomo yakho

2. Sizokwazi: Sithola izikhathi ezihlakaniphile zokonga ngokusekelwe ekusebenziseni kwakho imali kanye nemali engenayo

3. Wonga ngokukhululeka: Sizofaka imali ngokuzenzakalelayo kuhlelo lokusebenza lokonga ukuze sifinyelele imigomo yakho

> Thola isivivinyo samahhala sezinsuku ezingu-30

Bona ukuthi ungonga malini ngesivivinyo samahhala sezinsuku ezingu-30 sohlelo lwethu lokusebenza lokonga imali. Ngemuva kwalokho, jabulela ukonga ngokukhululeka ngo-$5/ngenyanga. Khansela noma nini.

MALUNGU EMALI MBOLEKO, SILALA NGAWE

Ingabe uyilungu le-Oportun elinemali mboleko yomuntu siqu? Kulula ukuyiphatha kuhlelo lokusebenza.

Hlola ibhalansi yakho, wenze izinkokhelo, usethe i-autopay, bese uthumela abangani bonke endaweni eyodwa. Uhlelo lokusebenza lwe-Oportun lumahhala ukuthi amalungu alusebenzisele injongo yokuqapha nokukhokha imali mboleko yawo.

Ufuna ukufaka isicelo semali mboleko? Sicela uvakashele ku-Oportun.com noma ushayele ku-[phone] ukuze uthole imali mboleko.

OKUNINGI NGATHI

- I-Oportun iqinisekiswe yi-US Treasury Department njenge-CDFI

- I-Oportun inesilinganiso se-A+ yi-Better Business Bureau (BBB)

- Ngaphambilini eyaziwa ngokuthi i-Digit, uhlelo lwethu lokusebenza lwezezimali lukusiza ukuthi wonge ngaphandle kokucabanga ngakho, uhlele isabelomali ngokuhlakanipha, futhi uphathe imali mboleko yakho kalula.

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I-Oportun inikeza imali mboleko yomuntu siqu ezifundazweni ezithile ngomlingani wayo i-Pathward®, N.A., futhi ingaphansi kokuvunyelwa kwesikweletu.

Izindleko zedatha ezijwayelekile zingasebenza uma ulanda uhlelo lokusebenza.

*Ngokusekelwe ekongeni okumaphakathi kwawo wonke amalungu ohlelo lokusebenza akhokhayo ezinyangeni eziyi-12 ezedlule. Akusona isiqinisekiso; imiphumela izohluka ngokuya ngeholo lakho kanye nokusebenzisa kwakho imali.

**I-Oportun iyinkampani yezobuchwepheshe bezezimali, hhayi ibhange elinomshwalense we-FDIC. Kodwa-ke, i-Oportun igcina imali yakho kuma-akhawunti asungulwe yi-Oportun e-Wells Fargo Bank, N.A., JPMorgan Chase Bank, N.A., kanye/noma i-Citibank, N.A., Amalungu e-FDIC (ngokubambisana, "Izikhungo Zediphozithi"). Lawo madiphozithi ayafaneleka ukuthola umshwalense we-FDIC ngesisekelo sokudlulisa imali esifinyelela ku-$250,000 iyonke kanye nanoma yimaphi amanye amadiphozithi onawo eSikhungweni Esithile Sokugcina Imali. Imibandela ethile kumele igcwaliswe ukuze umshwalense wediphozithi yokudlulisa imali usebenze. Umshwalense wediphozithi umboza kuphela ukwehluleka kweSikhungo Sokugcina Imali.

I-Oportun ayabelani ngolwazi phakathi kwabalingani bayo noma abalingani bayo ngezinjongo zokumaketha ngaphandle kwemvume yabathengi noma njengoba kuvunyelwe ngumthetho ngenye indlela.