Acorns: Save & Invest

216K reviews
Content rating
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About this app

Get started in minutes, & give your money a chance to grow in the background of life.

“Investing is now made for everyone.” - Forbes (1)


+ INVEST FOR YOUR FUTURE - Invest spare change with automatic Round-Ups® & invest in the background of life. Your money is automatically invested into one of our diversified, ETF portfolios, built by experts.

+ BITCOIN ON ACORNS - Easily invest up to 5% of your Acorns Invest portfolio in a Bitcoin-linked ETF to diversify your portfolio even further. With just a tap, you can invest in crypto without the headache of extra apps, digital wallets, and vulnerable passwords.

+ INVEST FOR RETIREMENT - Save for retirement with our easy IRA options, featuring SEP, Traditional, & Roth plans. In under 2 minutes, we'll recommend an IRA account for you.

+ INVEST FOR YOUR KIDS - Get Acorns Early, our UTMA / UGMA investment account for kids. Multiple kids included. Custom rewards for families. Invest automatically into a diversified, ETF portfolio, built by experts.

+ BANK SMARTER - Get an Acorns Checking account & a heavy metal debit card that invests when you spend & automatically invests a portion of every paycheck. You can also get paid up to 2 days early when you set up your direct deposit into Acorns Checking.

+ EARN REWARDS - Shop 12,000+ brands and receive bonus investments, search MILLIONS of jobs in our Job Finder, & earn exciting referral bonuses. The more you earn, the more you can save & invest!

+ GROW YOUR KNOWLEDGE - Custom financial literacy content, powered by Acorns + CNBC, right in your app.


MISSION: With benevolence and courage, we look after the financial best interests of the up-&-coming, beginning with the empowering, proud step of micro-investing.

INVESTING PHILOSOPHY: The time-tested power of compounding, diversification, & sticking with it gives your money a chance to grow long term.

BACKED BY: Investors like Blackrock, CNBC, PayPal, Dwayne Johnson, Jennifer Lopez, Steve Harvey, & Ashton Kutcher.

SECURITY: Bank-level security and data encryption.


*Most popular*
All-in-one investing, retirement, & checking—plus much more.

Save & invest for the whole family, invest for kids, earn extra rewards, get family financial education, plus retirement, checking, and personal savings and investing.

From acorns, mighty oaks do grow. Download Acorns now & grow your oak!


Updated on
Jun 28, 2022

Data safety

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216K reviews
Jarod Randle
June 25, 2022
The ads are a lie. Acorns doesn't do as the ads claim. They don't double your pennies. they use false advertising to get you to sign up. I've seen several reviews where Acorn charges too much for their subscription and they change the fees on you. On top of that people have had tons of issues with the acorn app. They always give the generic "we are here for long term and you have options to help off set subscription fees." Like really if the fees are that high no thank you.
82 people found this review helpful
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Jessica Stockton
May 30, 2022
It was like pulling teeth to get my bank account linked to the point I about gave up. Finally the account links. I never could get the round up investing to work. I've had this account for about 2 years, paid subscription fees and all that was invested after all that time was a bit over 60 CENTS! Every time I would try to invest there was always an issue with the account but they still somehow got their subscription fees. Feels like a rip off. What an absolute waste!
237 people found this review helpful
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May 31, 2022
We are sorry to hear about your experience and would like to look into this for you. Please contact our support team at: or by phone at (855) 739-2859.
Raevn One
May 12, 2022
Eh it's alright. They canceled my card and then during reactivation took several times of trying to send them a document they'd accept as address verification. As an app, it's fine. Not a lot of customization, more a "set it, then forget it" place. I went moderate to try it out, but with the dollar loosing value and inflation so high, 60% bonds was loosing me money. Trustworthy from what I could see, just not as convenient as some others out there. Really nice checking ATM card, though.
143 people found this review helpful
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What's new

We've made some performance enhancements to make Acorns even better for you, because we believe small change adds up. Grow your oak!