Afterpay - Buy Now, Pay Later

155K reviews
Content rating
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About this app

Buy now pay later, with Afterpay
Afterpay offers app-only shopping benefits to give you more access to the brand deals you love. Shop online and in-store in the Afterpay app and split the cost of your orders - pay in 4 interest-free* payments. With our shopping app you can browse stores, brands, products, discounts, and gift cards across fashion, beauty, home, toys, tech and more. New brands and deals added daily! Check out our 700k+ five-star reviews for more reasons to start shopping on Afterpay.

NEW Pay it in 6 or 12 months**
Get more payment flexibility from Afterpay with monthly payments. Now you can choose to shop big-ticket items on your list and pay over 6 or 12 months at participating brands.

Exclusive shopping
Pay in 4 at more of your favorite brands, only in the app. Our app-only brands feature app-only categories, including fashion and tech.
Explore daily curated shopping guides and inspirational content to see what our editors are shopping now.
Browse a large selection of gift cards for top brands that you can buy now and pay later for.

Manage your orders
Review current and past Afterpay orders and payments history. Change your payment schedule or pause payments when you report a return. Link Afterpay to your Cash App account and manage your orders in Cash App.

Get sale and price drop alerts
Receive push notifications when your favorite brands go on sale and get price drop notifications on items you love. Save them in-app and we’ll alert you when the price drops so you don’t miss a deal.

Use Afterpay in stores
Find shopping, travel, tech and beauty retailers offering Afterpay in stores, and shop confidently knowing how much you are pre-approved to spend. Just open the app and simply add your Afterpay card in your virtual wallet and tap to purchase.

Increase your spending limit
Unlock more when you’re shopping with the Afterpay app and pay on time. We’re committed to making sure that our community feels empowered and in control of their finances by promoting good spending and budgeting behavior.

24/7 customer support
Get support anytime you need by using our customer support chat, available anytime, only in the app, and access FAQs.

By using the Afterpay app, you agree to the applicable Terms of Use ( and Privacy Policy (

*You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. For access to in-store, additional verification may be required. Late fees may apply. View our installment agreement for complete terms: Loans to California residents made or arranged pursuant to a California Finance Lenders Law license.

**You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. Loans through the Afterpay Pay Monthly program are underwritten and issued by the First Electronic Bank, Member FDIC. A down payment may be required. APRs range from 6.99% to 35.99%, depending on eligibility and merchant. As an example, a 12 month $1,000 loan with 21% APR would have 11 monthly payments of $93.11 and 1 payment of $93.19 for a total payment of $1,117.40. Loans are subject to credit check and approval and are not available to residents of Hawaii, New Mexico, West Virginia and Nevada. Valid debit card, accessible credit report and acceptance of final terms required to apply. Estimated payment amounts shown on product pages exclude taxes and shipping charges, which are added at checkout. Complete terms can be found here (
Updated on
Feb 13, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 5 others
This app may collect these data types
Location, Personal info and 5 others
Data isn’t encrypted
Data can’t be deleted

Ratings and reviews

153K reviews
Lisa Sorenson
February 18, 2024
When I've gotten to my cart, e.g. Amazon, all it does is say "processing" until it times out with an error. The app sucks and you do not have access to all the stores that are on the app on the on the website. I'm thinking this forces you to download this horrible non-working slow app. I'm wondering how many sales Afterpay loses because of this. You really need to fix your app. It's always a hassle. Several times, I've gone elsewhere for items I've wanted or needed.
43 people found this review helpful
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James Alexander Carr
February 11, 2024
I was so excited to make mint status and have no upfront payment. As of this past September I finally made it and used it all the time. My limit is $2,000 because of no missed payments. After filing bankruptcy and building my credit back up it's no question having an interest free option to be able to make purchases is awesome. Now that mint benefits have been taken away. I will just close this account. It doesn't even report to credit bureaus anyway. I'm very very disappointed in Afterpay.
89 people found this review helpful
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Kay W.
February 22, 2024
I can get what I want from so many companies. When it comes to Target I can never get it to work. Afterpay is pointing fingers at Target and Target is doing the same. I thought it might be the items so I switched to cheaper items that I need still nothing. Please stop pointing fingers and fix this. Update the list of stores advertised to take Afterpay yet actually doesn't gets longer. The finger pointing between companies counties neither knows what is happening.
22 people found this review helpful
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