BMO Digital Banking

BMO Bank National Association

About this app

Bank on the go from your Android™ smartphone anywhere, anytime with the BMO Digital Banking app. We’ve updated the design for a cleaner look that’s even more convenient to use! It’s secure¹ and super easy to:
• View account balances and activity
• Sign on even faster using Biometric Finger Print ID
• View and manage your credit cards alongside your other BMO accounts
• Send money to friends and family with a bank account in the U.S. with Zelle®
• Track your accounts – even if they’re not with us – with BMO Total Look
• Transfer money between your BMO accounts2
• Deposit checks by taking a picture with your Android™ camera³
• Schedule and manage bill payments
• Turn your debit or ATM card on and off and get real time alerts⁴ – with BMO Card Monitor

Visit bmo.com/usmobile to learn more.

¹ Please visit bmo.com/us/security for more details.
2If you make an Internal Transfer on a weekend or holiday, we’ll credit the payment the same day, but we’ll post the payment on the next Business Day.
³ Mobile Deposit is available using the BMO Digital Banking app. This service may not function on older devices. Users must be a BMO Digital Banking customer with a BMO account opened for more than 5 calendar days. Deposits are not immediately available for withdrawal. For details, see the BMO Digital Banking Agreement found at bmo.com/uslegal.
⁴ Message and data rates may apply. Contact your wireless carrier for details.

Accounts are subject to approval. BMO Bank N.A. Member FDIC

Third party web sites may have privacy and security policies different from BMO. Links to other web sites do not imply the endorsement or approval of such web sites. Please review the privacy and security policies of websites reached through links from BMO web sites.

Copyright 2023, BMO Financial Corp., All Rights Reserved.

Android™ is a trademark of Google Inc.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Ratings and reviews

This app is definitely a downgrade from the BoW app. There is no info on card transactions, so you have to call and talk to someone, which to me is a waste of time when I just want to see which card made a transaction on our joint account. Plus, I've been locked out of my app more times than before the switch. I'm just not a fan, but I have to just deal because there is no other choice unless I want to change banks, and I do not want to do that, so🙅🏻‍♀️

Update: Reinstalled twice and it finally worked for me. Issue before: Was fine before but the past 3 checks I've tried to deposit, the app keeps telling me the amount I entered doesn't match the check. At first I thought it was because the check I was trying to deposit was handwritten and it was having trouble with the handwriting but the other 2 are printed checks from a company, a company who's checks I've deposited many times, but now says it can't.

Once it's loaded it works fine... To elaborate, I tend to get stuck in the loading screen and I have to resort to reopening the app to get it to work. Would be annoying in a pinch when you'd want to check it fast. My razr 2024 is mid on specs, but definitely shouldnt have this problem with a banking app. I imagine results vary depending on phone model. Other than that, the check deposit capture works fine which is my most important feature.

What’s new

We're always working to improve the banking experience, update includes:
• Prioritizing your feedback, we optimized our systems to provide you a better banking experience.
• Minor bug fixes.
Turn on automatic updates so you always bank with the latest features & enhancements!