Bank of America Mobile Banking

Bank of America

About this app

Bank conveniently and securely with the Bank of America® Mobile Banking app for U.S.-based checking, savings, credit card, loan and investment accounts.

Manage Accounts
•View account balances and review activity
•Activate or replace credit/debit cards
•Set alerts for important account info
•Manage all accounts, including checking, savings, credit cards, loans and investment accounts.

Transfer Money and Pay Bills
•Securely send and receive money with Zelle® using a U.S. mobile number or email address¹
•Transfer funds between your Bank of America and linked Merrill accounts
•Pay bills

Check Deposit
•Take photos of checks to deposit them to your checking or savings account
•Get immediate confirmation that your check is processing²

Erica, Your Virtual Financial Assistant³
•Ask Erica to find transactions, pay bills and more
•Get valuable alerts, and helpful insights

Security
•Set up Touch ID® / Face ID®
•If fraudulent activity is suspected on your card, we’ll notify you
•View security center
•With our Mobile Banking Security Guarantee, you’re not liable for fraudulent transactions when reported promptly⁴

Manage Investments with Merrill
•Trade stocks, ETFs, mutual funds
•View up-to-date Market data, news, and quotes
•Send messages and documents securely to your advisor

FICO® Credit Score:
•Easily check your FICO® credit score
•View the key factors that affect your score
•Find out about keeping credit healthy

Financial Education and Savings & Budgeting Tools:
•Set up and manage savings goals
•Organize and track your spending by category
•View all transactions
•Compare spending against income
• Easily create a budget based on previous spending or from scratch

See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for more information. Mobile carrier message and data rates may apply.

¹To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.

²Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply.

³Erica does not provide investment advise. Erica only listens or speaks when you tap the microphone and retains interactions to optimize your experience. Erica speaks aloud and hears and responds to all voices. Erica is only available in English.

⁴You’re not liable for fraudulent Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities.

Investing involves risk. There is always the potential of losing money when you invest in securities.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp"). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.

Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. ("MLLA"), a licensed insurance agency and wholly owned subsidiary of BofA Corp.

Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC and wholly-owned subsidiaries of Bank of America Corporation.

Investment products:
• Are Not FDIC Insurance
• Are Not Bank Guaranteed
• May Lose Value

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Features may only be available for certain account types.

Android is a trademark of Google Inc.

Google emojis are used herein under license.

Bank of America and related trademarks are trademarks of Bank of America Corporation
Bank of America, N.A. Member FDIC
©2026 Bank of America Corporation

Ratings and reviews

I find it ridiculous how you still can't set up notifications for ANY debit card transaction. It has to be a minimum of $50 or $100. An institution this big and the fees they charge should at least have an option that's so simple, but very useful. It's been over decade and the features of this app are virtually the same, yet it gets even harder to access your account over the phone. Ridiculous

This app has recently had a bug that's very annoying. I am unable to get a text code to open the app into my account. I can only use an email address to receive my code (which is less secure). So, I have to uninstall then reinstall the app to get it to work. The bank rep I called for assistance told me to check my text spam folder. Huh?? No such thing! Not sure I'll still keep using the app.

I have been using the app for quite some time. It is easy to navigate and allows you to do most of the things without disruption including check deposits etc. Keep up the good work. The recent changes (Jan 24) in the App have improved the interaction with individual accounts. However the recipient search in Zelle is quite slow and needs improvement. Bank app does not allow a customer to initiate any message back to the bank. Overall it is a friendly and useful app.

What’s new

In this release:

• Adding a new card to your digital wallet is now easier with in-app identity confirmation
• Save time with improved copy and paste support for items like addresses, confirmation numbers and mobile check deposit details
• My Credit is now available to all clients at no extra cost—check your FICO® Score and credit reports, and get personalized insights and alerts with no impact to your score