Bank of America Mobile Banking

Bank of America

About this app

Bank conveniently and securely with the Bank of America® Mobile Banking app for U.S.-based accounts.

Manage Accounts
• View account balances and review activity
• Activate or replace credit/debit cards
• Set alerts for important account info

Transfer Money and Pay Bills
• Securely send and receive money with Zelle® using a U.S. mobile number or email address¹
• Transfer funds between your Bank of America and linked Merrill accounts
• Pay bills

Check Deposit
• Take photos of checks to deposit them
• Get immediate confirmation that your check is processing²

Erica, Your Virtual Financial Assistant³
• Ask Erica to find transactions, pay bills and more
• Get valuable alerts, and helpful insights

Security
• Set up Touch ID® / Face ID®
• If fraudulent activity is suspected on your card, we’ll notify you
• View security center
• With our Mobile Banking Security Guarantee, you’re not liable for fraudulent transactions when reported promptly⁴

Manage Investments with Merrill
• Trade stocks, ETFs, mutual funds
• View up-to-date Market data, news, and quotes
• Send messages and documents securely to your advisor


See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for more information. Mobile carrier message and data rates may apply.

¹ Zelle transfers require enrollment and must be made from a Bank of America consumer checking or savings account to a domestic bank account or debit card. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.
² Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply.
³ Erica only listens or speaks when you tap the microphone and retains interactions to optimize your experience. Erica speaks aloud and hears and responds to all voices. Erica is only available in English.
⁴ You’re not liable for fraudulent Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities.

Investing involves risk. There is always the potential of losing money when you invest in securities.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by complanies that are affiliates of Bank of America Corporation ("BofA Corp"). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. ("MLLA"), a licensed insurance agency and wholly owned subsidiary of BofA Corp.

Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC and wholly-owned subsidiaries of Bank of America Corporation.

Investment products:
• Are Not FDIC Insurance
• Are Not Bank Guaranteed
• May Lose Value

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Features may only be available for certain account types.

Android is a trademark of Google Inc.

Google emojis are used herein under license.

Bank of America and related trademarks are trademarks of Bank of America Corporation
Bank of America, N.A. Member FDIC
© 2023 Bank of America Corporation

Ratings and reviews

They actually have people who read and respond to feedback! I had a problem and a real person called me to help me fix it. Now if the app could revert back to the old bill pay that would be awesome! The app use to be good. Now I don't get notifications anymore about low balances. The bank charges too many fees. Looking into moving my checking account somewhere that doesn't charge fees especially when you have money in other accounts with the same bank.

It's only getting 3 stars because the app updates have only made money transfer/BOA credit card bill pay worse. It was so much more intuitive before. It gave you drop-down options with your statement balance, current total balance (including the most recent transactions), and other amounts. Now, you have to enter everything in order from the top, or it will clear everything you've already entered. You have to manually enter your amounts instead of having drop-down options. It's incredibly clunky

I used to love this app. It used to be quick to use and self-explanatory. But as you add features, it is becoming less navigable. This is understandable, I know. But is it necessary? For example, the way to get into just plain old ordinary Bill Pay--arguably one of the most commonly used features-- has become buried under additional layers. Would it be feasible for you maybe just split the icons apart so they are all visible, reducing the extra steps you created?

What's new

In this release, we've made some minor enhancements and bug fixes.

We're always making improvements, so turn on automatic app updates to get the latest. Go to Google Play Store > Menu > Settings > Auto-update apps, and set your preference.