BPI

BANK OF THE PHILIPPINE ISLANDS (BPI)

About this app

Welcome to the BPI app!

Managing your money has never been easier. Access your accounts, transfer funds, pay bills, and more, wherever you are, saving you frequent trips to the branch.

FAST ONLINE ACCOUNT OPENING
1 government ID and 5 minutes are all you need to open a BPI savings account. Open an account with your Passport, Driver's License, Postal ID, SSS ID, PRC ID, or UMID. No need to go to the branch. Once the account is opened, you can immediately access BPI online banking services!

NOW ALSO YOUR E-WALLET WITH QR PAYMENTS
Skip the cash-in, scan any QR Ph in stores to pay straight from your BPI app!

EASY MONEY TRANSFERS
Easily transfer money between your BPI accounts, send money to other BPI accounts, or transfer funds to other local banks and e-wallets via PesoNET and InstaPay. You can even set up Favorites to save time.

SCHEDULED TRANSACTIONS
Create scheduled transactions to billers, fund transfers to BPI accounts and other banks, and load to prepaid cards ahead of time so you don't miss due dates. You can set the frequency to one-time, monthly, and quarterly.

TRACK & PLAN
This AI-powered feature is your very own personal finance manager! Achieve your financial goals with expert money advice and alerts. The more you use the BPI app, the more useful advice you get!

ACCOUNT QR CODES
No need to share account numbers. Send and receive money more securely when you generate custom QR codes for your accounts and scan or upload QR codes for recipients' accounts. Newly-generated personal QR codes now show the InstaPay logo in the middle.

QUICK BILL PAYMENTS
Pay bills on time with debit or credit cards with the BPI app. Avoid late fees and set up automatic payments for recurring bills.

INVESTMENTS
Grow your wealth and secure your future with our BPI’s investment offerings. View and manage your funds in one place so you can stay on top of your financial goals. For added convenience, set up and amend your Regular Subscription Plan (RSP) on the app.

CUSTOM TRANSACTION LIMITS
Enjoy the extra layer of security that comes with setting amount limits for different transactions. Have the freedom to adjust your limits daily, depending on your needs.

MOBILE KEY FOR AUTHORIZING TRANSACTIONS
No more waiting for OTPs via SMS. Securely authorize your transactions using Mobile Key within the BPI app, made even easier with your device's bio-metric credentials.

BANK SERVICES WITHOUT GOING TO THE BRANCH
You can also request other services with just a few taps:
- Order Debit Card
- Open a New Account
- Open a Time Deposit Account
- Reorder Checkbook
- Stop Check Payment Order
- Avail Credit-to-Cash and Balance Conversion for Credit Cards, available to select customers
- Permanently Block Debit or Credit Card
- Temporarily Block and Unblock Debit or Credit Card
- Download your Statement of Account
- Download Wealth Portfolio Accounts Statements
- Update Mobile Number
- Manage Trusted Devices
- Check deposit, available to select customers
- Cardless Withdrawal
- Buy and Sell USD

UNLOCK PERSONALIZED OFFERS
When you’re a BPI customer, you get access to exclusive offers through the BPI Mobile banking app. You'll receive personalized offers and promotions.

About BPI
As one of the largest banks in the Philippines, The Bank of the Philippine Islands has a long-standing reputation for providing reliable and trustworthy financial services to our customers. BPI is FinanceAsia's Best Financial Company 2023 and Best Overall Company in the Philippines 2023.

With the BPI mobile banking app, you can rest assured that your transactions are secure and protected by the latest security features. The BPI mobile banking app is also designed to be user-friendly and intuitive, making it easy for anyone to use. Plus, with regular updates and new features always coming up, you can be sure that the BPI mobile banking app will continue to evolve and improve to meet your needs. Download the app and make every day better with BPI.

Ratings and reviews

Suddenly the app asked me to validate my phone. I guess they did an auto update without telling users. after it verified my phone I tried to make a transaction but my mobile key was not working. It looks like the mobile key setting was turned off. BPI you need to let users know what you are doing. It's concerning when suddenly your app doesn't work.

Can't open a new account even with a new device tried several times. I've tried to visit the branch a few times but still can't resolve the issue. Their customer hotline is busy and almost always busy. The online promo of zero maintaining balance is no longer available yet still advertised as it is. Seamless account creation is not accessible even multiple times of uninstall, reinstall, and with a new device (stocked up in a manual setup). Please make improvements on those things. Thank you.

The "Transfer" tab has no direct access to the function to generate a QR code for my account, which I'd send to someone else in order to receive inward transfer. Seems like it's obvious that it is where it should be, but it can only scan a QR code or initiate outward transfers. There's no link for it when viewing the account or settings. It is buried so far in More > General Settings > (scroll down to) QR generator. Seems like this is the wrong place, as it's not a Setting but a feature function

What’s new

This update resolves issues experienced by some users in v16.3, including repeated device registration, Mobile Key reactivation, and app crashes—making the app more stable and reliable.