OCBC Digital - Mobile Banking

89.9K reviews
Content rating
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About this app

OCBC Digital app is the smart way to stay on top of your finances.

In an age where mobile and internet banking (iBanking) in Singapore have become the norm, OCBC Bank offers a digital banking experience that is user-friendly and secure. Experience seamless, hassle-free banking when you access the OCBC Digital app with OCBC OneToken – you can check and manage your finances on the go, and be assured that your information is safe. In addition, the OCBC Digital app has helpful features such as consolidating accounts across different banks and accessing bank account statements.

Based on your habits, lifestyle and motivations, we constantly create new experiences so you can do it all with one banking app:

Unlock unlimited investment and wealth management opportunities
• Plan for your dream retirement or your child’s future education with OCBC Life Goals
• Invest easily through a suite of products such as unit trusts, Blue Chip Investment Plan, portfolios of Exchange Traded Funds (ETFs) and Singapore Government Securities (Savings Bonds, SGS Bonds and T-bills)
• Contribute to your Supplementary Retirement Scheme (SRS) Account
• Place time deposits (SGD and FCY)
• Personalise your investment portfolio with OCBC RoboInvest, which aims to make the best of market trends and automatically optimise your portfolio to help you grow your wealth
• Invest in 15 global exchanges and get 24/7 access to your equities investments with an online equities account
• Stay ahead of the curve with investment ideas, market updates and thematic articles from experienced OCBC investment experts
• Set up alerts to monitor price fluctuations and market movements

Stay on top of your finances
• Turn insights into action when you receive personalised insights so you can earn more, save more and manage your money better
• Stay on top of your spending with Money In$ights and gain access to smart money management resources to track your budget and save effortlessly
• Access our financial planning journeys to calculate exactly how much you need to reach your life goals, be it protection or planning for your future
• View your bank account balances at a glance
• Log in quickly and easily, with access to frequently used services
• Pay bills and transfer funds – both locally and overseas – with real-time competitive FX rates
• Manage your account, cards, personal details and other services seamlessly
• Get a consolidated view of your money across banks and government institutions with Financial OneView, enabled by SGFinDex. You can even retrieve, manage and pay your income tax
• Make seamless mobile payments at participating merchants and cardless cash withdrawals at OCBC ATMs by scanning the QR code
• Set reminders and gain an overview of all credit card spends and reward points at a glance
• Get the best deals with OCBC credit cards and be rewarded with miles, rebates, cashback and more

Apply seamlessly and get instant approvals
• Open a new bank account instantly with MyInfo
• Apply for a credit or debit card seamlessly
• Get the cash loans you need instantly, with flexible and affordable repayment schemes

Prepare for the unexpected
• Get insurance coverage for life’s uncertainties with our comprehensive plans ranging from whole life and term life insurance to accident, health, travel, home and car insurance
• Protect and grow your wealth for you and your family by investing in Investment-linked insurance plans
• Save for your retirement, your child’s education or a long-term life goal with our suite of endowment plan
Updated on
May 12, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance and Device or other IDs
This app may collect these data types
App activity and App info and performance
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

87.2K reviews
Zoe Qi
January 8, 2023
Local transfer stopped working for about a month already. Can't type in amount to transfer. I've tried everything suggested - restart device, clearing cache and reinstalling the app. It still doesn't work. I'm pretty sure it's a bug, and I'm super surprised that a banking company can leave such a bug online for such a long time!
6 people found this review helpful
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Oversea-Chinese Banking Corporation Limited
January 9, 2023
We sincerely apologize for the experience. The team is aware of this issue, and presently looking into it. Please log into internet banking to make the transfer in the meantime. We seek your kind understanding on this, thank you. ^XF
Huang Qi Feng
August 11, 2023
It's disappointing that the new security features were not well thought through before being launched into the system. There might be some legitimate cases for apps downloaded via apk. Instead of a blanket ban, there should be exceptions made to certain apps and a process/system should be set up for people to appeal for certain non play store apps to be recognised.
10 people found this review helpful
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Cat Top
July 1, 2020
Would given 5 stars if not for the slow speed. Looks beautiful and has all the useful features for banking on the go. On my Note10+ its takes 4 seconds to launch the app. Terrible optimisation and server speed. Update app on 30/6 and now being FORCED to aacept push notifications instead of SMS for txn alerts. No option to opt out. I hate the way the direction this bank is going- forcing decisions down your throat. Also no way to exit app "back" will just cause app to reload!
21 people found this review helpful
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What's new

We have gotten a facelift! Our login page is now sleeker and even more intuitive to use. Log in without hassle for a smoother banking experience, for now, and beyond.