bunq

bunq

About this app

Say hello to bunq – the mobile bank that's there for you at every chapter of your life! Whether exploring new countries, building your dream business, or managing family life, bunq helps you grow your wealth, spend, and budget effortlessly. Open your account in just 5 minutes and start your 30-day free trial today.

Experience banking that makes life easy with the bunq app:

• Access all your Bank Accounts and see your net wealth at a glance.
• View and manage all your cards in one place.
• Manage your Savings Accounts and open Term Deposits to lock in a guaranteed rate.
• Invest hassle-free in stocks and ETFs.
• Buy and sell crypto with ease in the EEA and set price alerts so you never miss your crypto move.
• Get instant 24/7 support in your own language, wherever you are.

Our Plans

bunq Free - €0/month
Get started with essential banking.

• 3 Bank Accounts to get you started
• 1 Virtual Card with Google Pay support
• Scheduled Payments and AutoAccept for requests
• Earn 3.01% interest on USD/GBP savings
• Invest in stocks with ease
• Buy and sell cryptocurrencies in the EEA
• Save up to 90% on roaming costs with an eSIM from bunq

Business features:
• Accept contactless payments with Tap to Pay
• Integration with 50+ bookkeeping tools

bunq Core - €3.99/month
A bank account for everyday use.

All bunq Free benefits, plus:
• 5 Bank Accounts for your everyday needs
• 1 physical card included
• Personalize your physical card to make it uniquely yours
• Shared account access
• Add loyalty cards for quick access
• Earn bunq Points to claim exclusive rewards
• Unlimited ZeroFX
• 24/7 SOS Hotline for emergencies

Business features:
• Director access
• Shared account access
• Bookkeeping integrations

bunq Pro - €9.99/month
The bank account that makes budgeting easy.

All bunq Core benefits, plus:
• 25 Bank Accounts for effortless budgeting
• 3 physical cards and 25 Virtual Cards included
• Personalized budgeting insights and payment sorter
• 5 fee-free foreign currency payments/month
• Secondary PIN for multiple accounts on one card
• 20% Discount on stock trading fees
• Student offer: pay €0/month

Business features:
• Add up to 3 employees
• Company Cards (debit or credit) and Tap to Pay access
• AutoVAT

bunq Elite - €18.99/month
The account for your international lifestyle.

All bunq Pro benefits, plus:
• Worldwide Travel Insurance
• 10 fee-free foreign currency payments/month
• 8GB worldwide data
• 50% discount on stock trading fees

Business features:
• Add up to 10 employees
• 500 fee-free transactions/year

Your security = Our priority
Boost your bank security with two-factor authentication and 100% control of cards.

Your deposits = Fully protected
Your money is insured up to €100,000 by the DGS..

Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk.

bunq is authorized by the DNB. Our US office resides at 401 Park Ave S. New York, NY 10016, USA.

Ratings and reviews

The app seems very convenient for managing family pocket and reward money, with multiple personal accounts, a joint account, cards, and child accounts. However, it's quite buggy. The signup process takes far longer than the promised five minutes. I hope things improve after this initial phase, but based on my experience so far, I wouldn’t trust Bunq with substantial sums.

€150 taken out of my account and they won't fix it. It's been two months and bunq has done nothing to resolve this.I made a purchase, but the app had some sort of problem and my purchase was denied. Then all the times I tried to make the purchase were added on my card as a "reserved payment". It has been well over the 30 days without resolution. This is completely an error with bunq and the app, and they have not fixed it.

If you’d asked me a few days earlier, I would have said they offer perfect customer service and solve every single problem seamlessly. I thought I would never change my bank. However, I noticed that they automatically charge €5 for each SWIFT transfer received. Even if the sender pays all the costs, the receiver still has to pay. We ended up paying €45 in total for just a €500 transaction. When I checked my accounts in detail, I noticed that I had paid this fee many times.

What’s new

Here's what's new:
It's even more simple to accept payment requests in foreign currencies.
Opening a new bunq account is smoother than ever.
A bunch of other small fixes and improvements.