983 reviews
Content rating
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About this app

Clair is a banking app that gives you access to a portion of your earnings before payday. When you open a Clair Spending Account, held at Pathward® N.A, Member FDIC, you’ll enjoy on-demand pay with access to fee-free wage advances, an FDIC-insured* Spending and Savings account with no monthly fees, and a Clair Debit Mastercard® to spend your earnings.

Here’s what you’ll love about Clair:

- Quick and easy access: Open a Clair Spending Account and take your first wage advance in the Clair mobile app after setting up a repayment method.
- Freedom and control: You decide how much to advance from your next paycheck, up to a pre-approved amount determined by Clair⧧ on an individual user-basis.
- Access all the banking services you need: Get access to 40,000 fee-free AllPoint ATMs**, a virtual and physical debit card, Apple Pay™ and Google Pay, savings reminders, and much more!

Learn more about Clair at getclair.com.

Note: Clair is only available to select businesses. Check with your work app, time clock, or employer for an invite before getting started.

Clair is a financial technology company, not a bank. Clair Spending is a demand deposit account established by, and the Clair Debit Card is issued by, Pathward®, N.A., Member FDIC. Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated. Clair
Savings Account is established by Pathward, N.A., Member FDIC. Advances provided by Pathward, N.A.

While wage advances are free, certain other fees may apply depending on how users use their account. Standard data charges may apply when using the Clair app.

* Funds are FDIC insured, subject to applicable limitations and restrictions, when Pathward, N.A. receives the funds deposited to your account.

⧧ Your advance rate will depend on your individual circumstances. Limits are subject to change.

† The Clair Savings Account is established by Pathward, N.A., Member FDIC. Interest is calculated on the Daily Balance of the Savings Account and is paid monthly. The interest rate paid on the entire balance will be 1.98% with an annual percentage yield (APY) of 2%. The interest rate and APY may change. The APY was accurate as of 11/04/22. No minimum balance necessary to open the Savings Account or obtain the yield. You must have or obtain a Spending Account in order to obtain and open a Savings Account, and you must be the primary accountholder of your Spending Account. Savings Account funds are withdrawn through the Spending Account, and transaction fees could reduce the interest earned on the Savings Account. Funds on deposit are FDIC-insured through Pathward, N.A., Member FDIC. For purposes of FDIC coverage limit, all funds held on deposit by the accountholder at Pathward, N.A., will be aggregated up to the coverage limit, currently $250,000.00.

** The Clair Debit Mastercard can be used for no-fee withdrawals at U.S. ATMs in the Allpoint network. Fees may apply for international ATM transactions or transactions outside of this network. Banking Services provided by Pathward, N.A., Member FDIC.
Updated on
Apr 10, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 3 others
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

965 reviews
Jeni Beseris
March 8, 2024
I got the direct deposit which took a month and a half to apply before my Funda were deposited. It's now going on three pay periods and I still can't access the on demand pay due to app not being able to Connect with my employer and get the time sheets I've turned in. It's a such a hassle with zero progress. I gave up switching my direct deposit back to my back. Wish I'd never left it this a was a huge regret and no positive feed back to report unfortunately! Zero stars!
5 people found this review helpful
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Clair Pay
March 11, 2024
Oh no! We sincerely apologize for the troubles you've had with the app. We'd be happy to take a look into this for you, please contact us at support@getclair.com. Thank you.
Katie Siow
January 31, 2023
Decent app once you get it all set up. Except for lately Ive had issues with it not updating my hours worked there for not updating the available balance of on demand pay. Very frustrating and the "support" is looking into it but that was about a week or so ago now and the issue is still not resolved. Very frustrating to deal with this. But other than that issue everything is good. The app it's self is easy to use. And I appreciate the opportunity to be able to borrow from my paycheck if needed!
17 people found this review helpful
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Clair Pay
February 3, 2023
We understand this can be frustrating. We are working towards making this better. We would appreciate it if you could send us the details at support@getclair.com.
Sean Maxwell
October 16, 2022
I have had a great experience so far with clair. Just after a few months of using it and I paying the little amount back that I was allowed to barrow, Interest free.... My limit got raised to a lot. So that was helpful. I did have a glitch in me getting my daily pay when I got a raise at work. It messed with there system somehow and couldn't get my daily pay advanced for almost 3 weeks before they figured it out. But they did and now so far, so good.
13 people found this review helpful
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Clair Pay
October 17, 2022
Thank you for your review! We are pleased that you enjoyed the app. Glad we could get the issues resolved for you. If there is anything else we can do for you, just let us know at support@getclair.com! Have a wonderful day!

What's new

We squashed some bugs and made a few improvements behind the scenes.