VANSi - Cash Advance

Credit Convey

About this app

VANSi is the next generation of Credit Convey. VANSi App provides financial wellness and stability insights about your daily balances, income, and upcoming expenditures at risk of becoming overdrawn. VANSi App also provides instant pay and transfer capabilities. This service allows you to pay or transfer funds to others from your future income whenever you don't have sufficient funds in your connected bank account. VANSi has an added on-demand feature that works similarly to cash advances, also known as Bridge-a-Gap "BaG" Cash, accompanied by education, motivation, and cutting-edge technologies. You must keep your bank account connected to the app and maintain your active membership to access these services. You may choose the free tier or premium tier membership by paying a fee. So long as you retain your membership active, if your bank account is at risk of being overdrawn, you may request a BaG (commonly $20, or $50, gradually growing to $200) to avoid impairing your finances. BaGs are gifts offered to all clients with qualified accounts to welcome them to VANSi. BaGs are not loans or traditional credits. To avoid any doubt, there are no mandatory repayments associated with BaGs. After your necessity has passed and when you have sufficient funds, if you choose to return your BaG to your VANSi account, you can access it again and again, each time with a more significant amount, growing to up to $200 (subject to approval). You may choose to receive your on-demand BaG with standard 3 business-day delivery (free of charge) or request to receive it expedited within a few minutes (or same-day by 9:00 pm EST, depending on your bank) by paying an express fee, which varies and will be shown to you on the Checkout screen based on your BaG amount.

Ratings and reviews

So I got an advance, the first one. It took the better part of 5 days to be able to get another advance, just to be told there is an issue, and not bothering to tell me what the issue is. I email support, and all I get is to download our latest version of the app. What a joke. Cancelling membership for sure, if I could get negative stars it would be -5.

UPDATE!!!!! Here we are almost 3 weeks later and im still in the same spot. No one.has reached out to rectify the situation. My 1 start still stands i wish I could give it 0 stars. I pay for the premium and have never been able to use the app. it just keeps cycling then says that theyre having technical difficulties. its been almost 3 weeks and still the same thing. I would either like this corrected or a full refund for a service that I never recieved.

kinda expensive compared to most apps. biweekly fee of 7.99 to get a reasonable offer. The more you borrow the higher the instant transfer fee goes despite not being instant or close to it. It's cool in a pinch but don't count on getting the money before 2 business days. Even when I chose the instant option it still took me almost 1-3 business days despite paying the extra large fee for instant transfer. customer service is pretty much non-existent as they don't answer support questions.

What’s new

Minor bug fixes and performance improvements.