Credit Sesame

Contains adsIn-app purchases
81.3K reviews
Content rating
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About this app

Get your free credit score, monitor your credit, get personalized tips for building your score, and enjoy zero-fee mobile banking with Credit Sesame. Our mission is to empower you to achieve your financial goals. With our credit monitoring app we’ve helped millions of people get on a path to better credit. Now, with Sesame Cash, we’re providing the first mobile banking app that helps you grow your cash and credit in one place. No credit card is required, and checking your score will not impact it. Start the journey to financial wellness today!

Here is what you can expect in addition to your monthly updated FREE credit score check:

• New! Sesame Cash - A zero-fee, first-of-its-kind mobile bank account that lets you manage your cash and credit in one app. Qualify to earn rewards like free, daily credit score refreshes.

Free Credit Report Card - We'll break down your credit score and show you what's impacting your credit.
Cash Back Offers - Earn up to 15% cash back on eligible purchases at over 5,000 retailers with Cash Back Offers from Sesame Cash.
Free Credit Strategy - Once you know where you stand, we'll give you a custom action plan to take control of your credit.

• Free Credit Alerts and Monitoring - Free 24/7 credit monitoring with early identity theft warnings and fraud detection
• My Borrowing Power - Get personalized recommendations for the best credit cards, mortgage rates, and refinance options.
Free ID Theft Protection - You're always protected with credit and ID theft protection insurance up to $1 million.
• Our Robo Credit technology helps us provide customized, tech-driven recommendations so you can make the most of your finances.

We help you answer questions such as:
-What is my credit score?
-How can I check my credit score?
-How can I better manage my credit?

1000's+ news mentions, including:

• The Wall Street Journal

• The New York Times

• NBC’s TODAY Show

• CNN Money



""It gives me a detailed look at my finances and makes suggestions on what I can do to make it better."" - Adriana
""If you are trying to buy a new house, Credit Sesame is the place to start."" - Daniel
""It’s like having an assistant that keeps track of credit and debt."" - David
""I feel so much less stress, and more optimism about our future."" - Jesse

Subscription options
- Subscriptions are monthly.
- Sesame Pulse gives you daily credit score + monthly credit report
- Sesame Platinum gives you daily credit score + 3 Bureau report + more
- Your subscription will be charged to your credit card through your iTunes account.
- Your subscription will automatically renew unless cancelled at least 24 hours before the next renewal date.
- Manage your subscriptions in Subscription Settings after purchase.
- No subscription is necessary for general Credit Sesame app use.

For more information:
- Terms of Use:
- Privacy Policy:
Updated on
Jun 27, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
Data can’t be deleted
81.3K reviews
Chad Moreland
June 22, 2022
These credit-helping apps are wonderful if you're trying to get your credit back together; that was my case. But just know, they don't fix your credit, they guide you through with all of the info you need, basically, how to figure it out yourself. After you get your credit situated (and you know your new credit issues), the best benefit from this app is the credit monitoring. Even though I know I have a bit to go to get myself back up there, Credit Sesame gave me confidence to strive forward.
46 people found this review helpful
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Indirah Ambrose
May 17, 2022
Pretty horrible app. Very confusing, customer service is out of country and completely uninformed and complex, just like the app. Money takes forever to get into the account and is hard to move once in. If you can figure out how to transfer from the few options they have available that are supposed to be instant, the fees are antiquated highway robbery. Yes it will increase your credit score, but it's a really poor quality service and option. Avoid if you can.
317 people found this review helpful
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Tommy Armour
May 12, 2022
Not quite as good as Credit karma but decent. And definitely helps to monitor credit. update: Do not try to add the two other credit scores unless you want a very difficult time removing the subscription. I tried the trial and canceled the subscription right away and they pretended like they didn't even know me and kept charging me. I had to cancel my credit card. very frustrating
331 people found this review helpful
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What's new

We are always making improvements to Credit Sesame. To make sure you can access the latest analysis and alerts about your credit score, keep your Updates turned on!