Credit Sesame: Build Credit

Contains adsIn-app purchases
4.7
164K reviews
5M+
Downloads
Content rating
Everyone
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About this app

Credit Sesame is a free credit score management app. We help you access, understand, and protect your credit all in one place.

With a free Credit Sesame account, you get your TransUnion credit score right away, with personalized actions you can take to build positive credit history. We analyze your credit profile to find the best offers for credit cards and loans based on your chances of approval, projected credit score improvement, and potential savings.

Whether you’re looking to improve your credit score or purchase a house, Credit Sesame can help you reach your financial goals faster.

Ready to improve your credit and financial health with Credit Sesame? Download our app and sign up to unlock:

• Free credit score & credit report summary:
Check your credit score and see what’s impacting it. Always know your TransUnion credit score with daily refreshes.

• Free Sesame Grade:
See a clear letter grade based on the 5 major factors that impact your credit score,

• Free credit alerts & credit monitoring:
Get notified about changes to your credit file and protect your score.

• Free credit tips:
Get personalized insights and actions that can help you improve your credit score and get the best rates.

• More borrowing power:
Get recommendations for credit products with higher approval odds. Browse the best credit card offers based on your credit profile. See your chances of approval and apply for a credit card quickly and easily!

• Save on mortgages, auto loans, and more
Find better rates and refinancing options

• Credit Builder account:
Use debit to quickly build credit.1 Start building credit when you use the Builder feature of your prepaid Sesame Cash debit card. Build payment history with everyday purchases. No credit check. Fees may apply2

Join 17+ million members and start doing more with your credit score today!
Updated on
Feb 22, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
160K reviews
Chris Adams
February 7, 2024
Used to like this app. Had an issue where one of my cards reported as overdraft, and it was not. Checked other apps and with the credit bureau. All matched and correct except Credit Sesame. That was not the final straw. When I reached out to Credit Sesame, they refused to look at their own systems as a possible issue. Edit... Idk what to say here. I tell you I've reached out about the issue and you tell me to reach out again... maybe you should read these instead of a bot response.
65 people found this review helpful
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Credit Sesame, Inc.
February 7, 2024
We regret any inconvenience you may have encountered with the report shown on the app. We'd be happy to take a look into this for you, please contact us at support@creditsesame.com. Thank you.
Robert Schnaufer
February 14, 2024
Signed up, and the FIRST time I tried to login, they said I've already tried to login too many times, and they'll get back to me in a month! Not only that, but they limit your email address field to 30 characters, which is so outdated it's not even funny! Can't even design a sign-up program that doesn't screw you over right away! Red flags all over! Update: They did contact me a month later, like they said, but I had already deleted their app that same day because it made me feel uncomfortable.
151 people found this review helpful
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Credit Sesame, Inc.
February 14, 2024
We apologize for the sign-up issues; this doesn't align with our intended user experience. We value your feedback on the email field limitation. Reach us at support@creditsesame.com for immediate assistance.
A Google user
July 8, 2019
Fairly easy to use. I like the tips they give, that I might consider. Word of caution, don't jump at the credit cards too quickly. It may be a good option, may not, it'syour credit. their job is to recomend. The card choices are also based on the kickback to CS. That doesn't make it bad, just be aware there are a plethora of cards available. CS does your odds of approval which is a definite plus.
235 people found this review helpful
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What's new

We are always making improvements to Credit Sesame. To make sure you can access the latest analysis and alerts about your credit score, keep your Updates turned on!