Root: Better car insurance

3.5
36.3K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Root is the car insurance for good drivers like you. Unlike other insurers, Root uses powerful tech to make car insurance easy, fast, and affordable. How do we do it? Our app is so smart, it actually gives you discounts based on how you drive. That means the safer you are, the more you can save.

With smarter tech, better rates, fast claims, customizable coverage, and everything in an app, Root is the insurance good drivers deserve.

See how much you could save with auto insurance that’s smarter, faster, simpler, and better—download the Root app today.

Learn more at: https://www.root.com

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Why choose Root car insurance?
• Over 1.5 million drivers already have Root
• Rated “Excellent” on Trustpilot
• Carvana Trusted Partner
• Featured in Forbes, TechCrunch, Wired, The Washington Post, and Fortune Magazine

Everything you get with Root
• Earn the price you deserve based mostly on how you drive
• Manage everything all in an app
• Personalize your coverage
• File a claim in minutes
• Get 24/7 Roadside Assistance

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Root renters insurance:
If you rent your house, condo, or apartment, you can get renters insurance starting at just $6/month. It covers your stuff when it's in your home and when it’s not (like your suitcase in a hotel), damage to your stuff from smoke or fire, a place to stay if your home is too damaged to live in, and even medical expenses if someone gets hurt in your home. And, it’s surprisingly cheap. Bundle with auto and have everything you need right in the app.

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Root Home Insurance:
Get personalized protection for you, your home, and your belongings with Root Home. Your Root Home policy allows you to customize your homeowners coverage to best fit your needs, with easy payment setup and 24/7 customer service. Save on your homeowners insurance when you bundle with auto—it’s simple and convenient to bundle right in the Root app.


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Disclaimer for quotes: WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL A PREMIUM RATE FOR THE INSURANCE ADVERTISED HEREIN.

Disclaimer for savings: Based on savings reported by actual customers who purchased a new Root policy between October 2019 - July 2020; changes in coverage levels not evaluated. Disclaimer for savings, NE and CO customers only: Savings compared to Root rate without completion of test drive. Actual savings vary by channel of sale, test drive score, and rating factors. Disclaimer for coverage: Coverage is available in the event of a covered loss. Exclusions may apply.

Not available in all states.

By submitting a review for Root Insurance to the app store, you are granting Root the right to utilize, publish, and distribute, without limitation, for advertising, marketing, or commercial purposes, without any payment to or further authorization by you.

Copyright ROOT 2022. ROOT is a registered servicemark of Root Insurance Company, Columbus, OH.

Telematics is not used and resulting represented savings are not applicable in California. Referral program also not applicable in California. Visit joinroot.com/califaq for more information. Roadside Assistance purchased as separate coverage in CA.
Updated on
Dec 1, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
Data can’t be deleted
3.5
36.3K reviews
Corey
December 2, 2022
My payment changed from $85 due to covid inflation and went to $95 it just now went up again to $114 with zero notification of this change. I haven't had an accidents/issues and my driving time has been the same since I've gotten the app. I've had a steady 9/10 driving score for months/years. I haven't moved and I didn't change anything on my policy. The weather hasn't changed its just gotten colder and that's it. I reached out and they cant explain why it changed. This is very disappointing.
2 people found this review helpful
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Root, Inc
December 5, 2022
Update: Hi, Corey. Driving behavior during the test drive is the most important factor in determining your rate. To provide the best coverage possible, we also look at things like weather and the number of claims in your area. We're sorry again for any disappointment and we appreciate your time with us.
Shadowborn
November 15, 2022
That problem was fixed. Now, even though Root claims to be able to tell the difference, the app tracks every time my phone shakes. Thinking it's on a car ride. And even when I'm not driving it tracks the movement. According to the website, its supposed to be able to differentiate It plainly doesn't. Thanks to that my insurance rates have doubled with no accidents, no erratic driving..nothing that would justify such. I'm already looking for a different insurance company thanks to that.
13 people found this review helpful
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Root, Inc
November 15, 2022
Update: Hi, there. While we're glad to hear the initial issue was resolved, we're sorry for any disappointment with your rate. To offer the right levels of coverage, we need a clear picture of what driving in your area looks like, and that means looking at other factors like weather and medical costs.
Nikole Arnold
October 1, 2022
It started out ok. But here it is almost three- four years later and after getting my payment all the way down to $89/month it started jumping back up during the pandemic. Now I'm paying $10 more than I did when I originally ($131 up to $141 now) signed up and still maintain a perfect driving score as well as not getting into accidents. Zero reason for it going up that much, zero.
16 people found this review helpful
Did you find this helpful?
Root, Inc
October 4, 2022
Hi, Nikole. We understand that with such safe driving habits, a rate increase is disappointing. To offer the right levels of coverage, we need a clear picture of what driving in your area looks like, and that means looking at other factors like weather and medical costs. We appreciate your time with us, and we'll be here if you need anything.

What's new

This week's release contains a few bug fixes and performance updates.