Kredit.Pe: Credit Cards & UPI

Kredit.Pe

About this app

🎉 NEW: The Kredit.Pe Credit Card Marketplace is here!

-> India's most loved credit cards - all in one place
-> Double Rewards - All rewards from the bank + Rs.11,000 cashback from Kredit.Pe, only if you apply via Kredit.Pe app

💳 CREDIT CARD MARKETPLACE

Curated credit cards from top banks — HDFC Bank, SBI & Yes Bank:

• YES BANK Ace — lifetime-free credit card for UPI spenders
• HDFC Pixel Go & HDFC Pixel Play — designed for online shoppers
• SBI IRCTC — savings on train ticket bookings
• HDFC Tata Neu Infinity & Tata Neu Plus — rewards across Tata brands
• HDFC IOCL and Freedom cards

More credit cards are getting added every week. Stay tuned.

🪙 WHY GET A CREDIT CARD FROM Kredit.Pe?

Save up to ₹11,000 in your first year!

Get your credit card from Kredit.Pe & unlock DOUBLE REWARDS — all the rewards from your bank PLUS extra Kredit.Pe cashback:

✅ Cashback on every UPI scan
• 3% cashback on UPI spends up to ₹10,000
• 5% cashback on UPI spends above ₹10,000
• Cashback on UPI spends capped at ₹500/month

✅ 5% Cashback on Gold & Silver
• Card holders get 5% Cashback on digiGold & Silver on Kredit.Pe
• No monthly cap on this cashback

✅ 20% off flight tickets
• Fund 20% of your flight booking with Kredit.Pe Cashback
• MakeMyTrip, Cleartrip & Goibibo vouchers at 20% off

✅ Up to 70% off online shopping
• Redeem Kredit.Pe cashback for vouchers on Flipkart, Amazon, Amazon Pay, Swiggy, Zomato, Blinkit, Uber, Ola & many more — at discounts up to 70%

🟡 Kredit.Pe GOLD RUSH — turn Cashback into gold

• Convert your Kredit.Pe cashback directly into 24K digital gold
• Convert 15% of your cashback to gold — up to ₹500 every month

✨ REWARDS FOR EVERYONE on Kredit.Pe UPI

Don't have a credit card yet? You can still earn every time you pay.

- Bank Account UPI: Pay via Kredit.Pe UPI app & Earn 1% cashback on all UPI spends using any linked bank account.
- Bill Payments: Get ₹10 in your bank account on your bill payments or mobile recharge.
- Massive Discounts: Save up to 70% on brand vouchers for Swiggy, Zomato, Amazon, and Flipkart.

💰 AUTOMATED WEALTH BUILDING

Kredit.Pe makes your money work as hard as you do.

- 24K Digital Gold: Use your earned cashback to get an instant 5% discount on gold.
- Highest Purity: We offer 24 Karat 999 Pure Gold stored in secure, insured Sequel vaults.
- High-Yield FDs: Earn up to 8% p.a. (8.5% for seniors) with Unity Bank.
- Safe and Liquid: Start with just ₹1,000. Withdraw anytime with zero penalties. All FDs are DICGC insured up to ₹5 lakh.

🤝 THE VIRAL REFERRAL NETWORK

Turn your network into a cash machine.

- ₹1,500 Cash: Earn this for every friend who gets the Yes Bank credit card.
- Passive Income: Earn 20% when your friends refer to their own network.
- FD Commission: Earn 0.5% commission every year on the FDs your friends book.

🔒 SECURITY YOU CAN TRUST

Fintech is built on trust. We don't compromise on yours.

- Certified Protection: We are PCI DSS, ISO 27001, and 27701 certified.
- Official Partner: NPCI approved UPI app, and powered by HDFC Bank for secure UPI.
- Fully Regulated: All investment products are RBI regulated.

📱 SUPPORTED BILL PAYMENTS AND RECHARGES

Pay all your monthly bills and earn ₹10 cashback on every transaction:

- Prepaid Mobile recharge: Airtel, Jio, Vi, BSNL.
- Utilities: Electricity (BESCOM, TNEB, UPPCL), Water, Gas Pipeline.
- DTH: Tata Play, Airtel Digital TV, Dish TV.
- Others: FASTag recharges, Broadband.

🛡️ REGULATORY AND DATA PRIVACY

We take your privacy seriously. Your data is encrypted using 256-bit SSL technology. Kredit.Pe does not store your credit card CVV or PIN. Our lending partners follow all Fair Practice Codes as mandated by the Reserve Bank of India (RBI). All credit card applications are subject to CIBIL score checks and eligibility criteria of our partner banks.

Download Kredit.Pe today. Start earning on every UPI scan.

Kredit.Pe is a brand of WTEX Fintech Pvt Ltd

📍 A-61, Zonasha Paradiso, Doddenekundi, Bengaluru, Karnataka 560048