Kredit.Pe: UPI & Credit Cards

Kredit.Pe

About this app

Stop making UPI payments with your bank account. Start earning cashback on every UPI scan.

Most people use UPI and get nothing back. With Kredit.Pe, every scan is a chance to save. Join over 1 million users who are turning their daily spends into real wealth.

💳 THE KREDIT.PE EXCLUSIVE ACE RUPAY CARD

We partnered with Yes Bank to build India’s most rewarding RuPay Credit Card. It is designed for the UPI era.

- Lifetime FREE: No joining fees and no annual fees.
- ₹1,000 Bonus: Get a cashback joining bonus as soon as your card is approved
- The 5% Rule: Earn 5% cashback on UPI spends over ₹25,000 per month.
- Unlimited Rewards: Flat 3% cashback on all other Kredit.Pe UPI scans.
- Fuel Savings: 1% surcharge waiver across all petrol pumps in India.

✨ REWARDS FOR EVERYONE

Don't have the Ace card yet? You can still earn every time you pay.

- Bank Account UPI: Earn 2% cashback on all UPI spends using any linked bank account.
- Bill Payments: Get ₹10 in your bank account on your bill payments or mobile recharge.
- Massive Discounts: Save up to 70% on brand vouchers for Swiggy, Zomato, Amazon, and Flipkart.

💰 AUTOMATED WEALTH BUILDING

Kredit.Pe makes your money work as hard as you do.

- 24K Digital Gold: Use your earned cashback to get an instant 5% discount on gold.
- Highest Purity: We offer 24 Karat 999 Pure Gold stored in secure, insured Sequel vaults.
- High-Yield FDs: Earn up to 7.5% p.a. (8% for seniors) with Unity Bank.
- Safe and Liquid: Start with just ₹1,000. Withdraw anytime with zero penalties. All FDs are DICGC insured up to ₹5 lakh.

🤝 THE VIRAL REFERRAL NETWORK

Turn your network into a cash machine.

- ₹1,500 Cash: Earn this for every friend who gets the Yes Bank credit card.
- Passive Income: Earn 20% when your friends refer their own network.
- FD Commission: Earn 0.5% commission every year on the FDs your friends book.

🔒 SECURITY YOU CAN TRUST

Fintech is built on trust. We don't compromise on yours.

- Certified Protection: We are PCI DSS, ISO 27001, and 27701 certified.
- Official Partner: Registered with NPCI and powered by HDFC Bank for secure UPI.
- Fully Regulated: All investment products are RBI regulated.

🛍️ POPULAR BRAND VOUCHERS AT DISCOUNTS

Use your rewards to save on the brands you love:

- Food & Grocery: Swiggy, Zomato, Dominos, KFC, Pizza Hut, BigBasket, Zepto.
- Shopping: Amazon Pay, Flipkart, Myntra, Nykaa, Ajio, Tata Cliq.
- Entertainment: PVR, BookMyShow, SonyLIV, Zee5.
- Travel: MakeMyTrip, EaseMyTrip, Uber, Ola.

📱 SUPPORTED BILL PAYMENTS AND RECHARGES

Pay all your monthly bills and earn ₹10 cashback on every transaction:

- Mobile: Airtel, Jio, Vi, BSNL.
- Utilities: Electricity (BESCOM, TNEB, UPPCL), Water, Gas Pipeline.
- DTH: Tata Play, Airtel Digital TV, Dish TV.
- Others: Insurance premiums, Credit card bills, FASTag recharges, Broadband.

🛡️ REGULATORY AND DATA PRIVACY

We take your privacy seriously. Your data is encrypted using 256-bit SSL technology. Kredit.Pe does not store your credit card CVV or PIN. Our lending partners follow all Fair Practice Codes as mandated by the Reserve Bank of India (RBI). All credit card applications are subject to CIBIL score checks and eligibility criteria of our partner banks.

Download Kredit.Pe today. Start earning on every UPI scan.

Kredit.Pe is a brand of WTEX Fintech Pvt. Ltd.
📍 A-61, Zonasha Paradiso, Doddenekundi, Bengaluru, Karnataka 560048.