Lemonade Insurance

3.8
19.7K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
Learn more
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About this app

Lemonade offers renters, homeowners, condo, car, pet health, and term life insurance powered by tech and driven by social good with instant everything.

We use bots instead of brokers. No paperwork, no hassle! Get an insurance quote in minutes. File claims from your phone - anytime, anywhere.



SOME QUICK LEMONADE STATS


• Starts as low as $30/mo for car insurance, $5/mo for renters, $25/mo for homeowners, $12/mo for pet, and $9/mo for term life.

• Financial rating of "A" exceptional

• Reinsured by the most trusted names on the planet

• Super fast and easy to use






WHY LEMONADE FOR INSURANCE

• No Hassle: There's no need to wait around for snail mail or talk on the phone w/ agents - get a policy with the Lemonade app whenever and wherever you are.

• Bundle and save! We'll automatically apply your bundle discount to any combination of our products


• Socially Driven: As a B-Corp, social good is baked into our business model: we take a flat fee, use the rest to pay claims (super fast!), and give back what's left to charities you care about with our renters, homeowners, car, and pet products. Lemonade also plants trees based on our drivers' mileage to help clean up carbon emissions.

• Devoted Team: Our powerful tech and automation free up our dedicated customer experience team and claims specialists to help you when you need it most.




HOW LEMONADE IS DIFFERENT

• Live Policy: Want to personalize your coverage? Add your sig other? Cancel your policy and get a new one at a different address? Do it all with a couple of taps on your phone.

• Instant Claims: Seamlessly file claims from your phone - anytime, anywhere. Our AI runs 18 anti-fraud algorithms, and if your claim is instantly approved, you'll get paid in 3 secs.

• Adjustable coverage: For your home, car, pets, personal property, liability, and more. Get your stuff covered whether it's at your home, or on the go.


LET'S MAKE LEMONADE!


WANNA BE FRIENDS?

• facebook.com/lemonade

• twitter/lemonade_inc

• instagram.com/lemonade_inc

• instagram.com/lemonade_pet

• youtube.com/lemonade_Inc

• tiktok.com/@lemonade.inc


YOU'RE INSURED BY LEMONADE:

• Get questions answered by our team online or over the phone.
• Download and share proof of property and home insurance on your mobile phone.
• Adjust and update your policy for your home insurance coverage whenever and wherever.
• Protect your favorite items, at home and away.


THE LEGAL STUFF

Terms of Service: lemonade.com/terms-of-service

Privacy Policy: lemonade.com/privacy-policy

Legal Stuff on Lemonade: lemonade.com/legal-stuff


Cheers for reading all 2,518 characters! Give yourself a pat on the back ;)
If you want more Lemonade, visit us at lemonade.com/blog
Updated on
Jun 30, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 5 others
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.8
19.4K reviews
Gaspard van Ko
August 19, 2025
It's probably the worst insurance app I've ever used. The assistant thing is extremely slow and never has the options that you need, even the super obvious ones. For example it's impossible to add a car to the policy, which is one of the most basic thing a car instance should be able to do. Filling a claim also goes through the chat assistant, and it's incredibly painful, it takes ages to fill in (a form would 100x better). Really sad that they bought Metromile, their app was awesome.
103 people found this review helpful
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Lemonade Insurance
August 19, 2025
We’re sorry to hear you’re having a tough time with the app. Your feedback is important and we want to help sort this out. If you’d be open to it, please email us at fixthis@lemonade.com with more details so our team can take a closer look and work on improving your experience.
Janna Ost
May 14, 2026
to start with, I didn't install the tracking device for the auto mileage right away and they tried to charge me a couple hundred bucks for that, then they say the monthly rate will be based upon mileage and if you don't drive very much it should be a low rate, well I did not experience that. there insurance rate was just as high as any other insurance rate so there really was no special deal or savings using lemonade at all.
12 people found this review helpful
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Lemonade Insurance
May 14, 2026
Thank you for your feedback, Janna. If you need help with your device, please email us at fixthis@lemonade.com so we can look into this for you. We're here to help!
katherine marineau
July 16, 2026
The process to submit a claim is excruciating. Takes several tries every time, uploading invoices is impossible and when you email them the invoice, it repeatedly says they cannot find it. And of course they don't allow you to file a claim online, because that would be too easy. Horrible app, terrible AI company.
1 person found this review helpful
Did you find this helpful?
Lemonade Insurance
July 16, 2026
We appreciate the honest feedback and we want to help make this easier. Our team can file claims manually over the phone at (844) 733-8666 Monday through Friday 9AM to 8PM EST so please don't hesitate to reach out and we'll take care of everything for you directly.

What’s new

Our AI assistant Maya updated the app, cleared her queue, and RSVP’d to something at Madison Square Garden — all before lunch. She’s a pro.