OKash: Safe and reliable loan

220K reviews
Content rating
Rated for 3+
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

OKash makes it efficient for you to access credit anytime, anywhere. 🎉🎉🎉

💸Loan Products
Tenure: We will require your repayment from 91 days to 365 days*.
Loan Amount: from NGN 3,000 to NGN1,000,000.
Interest Rate: With a minimum of 3% up to 15% monthly
Our interest rate is calculated on a daily basis. Annual Percentage Rate(APR) from 36.5% to 360%.

💸An example of a OKash loan
For example, 91-day loan payment terms,the interest is 9.1%. For the loan processed with a principal amount of NGN 3,000, the interest would be NGN 273, the total amount due would be NGN 3,237.The total amount due in the first month would be N1,093, the interest would be N93, the total amount due in the second month would be N1,090, the interest would be N90, the total amount due in the third month would be N1,090, the interest would be N90.

🚀OKash is a Convenient Personal Loan Platform for Nigeria mobile users. Presented by Blue Ridge Microfinance Bank Limited, duly licensed by the Central Bank of Nigeria(CBN).
OKash fulfills customers’ financial needs 7*24 completely online. The application process takes just a few steps with minimal documentation and the approved loan amount is transferred to the applicant’s bank account.

🚀Why OKash?
1.You can apply a loan by your credit. Don't need any deposits or guarantees.
2. Up to NGN1,000,000. Disburse to your bank account.
3.Paperless and digital process on your mobile. All the steps can be done online.
4.We do not share your data with any third parties without your consent. Your data is totally safe with us.
5.Don't worry about forgetting repayment. We'll send messages to remind you.

💡How it works?
1. Install the OKash APP from the Play Store.
2. Register an account.
3. Select the product you would like to apply for.
4. Fill out your basic information, then submit the application.
5. After the submission, you may receive a call for verification. The final application result will be shown in the APP and you will be informed by SMS if approved.
6. E-sign the loan agreement after the approval.
7. After the E-sign, the approved loan amount will be disbursed into your account shortly and a SMS notification will be sent.

1. Nigeria Resident.
2. 20-55 years old.
3. Source of a monthly income.

📞Contact Us
Customer Service Email: support@o-kash.com
Customer Service Hotline: 018884549
Address: No.77 Opebi road, Ikeja, Lagos, Nigeria

*Please note we will give you several options for you to select when do you want to repay the loan.
Updated on
May 23, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 9 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

218K reviews
James Martins
May 26, 2021
Prompt payment, easy registration and loan application is simple. Payback is also easy and sometimes, you get stages of payment cleared when you meet up with the deadlines of previous stages. My disgust and the major reason for uninstallimg was the rudeness of the customer service agents. Sometimes, you get a call on or before the due date, and the folks aren't afraid to talk trash. Worse off, the would hand up on you. The interest rate is also outrageous.
6,720 people found this review helpful
Did you find this helpful?
Blue Ridge Microfinance Bank Limited
May 28, 2021
Please feel free to share any challenges you encountered with our services. We are here to offer instant help to all our clients.You can reach us through 2348097755512,WhatsApp 09011577777, or support@o-kash.com for further assistance,also follow us on facebook: @OKashNigeria.Thank you for choosing OKash.
Adefiola Beloved
July 2, 2024
Scam, Witchcraft & frustration. I was scammed by them. They said they gave me an interest free coupons if I pay back in 10 days. But after 7 day's I paid everything including the interest and my money's was never refunded. I sent a email & there's no reply. I chat the customer service and they gave a different explanation. I requested for a call from them and I never got one. I feel scammed totally.
64 people found this review helpful
Did you find this helpful?
Blue Ridge Microfinance Bank Limited
July 8, 2024
Dear esteemed customer kindly note that we are licensed by CBN and we do not defraud our customers for more assistance contact us via 02018884549, or send a email to support@o-kash.com and we will be happy to help you further. Regards, stephanie
serah funmi
July 9, 2024
I regret using this app. Last year I made use of it and it was ok. this year I haven't used it, but they suddenly deducted the money I sent to my Opay account 81k for loan repayment, and I didn't apply for any of their loan, and they refused to refund my money despite all the mails I sent them. This is a fra