Marcus by Goldman Sachs®

Goldman Sachs

About this app

Marcus by Goldman Sachs offers financial products to help you make the most of your money.

GROW AND MANAGE YOUR SAVINGS
Earn competitive rates on Online Savings Accounts, High-Yield CDs, No-Penalty CDs and Rate Bump CDs
-Open accounts and add funds in a few taps
-Manage accounts, check balances and schedule transfers on the go
-Check current rates any time
-Use calculators to predict growth
-No minimum deposit to open an Online Savings Account
-FDIC-insured

EARN REWARDS TOWARD A NEW ELIGIBLE GM VEHICLE
With a GM Rewards Card, you can earn toward a GM vehicle.
-Earn on your everyday purchases

Marcus by Goldman Sachs® is a brand of Goldman Sachs Bank USA and Goldman Sachs & Co. LLC (“GS&Co.”), which are subsidiaries of The Goldman Sachs Group, Inc.

All loans, deposit products, and credit cards are provided or issued by Goldman Sachs Bank USA, Salt Lake City Branch.

© 2025 Goldman Sachs Bank USA. All rights reserved. Member FDIC. Equal opportunity lender.

Goldman Sachs Bank USA, Salt Lake City Branch, is the issuer of the GM Rewards Cards. GM is solely responsible for the operation and administration of the Earnings program and points program. For more details, including redemption options, go to mygmrewardscard.com.

© 2025 The Goldman Sachs Group, Inc. All rights reserved.

Ratings and reviews

I regret switching to this bank because of how slow the app is. Every page takes minutes to load so a simple transfer is a huge ordeal. Layout is also pretty clunky. Also, it's 2021 and I can't mobile deposit a check?? 2025 and the app has gotten worse. Now it takes over my phone screen so I lose the home screen buttons and once I open the app there's no way to get out. Really poor programming.

My biggest gripe is the constant log outs. What's the point of biometric sign in if it only lasts a week? I'd like to see the pending transactions reflect my available credit instantly at login (or current balance accounting for pending), but they only show your balance accounting for final payments. Which is important, but there's enough screen real estate to show both. Also, having to expand the displayed transactions multiple times to see most of them. And the app is slow.

They advertise being able to send wire transfers. I needed to withdraw money quickly for a major purchase, and had nothing short of nightmare interactions with support. Had to call multiple times to have them send the transfer, each time they would tell me there is no record of the transaction, but that they just started one for me. Finally talked to a manager who was able to send the transfer, but they didn't follow the wire instructions and sent a very large sum of money to the wrong place.

What’s new

It’s time for an upgrade! Meet our new Marcus app.

• Streamlined design
We've refreshed the app's look and feel to create a lighter and more user friendly experience

• At your fingertips
See your balances, transactions and other details, organised for quick access

• Navigate with ease
We’ve made it easier to manage your accounts and find what you need

© Goldman Sachs International Bank. All rights reserved.