M&T Mobile Banking

M&T Bank

About this app

Bank quickly and get back to what matters most to you – that’s the idea behind the M&T Mobile Banking App¹ built for both personal and business customers.

Access your Account Conveniently
•  See available balances, transactions, credit limits, and check images
•  Centralize finances, categorize transactions, customize budgets, and track spending, for your personal accounts, with M&T Money Smart
Bank Securely
•  Access your accounts with your passcode, fingerprint, or facial recognition on compatible devices
•  Get notified with M&T Alerts through text, email, or app notification
Move Money Swiftly
•  Send money with Zelle®¹ to almost anyone with a bank account in the U.S.
•  Deposit Checks
•  Use M&T Flash Funds™ to deposit qualifying checks with immediate availability²
•  Transfer funds between M&T accounts or make M&T loan & credit card payments•  Pay bills with the confidence of our M&T Bill Pay Guarantee³
Manage your Card Easily
•  Take charge of your personal M&T debit and credit card with the ability to temporarily lock it, report it lost or stolen, and order a replacement
•  Add authorized users to your personal and business M&T credit cards
•  View your M&T credit card rewards points and access your rewards account
Reach Us Readily
•  Call us, using any one of our contact numbers
•  Search FAQs for help with questions
•  Find the branch and ATM nearest to you


Disclosures:
¹Must have a bank account in the U.S. to use Zelle. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Zelle® and the Zelle related marks and logos are property of Early Warning Services, LLC.
²The fee for this service is 2% of the total check amount ($2 minimum charge). If the deposit is made during our nightly processing, it will not be available to pay debit items that are processed for payment during that night’s processing. However, it would be immediately available for withdrawal.³To learn more about the Bill Pay Guarantee visit mtb.com/billpay

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.

Refer to the Digital Services Agreement for details

Equal Housing Lender. © 2021 M&T Bank. Member FDIC.

Ratings and reviews

9/10 times unusable. No amount of updating, uninstalling, and reinstalling fixes it. It will either give me errors, or it just loads indefinitely or loads literally a blank page. I've experimented testing it at different times just in case it was a server overload issue. Still doesn't work 9/10 times. These issues have been getting worse and worse, and talking to customer service is useless bc they say they cant help bc its a different dept. Poor management and worse IT help. Shameful. Smh.

It was/is great, except for one thing... Why, when I do a manual one-time bill payment, does it NOT show up in my pending transactions?!? There is a separate list for pending bill payments... Why? I actually love M&T Bank and the app. But when I first encountered this problem, I was astonished that such an amateur design flaw existed. One ledger, please!!!! There is NO REASON that a bill payment should not show up as a "pending payment" in the basic transaction ledger.

This app is complete and utter GARBAGE!!! It's constantly in a state of malfunction. Either you cannot login or if you do get in the system, it's down, and you can't complete any online banking tasks at all. To get any kind of help you have to call the "help line" and guess what....they can't help you either!!

What’s new

Thank you for choosing M&T Mobile Banking. We are always looking to improve our experience to make banking with us easy. The updated version includes:
- Upgrades to improve performance and reliability
- Other minor fixes and updates