Banking should be simple, quick and convenient; that’s the idea behind the M&T Mobile Banking
App² built for both personal and business customers. With a design that’s clean and easy to use, you can check balances, deposit checks, manage M&T Alerts, review and search for transactions and
send payments – fast.
- Access your M&T personal and business accounts.
- Important information – like available balances and credit limits
- Search transactions and view deposited and cleared checks.
SEND MONEY WITH ZELLE¹
- Send money from an eligible checking or saving account using a U.S. mobile number or email
address to almost anyone with a bank account in the U.S.
- Deposit checks directly from your phone at no extra M&T charge.² , ³
- Make same-business-day check deposits until 8pm ET.³
MANAGE AND RECEIVE M&T ALERTS ²
- Sign up for M&T Alerts and get timely balance and transaction updates via email, text message, and
LOG IN WITH FINGERPRINT
- Quickly make payments to almost anyone⁴ – with the confidence of our Bill Pay Guarantee⁵.
- Easily move funds between all eligible M&T accounts.
MANAGE DEBIT AND CREDIT CARDS
- Order Replacement Debit Cards and Credit Cards (Personal accounts only)
- Report Lost or Stolen Debit Cards and Credit Cards (Personal accounts only)
- Add Authorized Users to your Credit Card (Personal and Business accounts)
¹ Must have a bank account in the U.S. to use Zelle. Transactions between enrolled Zelle users
typically occur in minutes. If your recipient is not yet enrolled with Zelle, it may take between 1 and 3
business days after they enroll.
² Use of these features and services requires internet and/or data access through a computer or
mobile device. Subject to availability and the same limitations as any service available through the
internet. M&T Bank is not responsible for matters that are outside of its reasonable control that
might impact availability and functionality. M&T Bank reserves the right to suspend service for any
reason at any time. Your mobile carrier's text messaging and data charges may apply. View the M&T Digital Services Agreement for additional details.
³ Deposits are subject to verification. Funds from mobile check deposits will not be available for
immediate withdrawal. Deposit limits and other terms, conditions, fees and restrictions may apply.
Business day is defined as Monday through Friday, except Federal holidays.
⁴ M&T Online and Mobile Bill Pay cannot be used to make payments: (i) to payees located outside
the United States; (ii) to taxing authorities or other government entities; (iii) required under court
order (e.g., child support); or (iv) in connection with any unlawful activity or purpose. Payees can only
be added or edited, and recurring payments can only be scheduled through M&T Online Banking.
5 To learn more about the Bill Pay Guarantee visit mtb.com/billpay
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services
are subject to change at any time without notice. After an account is opened or service begins, it is
subject to its features, conditions, and terms, which are subject to change at any time in accordance
with applicable laws and agreements. Please contact an M&T representative for full details.
Zelle® and the Zelle related marks and logos are property of Early Warning Services, LLC.
Equal Housing Lender. © 2019 M&T Bank. Member FDIC.