M&T Mobile Banking


Bank quickly and get back to what matters most to you – that’s the idea behind the M&T Mobile Banking App1 built for both personal and business customers.

Access your Account Conveniently
•  See available balances, transactions, credit limits, and check images
•  Centralize finances, categorize transactions, customize budgets, and track spending, for your personal accounts, with M&T Money Smart
Bank Securely
•  Access your accounts with your passcode, fingerprint, or facial recognition on compatible devices
•  Get notified with M&T Alerts through text, email, or app notification
Move Money Swiftly
•  Send money with Zelle®1 to almost anyone with a bank account in the U.S.
•  Deposit Checks
•  Use M&T Flash Funds™ to deposit qualifying checks with immediate availability2
•  Transfer funds between M&T accounts or make M&T loan & credit card payments•  Pay bills with the confidence of our M&T Bill Pay Guarantee3
Manage your Card Easily
•  Take charge of your personal M&T debit and credit card with the ability to temporarily lock it, report it lost or stolen, and order a replacement
•  Add authorized users to your personal and business M&T credit cards
•  View your M&T credit card rewards points and access your rewards account
Reach Us Readily
•  Call us, using any one of our contact numbers
•  Search FAQs for help with questions
•  Find the branch and ATM nearest to you

1Must have a bank account in the U.S. to use Zelle. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Zelle® and the Zelle related marks and logos are property of Early Warning Services, LLC.
2The fee for this service is 2% of the total check amount ($2 minimum charge). If the deposit is made during our nightly processing, it will not be available to pay debit items that are processed for payment during that night’s processing. However, it would be immediately available for withdrawal.3To learn more about the Bill Pay Guarantee visit mtb.com/billpay

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.

Refer to the Digital Services Agreement for details

Equal Housing Lender. © 2021 M&T Bank. Member FDIC.
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What's New

Thank you for choosing M&T Mobile Banking. We are always looking to improve our experience to make banking with us easy.

The updated version includes:
• Enhancements to Zelle® - including improved notifications, enhanced transaction history details, more space for you to add details in the memo field and an updated design to make sending payments easy and enjoyable. (1)
• New features for M&T Bill Pay that help ensure you can confidently pay your bills on-time. (3)
• Minor fixes and updates.
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Additional Information

September 16, 2021
Varies with device
Current Version
Varies with device
Requires Android
Varies with device
Content Rating
Offered By
M&T Bank
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