M&T Mobile Banking

M&T Bank

About this app

Bank quickly and get back to what matters most to you – that’s the idea behind the M&T Mobile Banking App¹ built for both personal and business customers.

Access your Account Conveniently
•  See available balances, transactions, credit limits, and check images
•  Centralize finances, categorize transactions, customize budgets, and track spending, for your personal accounts, with M&T Money Smart
Bank Securely
•  Access your accounts with your passcode, fingerprint, or facial recognition on compatible devices
•  Get notified with M&T Alerts through text, email, or app notification
Move Money Swiftly
•  Send money with Zelle®¹ to almost anyone with a bank account in the U.S.
•  Deposit Checks
•  Use M&T Flash Funds™ to deposit qualifying checks with immediate availability²
•  Transfer funds between M&T accounts or make M&T loan & credit card payments•  Pay bills with the confidence of our M&T Bill Pay Guarantee³
Manage your Card Easily
•  Take charge of your personal M&T debit and credit card with the ability to temporarily lock it, report it lost or stolen, and order a replacement
•  Add authorized users to your personal and business M&T credit cards
•  View your M&T credit card rewards points and access your rewards account
Reach Us Readily
•  Call us, using any one of our contact numbers
•  Search FAQs for help with questions
•  Find the branch and ATM nearest to you


Disclosures:
¹Must have a bank account in the U.S. to use Zelle. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Zelle® and the Zelle related marks and logos are property of Early Warning Services, LLC.
²The fee for this service is 2% of the total check amount ($2 minimum charge). If the deposit is made during our nightly processing, it will not be available to pay debit items that are processed for payment during that night’s processing. However, it would be immediately available for withdrawal.³To learn more about the Bill Pay Guarantee visit mtb.com/billpay

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.

Refer to the Digital Services Agreement for details

Equal Housing Lender. © 2021 M&T Bank. Member FDIC.

Ratings and reviews

Beyond sick of having to receive a code every log-in & lacks capabilities. My fingerprint proves it's me. There is zero logic to two-step verification for the app. If someone has my fingerprint, then they also have access to my phone/email (it's either me or they've dismembered me...). Also, you can't view any monthly statements in the app. Huh? And, you can't schedule recurring credit card payments in the app (or online). Only in person. The app does NOT aide in convenience or time savings.

I'm not sure what's going on but this has never happened to me in the 6 years I have had an account with m&t. my login information is saying it is incorrect on the app. but I can login perfectly fine online. my user information hasn't changed but all of a sudden I am inputting the wrong info. besides that I have no issues with the app. other than locking my card option isn't available sometimes and I have to login online to do it.

I think my favorite part of this app is how 9/10 times you open it, it sets stuck on the stupid "together we can" loading screen with no option to log in. Super convenient to not be able to do ANYTHING when you're out and about and need to check your account or transfer money. thanks guys. keep up the fantastic work. /sarcasm

What’s new

Thank you for choosing M&T Mobile Banking. We are always looking to improve our experience to make banking with us easy. The updated version includes:
- Upgrades to improve performance and reliability
- Other minor fixes and updates