myFICO: FICO Credit Check

4.3
11.4K reviews
1M+
Downloads
Content rating
Everyone
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About this app

90% of top lenders use FICO® Scores– do you know yours? Get your FICO Score, from FICO. And don’t worry– checking your own credit will not hurt your score. Compare your FICO Scores and credit reports from all 3 bureaus—Experian, TransUnion, and Equifax—side-by-side and get the right credit score for your goal.

Although they may look the same, other credit scores can vary as much as 100 points from your FICO Score. With myFICO, you can view and monitor your FICO Scores and credit reports right from your fingertips. You'll get alerts on your Android device when changes are detected.


Features
• FICO® Scores – Check your FICO Scores while on the go, including versions used in mortgage, auto and credit card lending
• Insights – Learn how your credit history affects your FICO Scores
• FICO Score Simulator – Explore how different actions could affect your FICO Scores
• Alerts – Monitor your credit and identity
• Reports – Instantly access your credit reports and credit data
• Score History Graph – Track your FICO Score 8 over time
• Credit Education – Explore videos and educational content to learn about credit and FICO Scores
• Fast and secure login with fingerprint, face or other biometric (on supported devices) plus 2-Step Verification option

Certain features are available only with eligible myFICO subscriptions. Learn more at www.myfico.com.
Updated on
Jan 29, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Device or other IDs
This app may collect these data types
Location, Personal info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
11.3K reviews
Adriann Dawes
September 22, 2025
I started for the premium service a little over a month ago. I wanted to start paying off bad debt and increase my score. This app shows somewhat recent changes, but the information is not accurate, showing updates from last month. Also, there's no way to see the details of debt, late payment, etc. In the Alerts section under "What's hurting your score" there are categories there but no detail, so this does not work for me. Not worth the money in my opinion.
23 people found this review helpful
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S.
May 22, 2024
Yet another scam, and here's why: I paid for all access to all of the credit scores in all of the categories, only to find out that this app does NOT frequently update all of the categories like it does the main score. The subcategories, i.e., auto, home, credit card, etc., update 1x a month, making it worthless to someone who's actively monitoring their credit to make a move. As a free app monitoring the single main score, it's accurate and prompt, but for everything else? Don't waste your $$.
308 people found this review helpful
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Mr. Nighthawk
June 14, 2020
Last month I got a notification saying that my info was found in some unsafe areas. Of course I immediately opened the app to see what the notification was, but was greeted by a blank error screen. I have been trying to login to this app for over a month and keep getting a blank error screen saying "Network error unable to connect to server. Please try again later." I am on the monthly plan. I don't think it's fair for me to be charged each month for an app that doesn't work over half the time.
438 people found this review helpful
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FICO
June 25, 2020
Sorry to hear you are having issues. Can you please call us at 1-800-319-4433 so that we can help you? Thanks, Elizabeth at myFICO

What’s new

Bug fixes & performance improvements