NayaPay

4.6
35.2K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Welcome to NayaPay: The financial partner of choice for 1,000,000+ users.

One wallet for all your everyday payments. Send money, pay bills, chat with friends and shop worldwide with a free Visa debit card.

Here’s why you’ll love NayaPay:

GET STARTED INSTANTLY
Download the app and set up your account right away - no wait, no fees. All you need is your CNIC and a few minutes of your time. We’ll take care of the rest.

FREE MEANS FREE
Say goodbye to surprises (read: shocks) and unnecessary charges. No hidden fees, no annual charges and no SMS surcharge to worry about. Enjoy a free Visa card, seamless fee-free money transfers to one another and complete transparency about your money.

GO INTERNATIONAL WITH VISA
You’ll get your FREE Visa Virtual debit card on your phone immediately upon account creation. Get a physical Visa debit card delivered to your doorstep for in-store shopping and cash withdrawals from ATMs anywhere in the world.

YOU’RE IN CONTROL
Order a new card, set spending limits, freeze or unfreeze your card, change your PIN, enable or disable international transactions, online payments and contactless payments - all from within your app.

SEAMLESS MONEY TRANSFERS
Make free, instant money transfers to any bank. Your mobile number serves as your NayaPay account number, easy to remember and share with anyone to receive funds.

BILL PAYMENTS MADE EASY
Pay all your bills through the app. We’ll also send you reminders when your bill is due, helping you avoid pesky late payment penalties.

GLOBAL REMITTANCES
Looking to receive money or freelance payments from abroad? Simply share your NayaPay IBAN, and our global remittance partners will handle the rest. Your funds will be deposited directly in your account.

ADD MONEY TO START SPENDING
Link your bank account to effortlessly add funds to your NayaPay app. Deposit cash at partner banks or transfer money from any bank to NayaPay to load up your account and get cracking.

TOP UP AND MORE
Whether it’s Prepaid or Postpaid, or handy bundles, we’ve got you covered. Find all your mobile top-up needs in one place.

CHAT YOUR PAYMENTS AWAY
Add meaning to money transfers with payment notes. Chat with your friends, share photos, send voice notes, and much more. When words fall short, use our fun stickers to express yourself.

STAY ON TOP OF YOUR FINANCES
Track all your transactions with detailed, easy-to-understand transaction history. Manage your finances with digital receipts, making record-keeping a breeze.

NEVER LOSE SIGHT OF YOUR MONEY
You know what’s come in and what’s gone out instantly. Receive instant push notifications for every transaction - we’ll update you as soon as you send, receive and spend money so you’re always in the know.

SPLIT BILLS, NOT FRIENDSHIPS
Avoid awkward conversations and make group spending easier than ever. Whether you’re dining out or sharing expenses for a hangout, we’ll do the math and send Bill Split requests to everyone to pay up.

YOU’RE SAFE WITH US
Enjoy secure transactions. NayaPay is PCI DSS and ISO 27001 certified. Each transaction is protected by fingerprint/Face ID or MPIN verification, ensuring only you can authorize payments.

NayaPay has been featured internationally by Forbes, TechCrunch, Nikkei Asia and more.

For exciting updates, follow us on Instagram, Twitter, Facebook and LinkedIn.

We are here to help, 24/7. Reach out to us via in-app chat, email at support@nayapay.com or give us a call on +(9221) 111-222-729.
Updated on
Feb 19, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.6
35.1K reviews
Abdul Sami
February 19, 2024
The app was running well. But from few weeks the app is not working. The is not updating. It shows the last update 2 days ago. I received money and get mail but app is not showing the new balance. Plus transactions are also not updating. It says every time "connection intrepted check your internet connection"
3 people found this review helpful
Did you find this helpful?
NayaPay
February 19, 2024
Hi Abdul Sami, the app is working perfectly fine! It’s possible that you might be encountering a device-specific issue. Kindly share the error message you’re receiving, along with the model of your device and your NayaPay ID, at quality@nayapay.com so we can look into it and help you out 🙏🏻
Kai -
February 10, 2024
Overall good app, but international transactions system sucks, I had enough money in my wallet, I paid online, the transaction was successful but nayapay gave me a failed transaction too, and on another card it gave me 3 failed transactions at the same time. Y'all need to fix this.
5 people found this review helpful
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NayaPay
February 13, 2024
Hi there, we need to investigate the issue, kindly send the screenshot with the concern to quality@nayapay.com, and we will look into it and resolve the issue 🙏🏻
محمد جواد علی عطاری
February 21, 2024
Very nice and full security proof application well done 👍 nayapay team much more improve and add some unique features. Please add a new and unique feature of NFC is called near filed communication please work and solve this feature it's not working my Smart phone by the way my Smart phone is supported NFC but nay pay still not work.
2 people found this review helpful
Did you find this helpful?
NayaPay
October 6, 2023
Hi محمد جواد علی عطاری, thank you so much for your feedback 🤩 We’re consistently adding new features on our app! Do let us know what feature you’re looking for and we might share it with our team to add it if possible. 🙌🏻

What's new

Just swept out those bugs to make your app experience better than ever. Isn't it great when things work seamlessly?
But wait, there’s more! Book your Fly Jinnah tickets using NayaPay - it’s easy, secure, and right on your fingertips. Happy travels!