Haraka Pesa - Online Loan App

Ascendiendo tu Crecimiento, S.A.P.I. de C.V.

About this app

Haraka Pesa: Swift, Smart, and Straightforward Financing for Every Tanzanian! 🌟
Tired of endless paperwork and vague loan terms? Haraka Pesa cuts through the clutter with instant digital loans designed for your real-life needs—no hidden costs, no tedious waits. Your financial partner that respects your time and trust.

🏦 Loan Features at a Glance:
- 💰 Loan Amount: TZS 80,000 – 1,000,000
- 📅 Loan Term: 91 – 365 days (flexible repayment periods to suit your needs)
- % Annual Interest Rate: 15% – 34% (competitive rates based on your credit profile)
💡 Clear & Simple Loan Example (No Complex Math!):
Borrow TZS 100,000 for 365 days at an annual interest rate of 15%:
- Interest Calculation: 100,000 × 15% × (365/365) = TZS 15,000
- Total Repayment: Principal + Interest = 100,000 + 15,000 = TZS 115,000
(No hidden fees—just straightforward, easy-to-understand costs!)

🚀 How Haraka Pesa Works in 3 Clicks:
1. Download & Register: 2 minutes to create an account—no complicated forms.
2. Apply & Customize: Pick your loan amount and term, then let our AI suggest the best rate for you.
3. Get Paid: Funds arrive directly in your mobile money or bank account as soon as you're approved.

🤝 We're Here for You, Always
- 24/7 In-App Support: Chat with real humans (not bots!) via “My” → “Online Customer Service” whenever you need help.
- 1-Day Response Promise: Email us at [e-mail] (subject: "Haraka Pesa Query")—we'll reply within 24 hours, guaranteed.
- Data You Can Trust: Bank-grade encryption protects your information, and all terms are displayed upfront—no fine print, no secrets.

Ratings and reviews

The app is not more favourable.. you download the app as well follow registration procedures but all the time the answer is negative...the name itself is not reflecting the reality and quality of the service!!!! It should provide the loan quickly as the reflection of Haraka pesa itself!!! Improvement is better to the app so as to get more customers.

They give out the amount mostly very low together with the server has no memory of your previous logs you have to register every time your back in the app but the Interest are very high tou take 22,000 they want to be paid back 44,000, and ask for repayment very early and agressively

hii app ingewezekana kupost bila hata 1 star I would definitely do that. The app sucks!!! The app is real ndy loan unapata ndy bt kwanza the first interest is way too high alaf wahudumu wake Wana dharau sana. Extremely POOR customer service na wana treat customers kama wote ni matapeli vile. I would not even by mistake re-install this app on my phone ever again 😡😡😡

What’s new

1. Fixed the crash issues that occurred in the previous version to ensure the stable operation of the app
2. Optimized the interaction and visual design of some pages to further enhance the user experience