Chime – Mobile Banking
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Mayelana nalolu hlelo lokusebenza
I-Chime wuhlelo lokusebenza lwasebhange olunomhlane wakho. Gcina imali yakho iphephile ngezici zokuphepha, i-overdraft efika ku-$200 mahhala*, futhi ukhokhelwe kusenesikhathi ngediphozithi eqondile^, ngaphandle kwezindleko zanyanga zonke‡.
I-Chime yinkampani yobuchwepheshe bezezimali, hhayi ibhange. Izinsiza zokubhanga ezihlinzekwa yi-The Bancorp Bank noma i-Stride Bank, N.A.; Amalungu e-FDIC
ITHEMBA YIZIGIDI
Hlala ulawula imali yakho ngokuthenga okusheshayo kanye nezixwayiso zebhalansi zansuku zonke. Futhi, vumela ukuqinisekiswa kwezinto ezimbili futhi uvimbe ikhadi lakho ngokuthepha okukodwa.
I-OVERDRAFT IFIKE KU-$200*
Uma ibhalansi yakho yehla, into yokugcina oyidingayo inkokhelo ye-overdraft. Amalungu afanelekayo ku-Chime angakwazi ukwenza imali engaphezu kuka-$200* ekuthengeni ikhadi ledebithi kanye nokuhoxiswa kwe-ATM ngaphandle kwenkokhelo.
AKUKHO IZIMALI ZENYANGA‡
I-Chime ayinazo izinkokhelo zenyanga zokulungisa, ubuncane bemali esele yebhalansi, noma izimali zokuthengiselana zangaphandle. Futhi, finyelela kuma-ATM angu-60k+ amahhala ezindaweni ezifana ne-Walgreens, i-7-Eleven, i-CVS, nokuningi.
KHOKHWA KUFIKA IZINSUKU EZINGU-2 KUSELE
Thola isheke lakho ngaphambi kwezinsuku ezimbili^ ngediphozithi eqondile, ngaphambi kwalokho obungakwenza kwamanye amabhange avamile.
INDLELA ENTSHA YOKWAKHA ISIKWELETU
Sebenzisa i-Credit Builder¹ ukuze ukhuphule isikolo sakho se-FICO® ngesilinganiso samaphoyinti angu-30² ngezinkokhelo ezivamile ezenzeka ngesikhathi. Akukho nzalo, akukho zimali zonyaka, akukho sheke lesikweletu elizosebenza.
KHOKHA NOMUNTU ENGENAZO IZIMALI ZOKUDLULISA
Thumela imali kubangani nomndeni - ngaphandle kwezimali zokudlulisa.
–––––
Amasevisi ebhange ahlinzekwa yi-The Bancorp Bank noma i-Stride Bank, N.A., Amalungu e-FDIC. I-Chime Visa® Debit Card ikhishwa yi-Bancorp Bank noma i-Stride Bank ngokulandela ilayisensi evela ku-Visa U.S.A. Inc. Ikhadi Lokwakha Isikweletu Se-Chime Visa® likhishwa i-Stride Bank ngokuvumelana nelayisensi evela ku-Visa U.S.A. Inc. Ikhadi lasebhange kanye nekhadi lesikweletu. ingasetshenziswa yonke indawo amakhadi esikweletu e-Visa amukelwayo.
*I-Chime SpotMe iyisevisi yokuzithandela, engakhokhiswayo edinga idiphozithi eyodwa engu-$200 noma ngaphezulu ekufakweni okuqondile okufanelekile ku-Akhawunti Yokuhlola i-Chime inyanga ngayinye. Wonke amalungu afanelekayo azovunyelwa ukukhipha i-akhawunti yawo imali efinyelela ku-$20 ekuthengeni ikhadi ledebhithi nokukhipha imali ekuqaleni, kodwa angase afanelekele umkhawulo ophakeme ofika ku-$200 noma ngaphezulu ngokusekelwe kumlando we-Akhawunti ye-Chime yelungu, imvamisa yediphozithi eqondile kanye nenani, umsebenzi wokusebenzisa imali nezinye izici ezisekelwe engozini. Umkhawulo wakho uzoboniswa kuwe ngaphakathi kohlelo lokusebenza lweselula le-Chime. Uzothola isaziso sanoma yiziphi izinguquko emkhawulweni wakho. Umkhawulo wakho ungashintsha noma kunini, ngokubona kwe-Chime. Nakuba zingekho izinkokhelo ze-overdraft, kungase kube nezinkokhelo zangaphandle kwenethiwekhi noma zezinkampani zangaphandle ezihlobene nemisebenzi ye-ATM. I-SpotMe ngeke ifake okwenziwa ngamakhadi okungewona awedebhithi, okuhlanganisa nokudluliswa kwe-ACH, ukudluliselwa kwe-Pay Anyone, noma imisebenzi ye-Chime Checkbook. Bheka Imigomo Nemibandela.
‡Izimali zokuhoxiswa kwe-ATM ngaphandle kwenethiwekhi zingasebenza ngaphandle kwakuma-ATM e-MoneyPass aku-7-Eleven, nanoma iyiphi i-Allpoint noma i-Visa Plus Alliance ATM.
^Ukufinyelela kusenesikhathi kwezimali zediphozithi kuncike esikhathini sokuthunyelwa kwefayela lokukhokha kumkhokhi. Ngokuvamile senza lezi zimali zitholakale ngosuku ifayela lokukhokha elitholwa ngalo, okungenzeka kube yizinsuku ezi-2 ngaphambi kosuku lokukhokha oluhleliwe.
¹Ukuze ufaneleke ukufaka isicelo se-Credit Builder, udinga ukuthi uthole idiphozithi eqondile efanelekile engu-$200 noma ngaphezulu Ku-akhawunti yakho Yokuhlola zingakapheli izinsuku ezingu-365 zesicelo sakho Somakhi Wesikweletu. Bona i-http://chime.com/applycb ukuze uthole imininingwane mayelana nediphozithi eqondile efanelekayo.
²Ngokusekelwe ocwaningweni lwabamele olwenziwa i-Experian®, amalungu athenge okokuqala nge-Credit Builder phakathi kukaJuni 2020 no-Okthoba 2020 abone ukukhuphuka okumaphakathi kwe-FICO® Score 8 kwamaphoyinti angu-30 ngemva cishe kwezinyanga ezingu-8. Umlando wokukhokha ngesikhathi ungaba nomthelela omuhle kusikolo sakho sesikweletu. Ukukhokha sekwephuzile kungase kube nomthelela omubi kumphumela wakho wesikweletu.
U-Chime uthole i-Net Promoter Score yango-2021 ephezulu kakhulu phakathi kwezimbangi embonini ngokusho kwe-Qualtrics®.
Ikheli: 101 California Street, Suite 500, San Francisco, CA 94111, United States.
Akukho ukwesekwa kwamakhasimende okutholakala e-HQ. Imininingwane yokwesekwa kwamakhasimende iyatholakala kuwebhusayithi.
I-Chime yinkampani yobuchwepheshe bezezimali, hhayi ibhange. Izinsiza zokubhanga ezihlinzekwa yi-The Bancorp Bank noma i-Stride Bank, N.A.; Amalungu e-FDIC
ITHEMBA YIZIGIDI
Hlala ulawula imali yakho ngokuthenga okusheshayo kanye nezixwayiso zebhalansi zansuku zonke. Futhi, vumela ukuqinisekiswa kwezinto ezimbili futhi uvimbe ikhadi lakho ngokuthepha okukodwa.
I-OVERDRAFT IFIKE KU-$200*
Uma ibhalansi yakho yehla, into yokugcina oyidingayo inkokhelo ye-overdraft. Amalungu afanelekayo ku-Chime angakwazi ukwenza imali engaphezu kuka-$200* ekuthengeni ikhadi ledebithi kanye nokuhoxiswa kwe-ATM ngaphandle kwenkokhelo.
AKUKHO IZIMALI ZENYANGA‡
I-Chime ayinazo izinkokhelo zenyanga zokulungisa, ubuncane bemali esele yebhalansi, noma izimali zokuthengiselana zangaphandle. Futhi, finyelela kuma-ATM angu-60k+ amahhala ezindaweni ezifana ne-Walgreens, i-7-Eleven, i-CVS, nokuningi.
KHOKHWA KUFIKA IZINSUKU EZINGU-2 KUSELE
Thola isheke lakho ngaphambi kwezinsuku ezimbili^ ngediphozithi eqondile, ngaphambi kwalokho obungakwenza kwamanye amabhange avamile.
INDLELA ENTSHA YOKWAKHA ISIKWELETU
Sebenzisa i-Credit Builder¹ ukuze ukhuphule isikolo sakho se-FICO® ngesilinganiso samaphoyinti angu-30² ngezinkokhelo ezivamile ezenzeka ngesikhathi. Akukho nzalo, akukho zimali zonyaka, akukho sheke lesikweletu elizosebenza.
KHOKHA NOMUNTU ENGENAZO IZIMALI ZOKUDLULISA
Thumela imali kubangani nomndeni - ngaphandle kwezimali zokudlulisa.
–––––
Amasevisi ebhange ahlinzekwa yi-The Bancorp Bank noma i-Stride Bank, N.A., Amalungu e-FDIC. I-Chime Visa® Debit Card ikhishwa yi-Bancorp Bank noma i-Stride Bank ngokulandela ilayisensi evela ku-Visa U.S.A. Inc. Ikhadi Lokwakha Isikweletu Se-Chime Visa® likhishwa i-Stride Bank ngokuvumelana nelayisensi evela ku-Visa U.S.A. Inc. Ikhadi lasebhange kanye nekhadi lesikweletu. ingasetshenziswa yonke indawo amakhadi esikweletu e-Visa amukelwayo.
*I-Chime SpotMe iyisevisi yokuzithandela, engakhokhiswayo edinga idiphozithi eyodwa engu-$200 noma ngaphezulu ekufakweni okuqondile okufanelekile ku-Akhawunti Yokuhlola i-Chime inyanga ngayinye. Wonke amalungu afanelekayo azovunyelwa ukukhipha i-akhawunti yawo imali efinyelela ku-$20 ekuthengeni ikhadi ledebhithi nokukhipha imali ekuqaleni, kodwa angase afanelekele umkhawulo ophakeme ofika ku-$200 noma ngaphezulu ngokusekelwe kumlando we-Akhawunti ye-Chime yelungu, imvamisa yediphozithi eqondile kanye nenani, umsebenzi wokusebenzisa imali nezinye izici ezisekelwe engozini. Umkhawulo wakho uzoboniswa kuwe ngaphakathi kohlelo lokusebenza lweselula le-Chime. Uzothola isaziso sanoma yiziphi izinguquko emkhawulweni wakho. Umkhawulo wakho ungashintsha noma kunini, ngokubona kwe-Chime. Nakuba zingekho izinkokhelo ze-overdraft, kungase kube nezinkokhelo zangaphandle kwenethiwekhi noma zezinkampani zangaphandle ezihlobene nemisebenzi ye-ATM. I-SpotMe ngeke ifake okwenziwa ngamakhadi okungewona awedebhithi, okuhlanganisa nokudluliswa kwe-ACH, ukudluliselwa kwe-Pay Anyone, noma imisebenzi ye-Chime Checkbook. Bheka Imigomo Nemibandela.
‡Izimali zokuhoxiswa kwe-ATM ngaphandle kwenethiwekhi zingasebenza ngaphandle kwakuma-ATM e-MoneyPass aku-7-Eleven, nanoma iyiphi i-Allpoint noma i-Visa Plus Alliance ATM.
^Ukufinyelela kusenesikhathi kwezimali zediphozithi kuncike esikhathini sokuthunyelwa kwefayela lokukhokha kumkhokhi. Ngokuvamile senza lezi zimali zitholakale ngosuku ifayela lokukhokha elitholwa ngalo, okungenzeka kube yizinsuku ezi-2 ngaphambi kosuku lokukhokha oluhleliwe.
¹Ukuze ufaneleke ukufaka isicelo se-Credit Builder, udinga ukuthi uthole idiphozithi eqondile efanelekile engu-$200 noma ngaphezulu Ku-akhawunti yakho Yokuhlola zingakapheli izinsuku ezingu-365 zesicelo sakho Somakhi Wesikweletu. Bona i-http://chime.com/applycb ukuze uthole imininingwane mayelana nediphozithi eqondile efanelekayo.
²Ngokusekelwe ocwaningweni lwabamele olwenziwa i-Experian®, amalungu athenge okokuqala nge-Credit Builder phakathi kukaJuni 2020 no-Okthoba 2020 abone ukukhuphuka okumaphakathi kwe-FICO® Score 8 kwamaphoyinti angu-30 ngemva cishe kwezinyanga ezingu-8. Umlando wokukhokha ngesikhathi ungaba nomthelela omuhle kusikolo sakho sesikweletu. Ukukhokha sekwephuzile kungase kube nomthelela omubi kumphumela wakho wesikweletu.
U-Chime uthole i-Net Promoter Score yango-2021 ephezulu kakhulu phakathi kwezimbangi embonini ngokusho kwe-Qualtrics®.
Ikheli: 101 California Street, Suite 500, San Francisco, CA 94111, United States.
Akukho ukwesekwa kwamakhasimende okutholakala e-HQ. Imininingwane yokwesekwa kwamakhasimende iyatholakala kuwebhusayithi.
Kubuyekezwe ngo-
Ukuphepha kuqala ngokuqonda ukuthi onjiniyela baqoqa futhi babelane kanjani ngedatha yakho. Ubumfihlo bedatha nezinqubo zokuphepha zingahluka kuye ngokusebenzisa kwakho, isifunda, nobudala. Unjiniyela unikeze lolu lwazi futhi angalubuyekeza ngokuhamba kwesikhathi.
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Yini entsha
The WNBA season doesn’t tip off for another few weeks, but the hype-train has definitely pulled into the station. And while you’re waiting on #1 draft pick Caitlin Clark’s much anticipated debut, you have time to update your Chime app to the latest bug fixes and performance updates. Hmm, maybe it’s time for something else to get a long overdue “update”, if you know what I mean. But let’s not get into all that here. *Cough* I’m talking about their salaries *cough*.
