PENNYMAC MOBILE

4.7
41.8K reviews
Content rating
Everyone
500K+
Downloads
Content rating
Everyone
Learn more
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About this app

**What’s new: Updated design and improved functionality based on customer feedback**

Make it simple to manage your home loan, with everything you need at your fingertips. Enjoy complete convenience with 24/7 access to your account(s) and the ability to:

- Check your current loan balance
- Keep track of loan payments and activity at a glance
- Set up automatic, recurring monthly payments or make a one-time payment
- Download and view statements and documents, making it easy to go paperless
- Get payment reminders
- Manage escrow, tax and insurance
- Get available refunds with eDisbursements
- Log in securely with fingerprint authentication
- Make principal reduction and escrow shortage payments
- Calculate ways to adjust and save on your payments
- View/pay multiple mortgages

*App available in Spanish./App disponible en Español.

Pennymac Publication Rules

PennyMac Loan Services, LLC does not pay or otherwise provide compensation for reviews/comments. All reviews/comments are subject to the disclaimer provided prior to posting and become the property of Pennymac once submitted. We reserve the right to validate, remove or republish your reviews/comments at any time.

Equal Housing Opportunity © 2023 PennyMac Loan Services, LLC, 3043 Townsgate Rd, Suite 200, Westlake Village, CA 91361, 818-224-7442. NMLS ID # 35953. For licensing information, go to: www.nmlsconsumeraccess.org. Trade/service marks are the property of PennyMac Loan Services, LLC and/or its subsidiaries or affiliates. Arizona Mortgage Banker License # 0911088. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Colorado office: 5500 South Quebec Street, Suite 260 Greenwood Village, CO 80111, (877) 215-2552. Massachusetts Mortgage Lender License # MC35953. Minnesota: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206 (3) & (4). Licensed by the N.J. Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. North Carolina Permit No. 119504607, 119505929, 119506567, 119506570, 119507419. Rhode Island Licensed Lender # 20092600LL, Loan Broker, and Third Party Loan Servicer. Texas office: 2201 W. Plano Parkway, Suites 150 and 300, Plano, TX 75075. For more information, review Pennymac’s state licenses and important notices. Co-op loans not available. Some products may not be available in all states. Information, rates and pricing are subject to change without prior notice at the sole discretion of PennyMac Loan Services, LLC. All loan programs subject to borrowers meeting appropriate underwriting conditions. This is not a commitment to lend. Other restrictions apply. (02-2023)
Updated on
Apr 17, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, App activity, and App info and performance
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
40.8K reviews
Tiffany Mohler
December 12, 2024
Whenever I use the back button to go back to my home page I am getting a pop-up notification that asks if I want to continue making a payment, I've already made a payment this month so it's a little frustrating that this pop-up keeps popping up when I'm trying to do other stuff. I keep getting calls from someone trying to give me a loan, I can't turn them off without blocking PennyMac fully, earlier a lady said she had to discuss something important about my account & it was sales, Ridiculous!!
37 people found this review helpful
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Pennymac Loan Services, LLC
December 17, 2024
We were unable to reproduce the issues you are experiencing. Please try clearing cache in your phone settings or try uninstalling and reinstalling the app. If issues still persist, please call 1-800-777-4001 so we can get to the bottom of it with you.
Varrick Nunez
April 17, 2026
It's frustrating. I set up auto pay in March, but it didn't draw for April. The app keeps responding that no payment is due when, in fact, payment is/was due, and that I've now incurred a late fee. Hopefully the autopay starts correctly next month (May), as shown in the app. I'm not filled with confidence with this bank.
2 people found this review helpful
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Pennymac Loan Services, LLC
April 24, 2026
We were unable to reproduce the issues you are experiencing. Please try clearing cache in your phone settings or try uninstalling and reinstalling the app. If issues still persist, please call 1-800-777-4001 so we can get to the bottom of it with you.
Brogan Johnson
April 1, 2026
the app makes me manually sign in every single time, including emailing me a one time verification code each time I open the app. Pennymac also claims they work with all major financial institutions but have consistently failed to connect with my bank, JP Morgan Chase. this almost resulted in late payments and has never been resolved. I've had to resort to transferring funds to another bank and then making my mortgage payment. customer service was not helpful either.
1 person found this review helpful
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Pennymac Loan Services, LLC
April 6, 2026
Hello, we're always working hard to improve the mobile app. If there is a way to make this a 5 star application please feel free to share more in detail any recommendations or issues you are experiencing.