Perpay - Shop and Build Credit

Perpay Inc.

About this app

Perpay is the all-in-one shopping app making it easy to buy your favorite brands, pay over time, & build credit along the way.

* $1,000 average spending power
* Small payments from your paycheck
* Average credit score increase of 39 points*
* No fees, interest, or credit check

We're dedicated to building simple, transparent, and inclusive financial products that improve the lives of our members. Join our community of 6+ million members today.

Ratings and reviews

I've been a customer with them for 3 years. I loved it it helped my credit however I think they have new people running it. Unwilling to answer questions, won't be flexible anymore, doesn't read what you send them like they use too. Only skim and reply. They say no interest because they sell every item 60$-100$+ more than retail value. I miss the better part of what this app use to be. ONLY GOOD IF YOU NEED CREDIT ITEMS ARE WAY OVER PRICED!!

This app is awesome. Selection is limited and the prices are relatively high but thats fair given the structure of making payments on the product. It's taken directly from your direct deposit so it's virtually worry free. They even offer a credit card which is my favorite aspect and really the reason I started using perpay. This all is a must have. Fully recommend at least trying it out. If not fkd the ease of obtaining high prices items, at least you raise your credit score in the process.

So far so good I have bought quite a few items on the market place. Paid off about half just made the biggest purchase a laptop. This is where the issues come in and I think it's on my end not there's. I had 400 payment scheduled but it hasn't gone to them it shows it was taken on my end but nothing on there end. Hopefully by Monday it will be resolved if not I will be emailing them for a full refund of payment and resend it via my debit card. I love this app. So far that's the only issue

What's new

Update Android support