Wow, new update! Seems nice. I really liked that in phonepe we don't have to Add money in wallet and can also transfers cashback into bank account (well in some offers) also cashback is actually a cashback which we can use as per our own requirements not like Supercashback of some other app which just don't even authorize us to use the whole cashback earned. I'll be using phonepe till they'll what they're offering today. If they changed.to mandatory fill the wallet, well then it will be just anyother app out there.
What is with the "Non-Withdrawable Balance"??? One of the reasons phone pe was better than other apps of this kind was because of the ability to easily transfer money and no need to store in online app wallets..and now you have started to follow the same trend? Disappointing. I have liked the app before very much but with this NWB feature..you are making me reconsider.
This app has very bad payment gateway. I withdrew 2300 to CUB and 40 to DBS. The app shows the transaction is successful. I received a message that these transfers have been initiated. But not credited to any of the bank. Called the customer care. I was asked to wait for 48 hrs for MY MONEY. Pulled my leg on emergency. I doubt the security of that money and So worried about it. I hope it'll return and not stolen. So pathetic experience.
This is the worst wallet app. They change their terms and conditions without notifying their users. Cashback received cannot be transferred to ur bank account which use to happen back in big 10 sale. But in this fashion sale started on 24 june, phonepe is blocking ur money unless u shop or again or do any other transaction and use that money.
Bad experience with this app. The money is not getting transferred from phonepe wallet to my bank account. Every time an error message like technical error, try after some time is displaying. Also I do not got any response from customer care. Not even sure whether its safe or not. Don't use this app. Paytm is much better then this phonepe.
Worst upgradation of adding wallet concept , trying to behave like other apps "PAYTM" and "TAPZO" as money kept in wallet is non transferrable. What is the point in that as phonepe has tag line "your bank account is your wallet" ...What about that . I would have give 5 stars 2 months back but now if it had been possible to give 0 star I would have given that . Remove this new concept of wallet as all the amount received with be credited in wallet which will hence be non transferrable
- Bank transfers made easier, access bank transfers right on the home page
- Invite friends from your contact list over WhatsApp or any other social network of your liking
- Easily set a reminder as soon as you finish a transfer
- Check wallet balance that can be withdrawn to your bank account. Cashback cannot be withdrawn to any linked bank account and cannot be transferred to other users. Cashback can be redeemed for recharges and used for merchant payments where PhonePe has been integrated
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