Pockit: Bank Card Alternative

Pockit Ltd

About this app

Pockit helps everyone access a mobile banking alternative with a prepaid contactless Mastercard®. This means all the benefits of banking online (and more!) without the credit checks of other bank apps. 

Top up easily using cash, bank transfer, or debit card. Send money within the UK, set up Direct Debits, and make payments with Google Pay™. Access cashback rewards and get the opportunity to start building your credit score and access to credit in just 3 months. 

Here’s why 1,000,000+ people love Pockit:

INSTANT PAYMENT

👉 Get your card details straight away to start digital banking and online shopping

👉 Receive your pay a day early at no extra cost

👉 Access an instant UK account number

ALL THE KEY FEATURES OF A BANK ALTERNATIVE APP 

👉 Instant spending alerts and balance updates 

👉 Manage bills, rent, and even PayPal top-ups in one place

👉 Get up to £100 cash advance before payday 

👉 Use our credit score builder

BUILD CREDIT SCORE & GET ACCESS TO CREDIT

👉 Get up to £100 cash advance before payday. 0% interest-free. No hard credit checks. Better alternative to credit cards and short-term online loans with more control & flexibility than an overdraft. Terms apply

👉 Borrow up to £500 after 3 months at 0% interest. Repay easily in 3 monthly installments, small flat fee applies. No hard credit checks (subscription required)

ONLINE BANK ACCOUNT STYLE MANAGEMENT 

👉 Lock your card if you lose it and order a replacement in seconds

👉  Manage up to £10,000 in your account

👉 Easily share an online bank account alternative with friends or family 

REWARDS! 

👉 Better deals on broadband, TV, and mobile services

👉 Use your Pockit card for a chance to win £250 every week (terms apply)

👉 15% cashback from leading retailers like Sainsbury's, Argos and Pizza Express

ACCESS POCKIT's BANK ACCOUNT ALTERNATIVE WITH:

👌 Low credit or no credit history (including if you’re new to the UK) 

👌 £0 subscription fees 

👌 A birth certificate & other forms of ID that are not accepted by online banks 

You can get access to a mobile banking app alternative in just 3 minutes with no credit score check. Apply now for an easier, more rewarding form of online banking.

Disclaimers:
1. Pockit is a prepaid account, not a bank. Prepaid accounts are not covered by the Financial Services Compensation Scheme (FSCS).
2. Credit scores can be influenced by various factors and improvements to your score are not guaranteed.
3. Sign up in the app or web. 18 years and older, subject to satisfactory residence and ID checks. Please note your card will not be dispatched until you have successfully verified your account. Delivery time depends on the delivery method you selected during signup and provided as guidance only. Actual delivery times may vary and depend on Royal Mail.
4. Personal credit becomes available after 3 months on the Fast Track to Credit plan, add £200/month to qualify, no adverse credit history.
5. Credit Builder, Personal Credit and Income Advance services are powered by SteadyPay.
6. Representative APR 40.47%. We do not charge interest. The APR depicts the transaction fee of £4.99 as the cost of using our service. Representative example: Income Advance issued: £50. Interest charged: 0%. Transaction fee paid: £4.99. The repayment period for Income Advance is 90 days. Total amount paid: £54.99. Representative cost: 40.47%.

Ratings and reviews

BEWARE OF LOSING ACCESS TO EMAIL ADDRESS. If you change device and have lost access to the email address registered on the account be prepared to be pushed from pillar to post for over 10 to 15 days, this is what nice encountered...I've sent verifying ID, proof of address to the same person to weekend's running and the first time they said it would be passed on to be actioned it never did. Second weekend, SAME PERSON, dealt with it again. Now, again, has just been passed on to be actions! beware

I can't even transfer money to my other account as its always declined, this app is absolutely useless. can't do anything with it and it holds you money hostage. can't even find a help button to find out what is going on. it's tyrannical and ridiculous. but they certainly know how to charge for it.

im so happy that most people are finding it easy with the app unfortunately im have in so much trouble with it its unreal my account has been suspended so for 4 day now I have not been able to eat because of this and this is the only way I can talk to anyone so I do think its disgusting and I will been closing the account as soon as I get my money back you people are just robbing people and stopping them from eat

What’s new

Along with some bug-fixes we have made it easier to find your favourite Pockit features in our new 'Explore' menu.