Pockit: Bank Card Alternative

Pockit Ltd

About this app

Pockit helps everyone access a mobile banking alternative with a prepaid contactless Mastercard®. This means all the benefits of banking online (and more!) without the credit checks of other bank apps. 

Top up via cash, bank transfer or debit card. Send money via direct debits, Google Pay™, and international payments to over 55 countries. Access cashback rewards and get the opportunity to start building your credit score and access to credit in just 3 months. 

Here’s why 900,000+ people love Pockit:

INSTANT PAYMENT

👉 Get your card details straight away to start digital banking and online shopping

👉 Receive your pay a day early at no extra cost

👉 Access an instant UK account number

ALL THE KEY FEATURES OF A BANK ALTERNATIVE APP 

👉 Instant spending alerts and balance updates 

👉 Manage bills, rent, and even PayPal top-ups in one place

👉 Get up to £100 cash advance before payday 

👉 Use our credit score builder

👉 Send & receive money abroad. Get a great exchange rate while travelling 

BUILD CREDIT SCORE & GET ACCESS TO CREDIT

👉 Get up to £100 cash advance before payday. 0% interest-free. No hard credit checks. Better alternative to credit cards and short-term online loans with more control & flexibility than an overdraft. Terms apply

👉 Borrow up to £500 after 3 months at 0% interest. Repay easily in 3 monthly instalments, small flat fee applies. No hard credit checks (subscription required)

ONLINE BANK ACCOUNT STYLE MANAGEMENT 

👉 Lock your card if you lose it and order a replacement in seconds

👉  Manage up to £10,000 in your account

👉 Easily share an online bank account alternative with friends or family 

REWARDS! 

👉 Better deals on broadband, TV, and mobile services

👉 Use your Pockit card for a chance to win £250 every week (terms apply)

👉 15% cashback from leading retailers like Sainsbury's, Argos and Pizza Express

ACCESS POCKIT's BANK ACCOUNT ALTERNATIVE WITH:

👌 Low credit or no credit history (including if you’re new to the UK) 

👌 £0 subscription fees 

👌 A birth certificate & other forms of ID that are not accepted by online banks 

You can get access to a mobile banking app alternative in just 3 minutes with no credit score check. Apply now for an easier, more rewarding form of online banking.

Disclaimers:
1. Pockit is a prepaid account, not a bank. Prepaid accounts are not covered by the Financial Services Compensation Scheme (FSCS).
2. Credit scores can be influenced by various factors and improvements to your score are not guaranteed.
3. Sign up in the app or web. 18 years and older, subject to satisfactory residence and ID checks. Please note your card will not be dispatched until you have successfully verified your account. Delivery time depends on the delivery method you selected during signup and provided as guidance only. Actual delivery times may vary and depend on Royal Mail.
4. Personal credit becomes available after 3 months on the Fast Track to Credit plan, add £200/month to qualify, no adverse credit history.
5. Credit Builder, Personal Credit and Income Advance services are powered by SteadyPay. Purchase protection insurance service is powered by Jove and underwritten by Wakam.
6. Representative APR 40.47%. We do not charge interest. The APR depicts the transaction fee of £4.99 as the cost of using our service. Representative example: Income Advance issued: £50. Interest charged: 0%. Transaction fee paid: £4.99. The repayment period for Income Advance is 90 days. Total amount paid: £54.99. Representative cost: 40.47%.

Ratings and reviews

No dark mode, need WAY too much info about my income and where it comes from. The first transfer in it takes £2.50 without any confirmation or way to return it and close the account..the features £2.50 you get free elsewhere.. Nearly everything you do with this card will charge you without being upfront about the charge you're about to incur, I imagine they've swindled a lot of money this way. There are 68, yes 68! Different types of limit for you to keep track of?! Headache. Reported to FCA.

!!!!! STOP & READ!!!! Long story short I made an account because I needed to transfer money to a friend and it was convenient at the time , all the banks are closed and I could use paypoint to deposit money all well and good . Well that's what I thought after a while I started to trust this app so I deposit some money ( and it really really wasn't much ) all's fine until I try to draw it out the next day then they say I've been suspended and I can't access my money stay clear !!!!

Very nice app. One request: On right side of password box please separate the eye from the X button. They are too close to each other. Very annoying sometimes as you can end up tapping the wrong button. People with bigger fingers need to be considered in the app development.

What's new

The best version of Pockit yet!

In this release we focused on bug fixing, improvements under the hood and visual tweaks.

Enjoy!