Money App - Cash Advance

4.1
8.92K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
Learn more
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About this app

With Money App, you can access your earned wages early – even if your payday is weeks away. Get cash for groceries, gas, rent, bills, and other necessities when you need it.

HOW TO GET YOUR FIRST ADVANCE:
Sign up in seconds with your name, email and phone
Connect your bank so we know where to send your money
Get cash delivered right to your personal bank account

WHY MONEY APP?
Money App is an Earned Wage Access service that helps you access wages you've already earned, whenever you need them.

✓ No Interest – 0% APR
✓ No Credit Check
✓ No Late Fees
✓ No Hidden Fees
✓ No Mandatory Fees
✓ No Tipping Required

YOUR MONEY, YOUR WAY
Access your earned wages instantly and take control of your finances without the stress of waiting for payday.

IMPORTANT INFORMATION:
Money App is NOT a personal loan, payday loan, cash loan, or an app to borrow money. We provide an Earned Wage Access service that allows you to access wages you've already earned.

REPAYMENT TERMS:
Money App's advance service does not require a minimum repayment time frame. Money App's advance service does not require a maximum repayment time frame. Repayment occurs automatically via payroll deduction or through an autopay transaction linked to your bank account. If the autopay transaction fails, no additional interest, penalties, or fees are charged. You will not be eligible to request a new advance until your outstanding balance is paid.

FEES:
Money App has a 0% Annual Percentage Rate (APR) and no mandatory fees. You may pay an optional fee for expedited funds delivery.

EXAMPLE:
For a $50 advance with an optional Express Delivery fee of $6.99, your total repayment amount will be $56.99.

If you request an advance of $100 with no optional fees, your repayment is $100.

ELIGIBILITY:
Not all users will qualify. Access to advances depends on having a consistent direct deposit into your bank account and meeting other eligibility requirements.

YOUR DATA IS SECURE:
Your data is securely stored using bank-level encryption technology. For more information about how we protect your privacy, please see our Privacy Policy at https://money.app/privacy.

For complete terms, conditions and eligibility requirements, please visit: https://money.app

Prog Services, Inc. (d/b/a Money App)
256 W Data Dr
Draper, UT 84020
Updated on
Jun 4, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info and Financial info
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.1
8.86K reviews
candice f
May 15, 2026
It's not like other cash advances, you don't need to earn points to borrow from a cash advance. If you pay it back on time you're able to borrow again without strings attached. Don't need to tip. If you want the cash in an instant you can have it, it adds a fee but that is included when the money gets paid back. I've used it for about a year now, I've used many cash advance apps but this by far is the best one. Don't change it!!!
9 people found this review helpful
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David Emerson
March 24, 2026
Received advance previously no problem, but now, despite no changes I can't get one. Now I dont know for certain but since nothing changed on my end, and they encourage people to reapply often, that makes me think their pool they advance from is at its limit currently. All I can say for that is good luck, but if you can't deliver on your advertised service, this app is useless to me. If it actually delivered that would be wonderful... but it doesn't.
24 people found this review helpful
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Lisa Proctor
May 30, 2026
This is the first pay advance app that literally took less than 5 minutes to apply and have my funds on the way. No pressure to join for monthly fee. No hidden costs. No pressure to switch my checking/savings account. it was a breeze. Money App is my new "go to" for any cash advance needed in the future!
1 person found this review helpful
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