Papaya: Pay Any Bill

4.7
22.2K reviews
Content rating
Everyone
500K+
Downloads
Content rating
Everyone
Learn more
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About this app

Papaya is the quickest way to pay your bills. Just snap a photo of your bill and Papaya takes care of the rest! It's free, secure, and unbelievably easy.

That's right. No more mailing checks, making phone calls, or logging into twelve different accounts to make payments. And the best part? Papaya is FREE to use!

The Papaya app makes bill pay fast, easy and pain-free. In fact, we use the same game-changing technology that you use to deposit a check on your banking app. Simply take a picture of your bill and your payment is sent.

HOW IT WORKS
1. Download the Papaya app (it's free!)
2. Snap a picture of your bill
3. Choose a payment method

And presto, Papaya sends the payment for you!

PAY ANY BILL
Papaya works for all bills - medical, dental, utilities, rent, insurance, loans, parking tickets, DMV, plumbing services, business bills, your dog's training lessons, your kids' daycare bills and more.

PAY SECURELY
Your security is our priority. Papaya is HIPAA and PCI compliant, and bank-level secure.

PAY QUICKLY
It takes only seconds to make payments, and most are settled within 24 hours.

PAY HOW YOU'D LIKE
You can pay with any payment method: bank account, credit card, debit card or FSA/HSA card, as long as your merchant accepts it.

MORE ABOUT PAPAYA
We are a fast growing FinTech startup backed by the same investors behind Uber, Facebook, Google and YouTube and the winner of the PayAwards "Most Innovative Technology". You can learn more about us at https://PapayaPay.com. Our Terms of Service are here: https://PapayaPay.com/tos.html
Updated on
May 19, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 4 others
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
21.8K reviews
Steven DeLuca
June 24, 2020
Slow, crashed multiple times. I was forced to use the app when I went to pay a bill and this was their only online option. The site makes you enter your phone number then it text you a link to download the app. The app is nothing more than a third party billing service and it routinely asks you to pay other bills from the app. You also do not get immediate confirmation of your payment. The app starts the process and tells you they will email you when the payment is made. I will be deleting ASAP!
70 people found this review helpful
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Buck2552jr
September 7, 2021
Horrible so far. Submitted 2 payments... several $100s of dollars I might add. Went to to wrong vendors. There is no way to track down where the money was sent because the app does not tell you. Sure it says the name of the business but how many companies have the same name? Alot. Papaya has no one answering the phones, I left multiple messages, sent several emails and still nothing. No one can track it down. Do yourself a favor and just call the place you owe the bill to and make a payment.
41 people found this review helpful
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timothy schaffer
August 15, 2022
I probably won't use this app again. I mean it pays bills (slowly, very slowly). I sent in a bill on the 5th and it is now the 15th. Still "processing". I mean if I wanted to get old and wither away waiting on this app is it. I would have had a better chance walking there and paying it at this point. Probably would have taken less time. The lack of information on the processing of your payment is very little. It's pay and wait 2 to 3 weeks then get a notification it's paid.
59 people found this review helpful
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Papaya Payments
August 16, 2022
Thank you for your feedback. We understand this can be frustrating. Typically payments are made within 24-48 hours, however some factors may cause delays, such as if a biller requires that we mail payment. We are currently working on a system to provide more clarity to our users in cases where a submission falls outside of the 24-48 hour window.

What’s new

UI update, bugs fixes and stability improvements.