Synchrony Bank

4.5
6.93K reviews
500K+
Downloads
Content rating
Everyone
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About this app

What can Synchrony Bank help you achieve? Our app gives you the quick, secure access to your money you expect from an award-winning online bank.



My Synchrony Bank High Yield Savings account helped me save for a dream vacation where I proposed to my fiancĆ©! I direct deposit exactly what I want to save into my account and the interest I receive makes accomplishing my goals so easy. I can’t explain how helpful Synchrony has been--with easy online access, saving money has never been as enjoyable. I tell all my friends and family just how easy it can be!

- Paul, saving smart with Synchrony Bank



Open a new account in minutes and manage your existing ones with account management tools and more wherever, whenever in the app.

With the Synchrony Bank app, you can:
• Open a new account seamlessly in just a few minutes
• Track all your account activity anytime, anywhere
• Deposit checks easily with mobile check deposit
• Confirm balances at a glance with convenient widgets to highlight key data
• Connect with our award-winning customer service team, and chat live during business hours for immediate answers and help
• Link your Synchrony Bank account to external bank accounts for secured transfers
• Renew your CD accounts to keep your savings growing in just a few taps
• Manage beneficiaries, view statements, and even go paperless in a snap
• Link and manage your Synchrony-branded Mastercard


We’ve built every feature of the Synchrony Bank app with accessibility for all in mind: the app is screen reader-friendly, supports variable font sizes, and uses optimal colors for readability so whatever your needs are, you’ll be able to review critical information wherever you are and whenever you need it.

With the app, you’ll have the power of easy-to-use Synchrony service wherever your next adventure takes you.



CONNECT WITH US
Facebook: facebook.com/SynchronyBank/
Instagram: @SynchronyBank
Pinterest: pinterest.com/Synchrony
Have a question, comment, or concern? Let us know at appsupport@synchronybank.com.



It’s not just our customers that love what we offer. We’ve received awards from Forbes Advisor, Nerdwallet, GOBankingRates and many others, recently including:
GOBankingRates' Best Online Bank in 2024*
Forbes Advisor 2024 Review of Synchrony Bank**
MoneyRates names Synchrony Best Savings Accounts***
MyBank Tracker's Best CDs for 2024****
GOBankingRates' Best CD Accounts in 2024*****
MoneyRates names Synchrony Best CD Accounts in 2024******
GOBankingRates' Best Money Market Accounts*******



ABOUT SYNCHRONY BANK
We’re not your average bank—you can expect more from Synchrony Bank, where we’re proud to have helped customers for more than 80 years. Today, we combine the stability of FDIC insurance with smart digital tools and consistently great rates. Learn more about banking smart with us at synchronybank.com or reach out to our highly-rated customer service team at 1-866-226-5638 for banking in sync with you.



*GOBANKINGRATES.COM: Ā© 2024 GOBankingRates. All Right Reserved.
**FORBES: Ā© 2024 Forbes Media LLC. All Rights Reserved.
***MONEYRATES: Ā© 2024 MoneyRates
****MYBANKTRACKER.COM:Ā© 2024 MoneyRates
*****GOBANKINGRATES.COM: Ā© 2023 GOBankingRates. All Right Reserved.
******MONEYRATES: Ā© 2024 MoneyRates
*******GOBANKINGRATES.COM: Ā© 2023 GOBankingRates. All Right Reserved.
********NERDWALLET: ©2024 NerdWallet, Inc. All Rights Reserved.
Updated on
Mar 10, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location
This app may collect these data types
Personal info, Financial info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
6.74K reviews
Gerry R
December 22, 2025
It used to be good and paid a high interest rate. But, since new security measures have been implemented it's can take days and more than one uninstall/install of app to get transfers done. Too much hassle now and interest rates suck. I'm closing my account. It constantly asks to confirm your ID then tells you link is expired.
11 people found this review helpful
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Elizabeth Litke
March 6, 2026
Love the extra cash back that you get with interest from these accounts.They have outpaced all of the other ones. However, when it comes to just the app, it could be a little less rigid.You have to go back and forth back and forth back and forth in order to see things where it would be really helpful to have one nice dashboard that actually shows you how much interest you've gotten , how much in and/or out, etc. When I'm reconciling my month, it would be more helpful.
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Andrew Wilcox
January 5, 2026
the app might be fine. but stay away from synchrony bank. they'll freeze your account for no reason and it will take 2 weeks to find out what's going on and then another 2 weeks before you can get access . worst banking experience I've ever had. every customer service person has been a foreigner with a heavy accent. probably not even in America.
7 people found this review helpful
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What’s new

Our latest update to the Synchrony Bank app gives you:
• Backend enablement for smoother money movement
• Security updates that ensure protections for your accounts and data
• Additional support when linking external accounts
• Updated account access for Synchrony Mastercard holders in the MySynchrony app