8.69K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
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About this app

With the official TransUnion app, you get free credit scores, free credit reports, free credit monitoring & free access to offers from Bankrate. There’s no credit card required!
Your credit score is calculated based on the VantageScore® 3.0 model. Lenders and insurers may use different scores to evaluate your eligibility.
Simply create your free account (no credit card required) and start using our app (won’t hurt your score) to:

Plan Your Credit Future
Know what’s affecting your score, what to work on, and where your score could go.
Stay on Top of Changes
Know where your TransUnion report & score stand with refreshes available daily. Get an alert whenever there’s a critical credit report or score change.
Save Time with Offers from Bankrate*
Explore credit offers powered by Bankrate*, all in one place.

Join us now to get your free credit scores, free credit reports, free credit monitoring & offers!

Upgrade your membership to add premium features like quarterly 3-bureau reports and identity monitoring.

***AGE DISCLAIMER: You must be at least 18 years of age to access or download this app. If you are under 18 years of age, you are prohibited from accessing or downloading this app. Read more in our Terms of Service here: https://www.transunion.com/legal/credit-membership-terms.***

*Advertiser Disclosure: Offers are provided by TransUnion’s Offers Provider, Bankrate. Bankrate provides advertising revenue to TransUnion Interactive, Inc. when consumers interact with the offers, such as by clicking on an offer, when the application is approved or opening an account. This revenue impacts how and where offers appear (including, the order in which they appear), except where prohibited by law for offers related to mortgage, home equity and other home lending products.
Offers do not represent all available financial services, companies or products. Availability may vary by state. Please review the offer details and verify all terms and conditions before applying. TransUnion does not endorse or recommend any lender or provider.

ABOUT TRANSUNION
TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries. We make trust possible by ensuring each person is reliably represented in the marketplace. We do this with a Tru™ picture of each person: an actionable view of consumers, stewarded with care. Through our acquisitions and technology investments we have developed innovative solutions that extend beyond our strong foundation in core credit into areas such as marketing, fraud, risk and advanced analytics. As a result, consumers and businesses can transact with confidence and achieve great things. We call this Information for Good® — and it leads to economic opportunity, great experiences and personal empowerment for millions of people around the world. http://www.transunion.com/business

Personal information we collect -- https://www.transunion.com/privacy/consumer-interactive#2
Do not sell or share my personal information -- https://www.transunion.com/optout
Limit the use of my sensitive personal information -- https://www.transunion.com/optout
Your scores, reports & offers
Updated on
Oct 26, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, Personal info and 2 others
  • No data collected
    Learn more about how developers declare collection
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

8.46K reviews
Eric Hill
June 16, 2020
I feel cheated out of my money! First off this app is not free. After downloading it and installing it which is and was the only part that worked. I checked my score which was at least accurate but than I started to notice issues. My personal information was mostly correct but my employment was 14 years behind! The credit compass did not work and and the app is hard to navigate. Ok let's move on, the app has very little information on credit and your accounts. This app is terrible, don't buy!
266 people found this review helpful
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Melissa Vann
November 16, 2020
Your service costs too much for too little, and when I had it I was only able to see scores from 1 bureau not all 3 - and one of the ones I couldn't see was yours!, and neither your website or app is user friendly at all. I had so many problems with both including support and dispute services that I probably wouldn't use your service even if it was free. I use CreditKarma (for free scores from you and Equifax) and Experian (for their new ExperianBoost service and more, unfortunately not free).
102 people found this review helpful
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Mike L
October 29, 2021
I have the myTransUnion app that uses to let me freeze and unfreeze my credit. I think they abandoned that app. Now, I can't log in to this app with my same credentials that work on their website. They want you to pay for access. With all of the security beaches in the past years, I think credit companies should have a free, easy way to freeze and unfreeze credit.
168 people found this review helpful
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What’s new

Feature enhancements and minor bug fixes.