TransUnion®

TransUnion Interactive, Inc.

About this app

With the official TransUnion app, you get free credit scores, free credit reports, free credit monitoring & free access to offers from Bankrate. There’s no credit card required!
Your credit score is calculated based on the VantageScore® 3.0 model. Lenders and insurers may use different scores to evaluate your eligibility.
Simply create your free account (no credit card required) and start using our app (won’t hurt your score) to:

Plan Your Credit Future
Know what’s affecting your score, what to work on, and where your score could go.
Stay on Top of Changes
Know where your TransUnion report & score stand with refreshes available daily. Get an alert whenever there’s a critical credit report or score change.
Save Time with Offers from Bankrate*
Explore credit offers powered by Bankrate*, all in one place.

Join us now to get your free credit scores, free credit reports, free credit monitoring & offers!

Upgrade your membership to add premium features like quarterly 3-bureau reports and identity monitoring.

***AGE DISCLAIMER: You must be at least 18 years of age to access or download this app. If you are under 18 years of age, you are prohibited from accessing or downloading this app. Read more in our Terms of Service here: https://www.transunion.com/legal/credit-membership-terms.***

*Advertiser Disclosure: Offers are provided by TransUnion’s Offers Provider, Bankrate. Bankrate provides advertising revenue to TransUnion Interactive, Inc. when consumers interact with the offers, such as by clicking on an offer, when the application is approved or opening an account. This revenue impacts how and where offers appear (including, the order in which they appear), except where prohibited by law for offers related to mortgage, home equity and other home lending products.
Offers do not represent all available financial services, companies or products. Availability may vary by state. Please review the offer details and verify all terms and conditions before applying. TransUnion does not endorse or recommend any lender or provider.

ABOUT TRANSUNION
TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries. We make trust possible by ensuring each person is reliably represented in the marketplace. We do this with a Tru™ picture of each person: an actionable view of consumers, stewarded with care. Through our acquisitions and technology investments we have developed innovative solutions that extend beyond our strong foundation in core credit into areas such as marketing, fraud, risk and advanced analytics. As a result, consumers and businesses can transact with confidence and achieve great things. We call this Information for Good® — and it leads to economic opportunity, great experiences and personal empowerment for millions of people around the world. http://www.transunion.com/business

Personal information we collect -- https://www.transunion.com/privacy/consumer-interactive#2
Do not sell or share my personal information -- https://www.transunion.com/optout
Limit the use of my sensitive personal information -- https://www.transunion.com/optout

Ratings and reviews

Total Garbage - Cannot even login. I login perfectly fine repeatedly from my PC on the website. So I know my ID and PW. Try it from the app, and it just fails. Tried removing and reinstalling the app, and it still fails. Called app support. They were no help and wanted to escalate me to tech support. I did not want to waste anymore time trying to resolve this, so I declined.

Not a fan. If you're able to login - big if - you can easily see your credit score, but when you drum down into your credit report the app becomes unstable. The screen jumps and skips all over the place making it nearly impossible to view any information. The fact that the screen is divided into three columns doesn't help. Also, you can't manage a credit freeze from within the app like you can with the Equifax and Experian apps. TransUnion needs to rethink their app. Uninstalling.

This has been nothing short of pointless. It took 2 days just to be able to create an account, and even when I finally did, I was instantly locked out for no reason because of "validation failure". Calling was equally useless. First time the person told me they'd been having "server issues" for over a day, and the second person had to unlock my account and then told me "We are no longer using the app" despite it being updated less than a month ago. Website works fine, app login is impossible.

What’s new

Feature enhancements and minor bug fixes.