U.S. Bank Mobile Banking

U.S. Bank Mobile

About this app

Security at your fingertips
• Log in with your credentials for digital services at usbank.com. Don’t have online access? Enroll with the app. • Be alerted to duplicate charges, suspicious activity, and low balances.
Manage accounts and cards
• View accounts & balances in one spot: checking, savings, credit cards, loans, and more. • Securely access credit scores.
• Set travel notifications, lock & unlock cards, and more.
• Add cards to mobile wallet.
• Select your language preference – English or Spanish.
Personalized Insights
• Review monthly spending in key categories, like Food & Dining.
• Get recommendations on how to save and grow your money based on your spending history.
U.S. Bank Smart Assistant®
• Manage accounts by asking "What’s the routing number for my checking account?" • Move money by saying “Transfer $50 from checking to savings.”
Easy money movement
• Send & request money with friends and family using Zelle®2. • Quickly deposit checks, now with increased limits.
• Pay & manage bills in one spot.
• Make transfers between U.S. Bank accounts.
Explore products
• Find new accounts, credit cards, loans, small business accounts, & more. • Apply from the app and often get a decision within minutes.
Help when you need it
• Explore the Help Center for answers to commonly asked questions.
• View banking demos on Digital Explorer.
• Schedule an appointment with a banker or get real-time support with Cobrowse. • Locate branches & ATMs near you.
U.S. Bancorp Investments, an affiliate of U.S. Bank
• View U.S. Bancorp Investments accounts & balances.
• Make transfers between U.S. Bank accounts & U.S. Bancorp Investment accounts.
1. Industry benchmarking firm Keynova Group ranked U.S. Bank #1 for mobile app in its Q3 2021 Mobile Banker Scorecard.
2. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. U.S. checking or savings account required to use Zelle®. Requests for money with Zelle® sent to a U.S. mobile number require that the mobile number first be enrolled with Zelle®.
U.S. Bank and U.S. Bancorp Investments is committed to protecting your privacy and security. Learn more by visiting U.S. Bank Consumer Privacy Pledge, the U.S. Bancorp Investments Privacy Pledge, and the Online Privacy and Security Policy. The Digital Security Guarantee | Mobile and online security | U.S. Bank (usbank.com) protects customers from fraud loss. For more information about U.S. Bank Mobile Banking, please visit usbank.com/mobile or call us toll-free at 800-685-5035.
Investment and insurance products and services including annuities are:
Not a Deposit ● Not FDIC Insured ● May Lose Value ● Not Bank Guaranteed ● Not Insured by any Federal Government Agency
For U.S. Bank:
Equal Housing Lender. Credit products offered by U.S. Bank National Association and subject to normal credit approval. Deposit products are offered by U.S. Bank National Association. Member FDIC.
U.S. Bank is not responsible for and does not guarantee the products, services, or performance of U.S. Bancorp Investments.
For U.S. Bancorp Investments:
Investment and insurance products and services including annuities are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank.

Ratings and reviews

Pretty easy to use. Certainty saves time. Getting better. Use comes with a cost. Don't get to visit with local, helpful, friendly bankers as much. Review downgraded to 3 stars as app seems finicky about check imaging. It doesn't seem to like working with checks undetached from explanation). Nor does it provide a receipt that can be saved.

Three stars from me indicates the app meets my expectations. Disappointing me looses stars, while pleasant surprises earns added stars. New features are added occasionally, some have added real value to the app, while some have just added unnecessary fluff or changed the appearance of existing features. For the useful updates, with added features, the functionality has been as expected as well. The app does what I need, and that is enough for me. I don't find it necessary to use all the features

Check deposit is rough. It tries to take pic and isn't good at it. Would be much easier to center check and take pic without assistance. Been awhile since I wrote this, and it seems like the functionality has actually gotten worse. Update 2024: it just took me multiple attempts to get the back of a deposit. It auto flashes, but says it's too bright. Somehow it's worse than before.

What's new

We’ve updated Smart Assistant to make it quick and easy to manage your money.

• Smart Assistant now gives you visibility into when both deposits and credit card payment funds are made available in your account.

• Smart Assistant can help you pay bills by prioritizing bills that are due and upcoming.

• Smart Assistant will track your card for you to ensure you know exactly when to expect it.