Virgin Money Mobile Banking

Clydesdale Bank PLC

About this app

Say hello to brighter money from Virgin Money. Up-front products. Red-hot service. Bored with your bank? See what makes us different.


Our current account is where the smart money goes. Along with a linked savings account, you’ll be able to manage your money in our brand new app or online.

With no monthly fees to worry about, and a rate of interest paid on both your current account and linked savings account, you can open your account in minutes and join a trusted brand that’s looking out for you.

NEW - BRIGHTER BUSINESS BANKING IS HERE
You can now manage your Virgin Money
business accounts in our app. The perfect
combination of business expertise and Virgin
innovation - with plenty of perks along the way.

TRACK, BUDGET, SAVE AND PAY

- View and track your transactions with our automatic tagging of your spending. You can even add your own custom tags.

- Budget better by seeing your spending and what you’ve got left at the end of the month. If you’re over budget, we’ll let you know.

- Save cleverly with our savings pots. Pick a goal, create a pot for out and transfer money to it when you can. We’ll do the maths to help you keep on track.


EXPECT SERVICE THAT’S ABOUT SMILES, NOT SALES

Offering everything from current and savings accounts to mortgages, yes, Virgin Money is a bank.

But don’t worry, we never act like one. We’re Virgin first, so our love of service always shines through.

You’ll experience this every time with our customer service advisors. Call them 24/7, or if you prefer, manage your money from wherever you want using our app and online banking.


KEY FEATURES

- Google Pay-enabled. Pay for things with just a tap of your phone.

- Deposit cheques in the app. You’ll usually get your money the next working day.

- Set up savings pots for your savings goals.

- Automatic spend tagging.

- Sign in securely using your fingerprint or passcode.

- View statements & set up and manage Direct Debits and Standing Orders.

- Set up automatic money sweeps if your current account balance runs low to help prevent fees and missed payments.

- Report a debit card lost or stolen


AND FINALLY…

Like any current account, ours is subject to status and eligibility.

Your eligible deposits with Virgin Money are covered for up to £85,000 per person under the Financial Services Compensation Scheme.

Ratings and reviews

Atrocious design and functionality. First of all, the application doesn't function unless you grant location permission? Why? Great question, would love an answer on that. Secondly, the application itself doesn't work. It took me nearly 5 minutes of restarting the application to finally get logged in. After that, the transfers I attempted to make failed due to errors. Completely unusable garbage, and with the location permissions, probably spyware. 0/10, probably moving my money to a real bank.

When the app is working, it's great! It can be super speedy and easy to use. However more recently, it won't even allow me to log in. It continually says their is a connection error and I should try again later. My connection is fine and I have the most updated version. It's not ideal, especially when all the banks are closing - it's a must to ensure access to money is always available

Most of the time the app works fine. It's good to see rolling totals etc when looking back which other apps don't do. However, a number of times when moving money out of a savings pot the next time I open the app more money has been taken out this pot and put in the "not in a pot" savings amount which makes it difficult to track my savings.

What's new

Your banking just got a little bit brighter. We update the Virgin Money app regularly to bring you the best experience. With this release we've fixed a few bugs, and also made a couple more tweaks and service improvements.