Wollit - Smart Credit Builder

wollit

About this app

BUILD YOUR CREDIT SCORE - NO CREDIT CHECK REQUIRED

Award-winning UK credit builder that reports to all 3 credit agencies. Trusted by 350,000+ users. Guaranteed approval.

GUARANTEED APPROVAL - NO REJECTIONS
• No credit check required - perfect for poor credit or no credit
• 2-minute setup with instant activation - no paperwork needed
• Works even if you've been rejected by banks, credit cards, or loans
• Start building credit history immediately
• Suitable for students, new graduates, & first-time credit users

TRIPLE CREDIT AGENCY REPORTING - MAXIMUM IMPACT
• Reports to Experian, TransUnion & Equifax automatically
• Wollit Credit building appears on all UK credit files
• Simple dashboard to track credit building progress
• Monthly credit reporting builds positive payment history

REAL CUSTOMER SUCCESS STORIES
"Got a credit card for the first time in many years" - Mark C.
"Made all the difference for my mortgage application" - Sam B.
"Finally approved after being rejected everywhere else" - Alex

PERFECT FOR MORTGAGES, LOANS & CREDIT CARDS
• Essential credit building for first-time buyers and mortgage applications
• New UK residents establishing British credit history from scratch
• Rebuilding credit after financial setbacks, credit challenges
• Preparing for major credit applications - loans, mortgages, car finance
• Students and young adults building their first credit profile

POWERFUL CREDIT BUILDING TOOLS & FEATURES
• Rent Reporting - turn monthly rent payments into credit history
• OLLI AI Credit Coach - personalised credit improvement guidance
• Affordability Monitor - see your finances through lenders' eyes
• Credit insights, tips, and credit score tracking
• Open Banking integration for comprehensive financial overview

MONEY BACK GUARANTEE & FLEXIBILITY
• 14-day money back guarantee - try risk-free
• Cancel with no penalties or fees
• Transparent pricing with no hidden costs or charges

WOLLIT VS COMPETITORS & ALTERNATIVES
Unlike Capital One, Aqua Card, Vanquis, Zable, Loqbox or credit cards that require existing good credit, anyone can join Wollit with guaranteed approval. Better than Credit Karma, Experian, Money Super Market or Totally Money apps that only show scores - we actively build your credit

FAQs

Q: Do I need good credit to start using Wollit?
A: No - specifically designed for poor credit or no credit history.

Q: How does credit building work with Wollit?
A: We report your monthly payments as a loan to all 3 credit agencies.

Q: Is this a credit card?
A: No - Unlike credit cards, Wollit has no risk of overspending.

Q: Can I cancel anytime?
A: Yes - complete flexibility with cancellation through the app.

Q: Will this help with mortgage applications?
A: Wollit helps build the payment history that mortgage lenders look for

HOW CREDIT BUILDING WORKS
1. Make one small monthly payment
2. We automatically report to Experian, TransUnion & Equifax
3. Watch your credit history grow
4. Stronger credit can mean better rates, higher limits, and more approvals
5. Use additional tools like rent reporting for faster progress

WHO WOLLIT HELPS BUILD CREDIT
• Students & young adults starting their credit journey
• New UK residents from abroad needing British credit history
• Anyone rebuilding after past credit challenges or mistakes
• Self-employed individuals struggling to prove creditworthiness
• Anyone rejected by traditional banks, building societies, or lenders

IMPORTANT INFORMATION
Wollit Credit Builder costs £9.99/month (£119.88/year). Credit score improvements are not guaranteed and depend on individual circumstances. Must be 18+ and UK resident. Not suitable if currently in bankruptcy, IVA, or debt management plans. Missing payments may affect your credit score.

START BUILDING CREDIT TODAY
Download now for instant setup with guaranteed approval and no credit check required. Begin your journey to better credit, improved financial health, and access to the best rates and products

Wollit Ltd (10687003)