Plazo: Card and loans

500K+
Downloads
Content rating
Everyone
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About this app

PLAZO, THE FINANCIAL SUPPORT YOU NEED AND YOUR CREDIT CARD FOR FAST LOANS.

Plazo is your personal finance app with a Mastercard card, no fees, and a 100% online account.

You can now apply for your credit card with a limit of up to €5,000. Create your online account in just 10 minutes, access your flexible credit instantly and get fast loans.


Manage all your finances from a single app:
- Instant virtual card and physical card with no fees.
- Credit of up to €5,000: Apply for your credit card and request up to €5,000*.
- Transfers and withdrawals: Make transfers or withdraw cash from ATMs worldwide.
- Full control from the app: Manage your money, block or activate the card with one click, track your finances, and request fast loans.

BENEFITS WITH YOUR CREDIT CARD UP TO €5,000
Need a personal loan? With Plazo Credit, you can request the amount you need between €300 and €5,000 through your credit card.

- Immediate access to funds: Get a credit card with up to €5,000. Fast, simple, and in just 10 minutes. Download the app and start enjoying all its benefits.
- Flexible payment: Enjoy the freedom to adjust your card payments according to your pace and circumstances.
- Cashback on all your purchases: Get 3% cashback at all supermarkets. Plus, you get access to a Rewards Program with more than 100 well-known brands, offering up to 20% cashback.
- Get answers to medical, legal and veterinary questions instantly with MeetingPros: chat with experts 24/7 and get answers in under 2 minutes.
- Invite up to 10 friends to Plazo using your code and earn up to €100. You’ll receive €10 for every friend you invite, and they’ll get €10 as a gift after signing up and reaching €20 in purchases during their first 7 days. A friend in need is €100 indeed!
- Take control of your finances and use the Plazo credit card to apply for fast money loans.

How to get the Plazo card to apply for fast loans?

Opening your account and applying for your card is easy, fast and free. Download the app, verify your identity, and start enjoying the benefits: credit card, fast loans…

Debit account.
- No credit line.
- ATM withdrawals up to €300 per day.
- Virtual card and physical card with no fees.

* Subject to credit approval.

Credit line granted by Plazo Credit S.L.U. Service provided in the ID Finance Plazo S.L. app.
Representative example: for a €2,000 credit line using the full amount in the first draw; APR 21.70% and EAR 23.99% annually, fixed rate, deferred payment in revolving mode through flexible periodic instalments, payable in 48 equal monthly instalments of €62.69. Total amount owed: €3,006.73. Late payment penalty: €30. Free transfer of the credit amount to the Plazo Card. Conditions apply.

PLAZO card issued and managed by PECUNIA CARDS EDE, S.L.U. (PECUNPAY), an Electronic Money Institution supervised by the Bank of Spain and registered under number CSB 6707. PECUNPAY is the issuer and manager of the PLAZO card and payment account. For any issues related to the card’s operation, you can contact the payment service provider at servicioatencioncliente@pecuniacards.es.
For more information, visit: credito.plazo.es and plazo.es.
Updated on
Jan 7, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 3 others
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

What’s new

Hello! Here is a new version of Plazo with some improvements. You may not notice it at first glance, but we're still working at the backstage. Update your app and get the best of Plazo!

Remember that in Plazo we will never ask you for your passwords, SMS codes, card numbers or secret numbers. Do not share them with anyone.