Openbank – banca móvil

15.7K reviews
Content rating
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About this app

With the Openbank mobile banking app, manage your bank accounts in a simple, intuitive and secure way.

Management for your day to day

• Pay with your mobile in all establishments that accept contactless payment.
• Send money instantly with Bizum.
• Login with your fingerprint.
• Turn your cards off and on temporarily by location and usage. For example, choose if you want to use it only in certain countries or turn off its use in ATMs.
• Check all the details of your card, including PIN and CVV.
• Program and carry out national transfers and register new habitual beneficiaries.
• Check your expenses, classified by categories and have greater control of your movements.
• Add your other banks and check all your finances at a glance from your Openbank App with the Financial Aggregator.
• Defer payment of purchases and payments.
• You can contract any of our cards: debit, credit or our Premium and Diamond Packs.
• Modify the limit of your cards.
• Load and unload your prepaid cards.
• You can apply for loans for contingencies or whatever you need.
• Manage your receipts and direct debits 100% digitally.
• Customize your personal avatar and consult or modify your personal data or passwords.

Openbank Wealth, Openbank's investment space

• You invest directly in mutual funds: you have more than 2,000 indexed and actively managed investment funds to invest from just € 1 and without additional fees. Hiring a fund through Openbank has no more costs than the fund's own commissions
• If you are not sure which investment fund is for you, discover “Build your portfolio”, a tool that offers you 5 examples of predefined portfolios made up of different funds
• If you prefer to save time and effort in deciding which funds to choose, the Roboadvisor automated investment service puts your money to work for you without you having to do anything else. Start investing from € 500
• Bring your funds to Openbank: we do not charge a subscription, reimbursement, custody or transfer fee.
• Also bring your pension plans, stocks, ETFs and warrants.
• Find out what stocks other investors are buying and selling
• You have a team of investment specialists, certified by AFI and with extensive experience, at 91 177 33 16, Monday through Friday from 8 a.m. to 8 p.m.

Security for you

• Password Manager. Thanks to this service, you can keep your passwords and secrets in a safe place.
• Security customization. You can choose how you confirm the operations you carry out both from the web and the app.

Promotions and Discounts Open

• Sign up for all customer promotions from your app in just 2 clicks.
• Enjoy Open Discounts when paying with your Openbank cards in major brands.
• Check current promotions for your investment products and services at Openbank Wealth.

And much more!

Help us improve the app! Send us your suggestions to
Updated on
Nov 20, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

15.5K reviews
Alan Ling
November 25, 2023
Terrible experience. The bank freezes the bank account without good reason and asks for documentation that doesn't exist. In the mean time my salary was transferred to it, but cannot be reached. Money I transferred to it didn't arrive, nor bounced back. I will switch to another bank now and once it gets unfrozen I will close this account with this unprofessional bank. I hope I will be able to get my money back. Terrible experience. I recommend this bank if you don't want access your money. Crazy
Did you find this helpful?
Openbank S.A.
November 26, 2023
Hello, Alan. Please send us a message to our mail, to be able to manage it in a personalized way. Regards!
Marvin Stracke
June 21, 2023
😕 App interface is not intuitive to use, not well structured, doesn't feel like you want to use it. And there are some interaction flows that seem weird and could be easier. Unfortunately I cannot recommend the bank, because of the app. If I would have it as main bank and use it more often, I would switch cause it's not fun using it.
5 people found this review helpful
Did you find this helpful?
Openbank S.A.
June 21, 2023
Thank you for your comment, Marvin. We have forward it on to our technical team.
Viktor Dobrikov
November 22, 2023
Please make the English language option available across all countries. I am an expat in the Netherlands and recently opened an account. But can't use the app efficiently, as the only available language is Dutch...
Did you find this helpful?
Openbank S.A.
November 27, 2023
Thank you for your feedback, Viktor. We have forward it on to our technical team for consideration in future updates.

What's new

¡Estrenamos actualización! Hay una nueva versión de la App Openbank disponible para ti. En ella hemos incluido algunas correcciones que harán que la gestión de tu dinero sea mucho más sencilla y eficaz.
Estamos aquí para darte un servicio 5 estrellas, ¿nos puntúas?