Qonto - Business Finance App

Qonto

About this app

Qonto makes day-to-day banking easier for SMEs and freelancers, thanks to an online business account combined with invoicing, bookkeeping and spend management tools. With an innovative product, highly responsive 24/7 customer service and clear pricing, Qonto has become the European leader in its category.

Master your daily finances with a powerful business account

- Local IBANS
- Payment cards: spend up to €200,000/month. No hidden costs. Pay online or in-store, at home and abroad: whatever the situation, our range of free and premium corporate cards included in your subscription has got you covered.
- Transfers: flexible payment methods - from instant SEPA to speedy international transfers - so you can pay and get paid faster.
- Get paid anywhere: accept payments in-store, on the move with Tap to Pay, or online with Payment links. Enjoy faster access to funds with zero friction.
- Transactions: unlimited history and real-time notifications.
- Financing: simplified access to integrated financing options: apply in minutes for our partners financing deals or ease your supplier payments with our in-house financing offer, Pay later.

Unchain your growth with a suite of financial tools

- Invoice management: centralize invoices & receipts in one place; get paid fast and pay your suppliers even faster.
- Spend management: control team spending with budgets, automatic receipt collection & tailored access.
- Bookkeeping: collaborate seamlessly with your accountant by connecting them to our suite of tools; get a full, real-time cash flow overview.
- Cash flow management: track the journey of every euro, forecast cash gaps in the weeks ahead, and see VAT updates in real time; let your unified dashboard translate scattered financial data into an actionable business roadmap.

Follow Qonto for news and company updates.

See what our customers have to say about us at https://www.trustpilot.com/review/qonto.com

Olinda Head Office is registered at 18 Rue De Navarin, 75009, Paris, France.

Ratings and reviews

The app is good, and the account opening is very fast. There is also an easy integration with Dougs for the accounting. I was a bit disappointed with the first line of support, which is a bot that doesn't give much more answers than what you could find on your own on the support page. However, it eventually offers to be contacted by a live support agent. I recommend Qonto.

what happened to the Reference field in each completed Transaction???? I can't see any details anymore of a Transfer in the mobile app. Also the "Transfer again" feature?? that was honestly my most used feature (button). it let's me super quickly make the same/similar transfer without having to fill in all those annoying fields by starting from scratch. Team, please get it back. it distributed my entire paying-bills-process! otherwise, I love the app, it's super user friendly.

support is terrible, they do not know the context of the request and they keep you bouncing around to people that you have to start from scratch to explain every single thing notifications are useless as they arrive hours or days after things have happened I have the feeling that the owner of the company never used mobile banking in their life so much regrets on having subscribed to this cannot wait for the subscription to expire